Qudos Bank Lifestyle Credit Card
Last updated:
Get an introductory interest rate of 4.99% for the first 5 months and pay no annual fee ever.
The Qudos Bank Lifestyle credit card offers a $0 annual fee and the same interest rate for all transactions. After the first 5 months, the introductory interest rate reverts to a variable rate of 12.34% p.a.
4.99% p.a.
Balance transfer rate
for 5 months
4.99% p.a.
Purchase rate
for the first 5 months (reverts to 12.34% p.a.)
$0 p.a.
Annual fee
Details
| Product Name | Qudos Bank Lifestyle Credit Card |
|---|---|
| Balance transfer rate | 4.99% p.a. for 5 months |
| Balance Transfer Revert Rate | Purchase Rate (12.34% p.a.) |
| Purchase rate (p.a.) | 4.99% for 5 months, reverts to 12.34% p.a. |
| Annual fee | $0 p.a. |
| Cash advance rate (p.a.) | 12.34% p.a. |
| Min credit limit | $1,000 |
| Max credit limit | $20,000 |
| Card Type | Visa |
| Foreign Currency Conversion Fee (Visa/Mastercard) | 3.65% of transaction value |
| Complimentary Travel Insurance | No |
| Minimum Age | 18 years of age |
|---|---|
| Available to Temporary Residents | No |
| Joint Application | No |
Pros
- $0 annual fee
- 4.99% for 5 months on balance transfers and purchases
- Free supplementary cards
Cons
- No interest-free days on purchases
| Annual fee | $0 p.a. |
|---|---|
| Minimum Monthly Repayment | 2% of the closing balance or $20, whichever is greater |
| Foreign Currency Conversion Fee (Visa/Mastercard) | 3.65% of transaction value |
| Additional Cardholder Fee | $0 |
Expert review
Review by
Amy Bradney-George
amy.bradney-george@finder.comAmy is an editor and writer at finder.com.au with more than 10 years experience covering credit cards, personal finance and various lifestyle topics. When she’s not sharing her knowledge on money matters, Amy spends her time as an actress.
