This low rate card from Regional Australia Bank offers an annual fee of $40 and up to 55 interest-free days. It also offers reduced interest rates if you have an eligible Regional Australia Bank mortgage.
Regional Australia Bank Your Choice Credit Card

- Balance transfer rate with no balance transfer fee
- 14.69% p.a.
- Purchase rate
- 14.69% p.a.
- Annual fee
- $40 p.a.
- Interest-free on purchases
- Up to 55 days
Our verdict
Get a 14.69% interest rate for purchases made with the Regional Australia Bank Your Choice Credit Card.
Pros
-
Discounted purchase rate of 9.69% p.a. if you have a Partnership Advantage Home Loan
-
Additional cardholder at no extra cost
-
Up to 55 days interest-free on purchases
Cons
-
No rewards program or travel insurance
Details
Product details
Product Name | Regional Australia Bank Your Choice Credit Card |
Balance transfer rate p.a. | 14.69% |
Purchase rate p.a. | 14.69% |
Interest-free period | Up to 55 days on purchases |
Cash advance rate p.a. | 14.69% |
Min credit limit | $500 |
Card type | Visa |
Eligibility
Available to temporary residents | No |
Joint application | No |
Rewards
Bonus points | N/A |
Fees
Annual fee | $40 |
Minimum monthly repayment | 2.5% of the closing balance or $20, whichever is greater |
Late payment fee | $0 |
Foreign currency conversion fee | 3.5% |
Additional cardholder fee | $0 |
Your reviews

Amy Finder
Editor
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