St.George BusinessVantage Visa

Manage your business cash flow with up to 55 interest-free days and 9.99% p.a. on purchases with a new St.George BusinessVantage Visa.

The St.George BusinessVantage credit card is a low rate Visa designed for small-to-medium businesses, with a competitive purchase rate of 9.99% p.a. for new cards only.

9.99% p.a.

Purchase rate

$55 p.a.

Annual fee

55 days

Interest free period

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Product NameSt.George BusinessVantage Visa
Purchase rate9.99% p.a.
Annual fee$55
Interest-free periodUp to 55 days on purchases
Cash advance rate17.15% p.a.
Min credit limit$1,000
Card typeVisa
Foreign currency conversion fee3%
Available to temporary residentsNo
Joint applicationNo


  • Charges a competitive 9.99% p.a. purchase rate
  • Up to 9 additional credit cards for your employees
  • Complimentary insurance against unauthorised transactions


  • Charges a 3% foreign transaction fee
Bonus pointsN/A
Annual fee$55
Late payment fee$0
Foreign currency conversion fee3%
Cash advance fee3%
Overseas cash advance fee2%
Additional cardholder fee$55
Number of additional cardholders9

Review by

Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

The St.George BusinessVantage Visa combines a low variable interest rate with tools to help you keep track of business spending – including the option of consolidated expense summaries by department or division. It also offers up to 55 days interest-free on purchases when you pay the total closing balance by the due date on each statement.

How to apply

You can apply for the St.George BusinessVantage at a branch or by calling the bank on 13 38 00. To get started, make sure you meet the following eligibility criteria and have all the documents and details you'll need for the application.

Eligibility criteria

  • Residency. You must be an Australian citizen or permanent resident.
  • Business requirements. You must plan to use this card primarily for business expenses. Your business also needs to be registered in Australia.

Card benefits

  • Competitive purchase rate. This card offers a low variable rate of 9.99% p.a. for purchases for new cardholders. If you're an existing cardholder, check your account or call St.George to find out what rate applies to purchases.
  • Up to 55 days interest-free. Pay the closing balance (including any balance transfer or promotional amount) by the statement due date each month to take advantage of interest-free days on your purchases.

Rates & fees

  • Annual fee. The St.George BusinessVantage has an annual fee of $55 per card.
  • Cash advance rate. This card has a variable interest rate of 17.15% p.a. for cash advance transactions. Cash advances are ineligible for interest-free days.

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