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Qantas Premier Everyday Mastercard

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Earn 20,000 bonus Qantas Points and save with a 0% balance transfer rate for 12 months.

The Qantas Premier Everyday Mastercard is designed for frequent flyers who want a competitive Qantas Point earn rate without the high annual fee. When you apply by 24 February 2021 and spend at least $3,000 on eligible purchases within the first 3 months, you’ll receive 20,000 bonus Qantas Points.

0% p.a.

Balance transfer rate

for 12 months

20,000

Bonus points

19.99% p.a.

Purchase rate

0.75

Reward points

Per $ spent

We’re committed to our readers and editorial independence. We don’t compare all products in the market and may receive compensation when we refer you to our partners, but this does not influence our opinions or reviews. Learn more about Finder.

Details

Product NameQantas Premier Everyday
Rewards programQantas Frequent Flyer
Balance transfer rate0% p.a. for 12 months
Balance transfer revert rateCash Advance Rate (21.99% p.a.)
Balance transfer limit80% of available limit
Purchase rate19.99% p.a.
Annual fee$49
Interest-free period55 days
Cash advance rate21.99% p.a.
Min credit limit$4,000
Card typeMastercard
Foreign currency conversion fee3%
Minimum income$35,000
Available to temporary residentsNo
Joint applicationNo

Pros

  • 20,000 bonus Qantas Points offer
  • Earn 0.75 Qantas Points per $1 spent on domestic purchases up to $3,000 per statement period (2,250 points) and 0.4 points per $1 spent thereafter.
  • This card comes with a complimentary overseas travel insurance.

Cons

  • Charges a 3% foreign transaction fee
  • Domestic spend threshold of $3,000 before lower points earn rate kicks in is low
Rewards programQantas Frequent Flyer
Bonus points20,000
Rewards points per $ spent0.75
Annual fee$49
Minimum monthly repayment2% of the closing balance or $30, whichever is greater
Late payment fee$30
Foreign currency conversion fee3%
Cash advance fee3% or $3, whichever is greater
Overseas cash advance fee$5
Additional cardholder fee$25
Number of additional cardholders4

Expert review

Sally McMullen

Review by


Sally McMullen is a creative content producer at Finder, co-hosts our Pocket Money podcast and wrote about credit cards for almost five years. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone. She has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.

Expert review

The Qantas Premier Everyday Mastercard doesn't have the biggest bonus points offer on the market, but it is competitive when compared to other frequent flyer cards with low annual fees.

To give you an idea of your points potential, you could use 20,000 Qantas Points for a one-way economy flight from Perth to Sydney (18,000 points) or a return economy flight from Melbourne to Canberra (16,000 points).

How to apply

You can apply for the Qantas Premier Everyday Mastercard online in 10 minutes. To get started, make sure you meet the eligibility requirements and have the relevant documents and details on hand.

Eligibility criteria

  • Income. You must earn at least $35,000 per year to apply for this card.
  • New customer. You won't be eligible to apply for this card if you are the primary cardholder of another Qantas Premier credit card account.

Card benefits

  • 20,000 bonus Qantas Points. Receive 20,000 bonus Qantas Points when you apply by 24 February 2021 and spend at least $3,000 on eligible purchases within the first 3 months. The bonus points will be credited to your account within 6-8 weeks of meeting the spend requirement.
  • Earn Qantas Points as you spend. You'll earn 0.75 Qantas Points per $1 spent up to $3,000 per statement period (2,250 points) and 0.4 Qantas Points per $1 spent thereafter. You'll collect 1 Qantas Point per $1 spent on international purchases and 1 additional Qantas Point per $1 spent on eligible Qantas spend.

Rates & fees

  • Annual fee. This card charges a competitive standard annual fee of $49. If you choose to add an additional cardholder, a $25 annual fee applies.
  • Purchase rate. The variable interest on purchases is 19.99% p.a.
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