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Queensland Country Bank Visa credit card

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Save with a low purchase interest rate and earn points as you spend.

The Queensland Country Bank Visa credit card is suited to cardholders who want to reward their spending while saving on interest rates and annual fees. If you opt to join the Great Rewarder program, you'll earn points per $1 spent which you can then redeem for cashback to your account.

12.95% p.a.

Purchase rate


Reward point

Per $ spent (Visa/Mastercard)

$39 p.a.

Annual fee

55 days

Interest free period


Product NameQueensland Country Bank Visa credit card
Rewards programRewarder Rewards Program
Purchase rate (p.a.)12.95% p.a.
Annual fee$39 p.a.
Interest free period55 days
Cash advance rate (p.a.)12.95% p.a.
Min credit limit$500
Card typeVisa
Complimentary travel insuranceNo
Minimum age18 years of age
Available to temporary residentsNo
Joint applicationNo


  • Same low 12.95% p.a. interest rate on purchases and cash advances
  • Earns points per $1 spent
  • Up to 55 days interest-free on purchases


  • Does not have complimentary travel insurance
Rewards programRewarder Rewards Program
Rewards Points per $ spent (Visa/Mastercard)1
Rewards Points per $ Cap (Visa/Mastercard)10,000
Annual fee$39 p.a.
Minimum monthly repayment3% of the closing balance or $20, whichever is greater
Overseas ATM withdrawal fee$4
Additional cardholder fee$0

How to apply

You can apply for the Queensland Country Bank Visa credit card online in 20 to 30 minutes, as long as you meet the eligibility criteria.

Eligibility criteria

  • Age. You must be at least 18 years old to apply.
  • Residency. This card is only available to Australian citizens and permanent Australian residents.

Card benefits

  • Competitive purchase rate. This card charges a low variable 12.95% p.a. purchase interest rate.
  • Rewards program. You'll earn 1 per $1 spent on eligible transactions up to 10,000 points per month. Your points are automatically credited to your Rewarder account on a monthly basis and then converted into a dollar amount. As an example, if you accumulated 24,000 Rewarder Points over 12 months, you would then have $160 to spend using your Rewarder Loyalty card.

Rates & fees

  • Annual fee. This card charges a $39 annual fee. Remember that an additional annual fee of $58 applies if you sign up for the rewards program.
  • Cash advances. If you use your card to make a cash advance, such as an ATM withdrawal, you'll be charged the 12.95% p.a. cash advance interest rate.

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