St.George Amplify Business

Last updated:  

Receive 70,000 bonus Amplify or Qantas Points and save with a $0 first-year annual fee with a St.George Amplify Business.

The St.George Amplify Business credit card can help you keep track of expenses, with up to 3 additional cards for employees, customisable statements and complimentary insurance.

70,000

Bonus points

19.49% p.a.

Purchase rate

1

Reward point

Per $ spent (Visa/Mastercard)

$0 p.a.

Annual fee

for the first year ($89 p.a. thereafter)

Details

Product NameSt.George Amplify Business
Rewards ProgramAmplify Rewards / Qantas Frequent Flyer
Purchase rate (p.a.)19.49% p.a.
Annual fee$0 p.a. annual fee for the first year ($89 p.a. thereafter)
Interest Free Period55 days
Cash advance rate (p.a.)20.24% p.a.
Min credit limit$1,000
Card TypeVisa
Foreign Currency Conversion Fee (Visa/Mastercard)3% of transaction value
Complimentary Travel InsuranceNo
Minimum Age18 years of age
Available to Temporary ResidentsNo
Joint ApplicationNo

Pros

  • 70,000 bonus Amplify or Qantas Points when you spend at least $3,000 on eligible purchases within the first 90 days
  • $0 first year annual fee
  • Up to 3 additional cards for employees at no extra cost
  • Complimentary insurance for cardholders

Cons

  • Cash advances attract a relatively high interest rate of 20.24% p.a. (variable)
Rewards ProgramAmplify Rewards / Qantas Frequent Flyer
Bonus Points70,000 bonus points
Rewards Points per $ spent (Visa/Mastercard)1
Annual fee$0 p.a. annual fee for the first year ($89 p.a. thereafter)
Late Payment Fee$15
Foreign Currency Conversion Fee (Visa/Mastercard)3% of transaction value
Cash Advance Fee2% or $2.50, whichever is greater
Additional Cardholder Fee$0
Number of Additional Cardholders3

Expert review

Amy Bradney-George

Review by


Amy is an editor and writer at finder.com.au with more than 10 years experience covering credit cards, personal finance and various lifestyle topics. When she’s not sharing her knowledge on money matters, Amy spends her time as an actress.

Expert review

The St.George Amplify Business credit card gives you a way to earn rewards while keeping track of your business spending, with a choice between Amplify Rewards points and Qantas Points. If you stick with the default Amplify Rewards option, you’ll earn between 0.5 and 2 points per $1 for business spending, while choosing the Qantas Points option will get you between 0.25 and 1 point per $1 spent.

How to apply

If you've compared business credit cards and have decided the St.George Amplify Business suits your needs, you can apply online in around 10 minutes. Get started by checking that you're eligible to apply and have all your relevant details and documents on hand.

Eligibility criteria

  • Business spending. You can only apply for this card if you plan to use it primarily for business spending.
  • Residency. You must be an Australian citizen or permanent resident. You must also have an Australian residential address.

Card benefits

  • 70,000 bonus points. When you apply online before 26 February 2020, you are eligible to receive 70,000 bonus Amplify or Qantas Points when you spend at least $3,000 on eligible purchases within the first 90 days.
  • First year annual fee waiver. Apply before 26 February 2020 and get a $0 annual fee in the first year, saving you $89.

Rates & fees

  • Annual fee. Outside of any promotions, the St.George Amplify Business credit card charges a standard annual fee of $89.
  • Purchase rate. This card has a standard variable purchase rate of 19.49% p.a.

Ask an expert

To ask a question simply log in via your email or Facebook or create an account.

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Ask a question
Go to site