Qantas Premier Everyday Mastercard
Last updated:
Score up to 25,000 bonus Qantas Points, a discounted first year annual fee and complimentary travel insurance.
The Qantas Premier Everyday Mastercard is designed for frequent flyers who want a competitive Qantas Point earn rate without the high annual fee.
0% p.a.
Balance transfer rate
for 12 months
25,000
Bonus points
19.99% p.a.
Purchase rate
0.75
Reward points
Per $ spent (Visa/Mastercard)
Details
| Product Name | Qantas Premier Everyday |
|---|---|
| Rewards Program | Qantas Frequent Flyer |
| Balance transfer rate | 0% p.a. for 12 months |
| Balance Transfer Revert Rate | Cash Advance Rate (21.99% p.a.) |
| Balance Transfer Limit | 80% of available balance |
| Purchase rate (p.a.) | 19.99% p.a. |
| Annual fee | $29 p.a. annual fee for the first year ($49 p.a. thereafter) |
| Interest Free Period | 55 days |
| Cash Advance Rate | 21.99% p.a. |
| Minimum Credit Limit | $4,000 |
| Card Type | Mastercard |
| Foreign Currency Conversion Fee (Visa/Mastercard) | 3% of transaction value |
| Complimentary Travel Insurance | Yes |
| Minimum Income | $35,000 |
|---|---|
| Minimum Age | 18 years of age |
| Available to Temporary Residents | No |
| Joint Application | No |
Pros
- Up to 25,000 bonus Qantas Points
- Discounted $29 annual fee in the first year ($49 thereafter)
- Earn 0.75 Qantas Points per $1 spent on domestic purchases up to $3,000 per statement period (2,250 points) and 1.75 points per $1 spent thereafter.
- This card comes with a complimentary overseas travel insurance.
Cons
- Spend requirement for bonus points is complicated (receive 5,000 points/month when you spend $1,000/month on eligible transactions for the first 5 months)
- Domestic spend threshold of $3,000 before lower points earn rate kicks in is low
| Rewards Program | Qantas Frequent Flyer |
|---|---|
| Bonus Points | 25,000 bonus points |
| Rewards Points per $ spent (Visa/Mastercard) | 0.75 |
| Annual fee | $29 p.a. annual fee for the first year ($49 p.a. thereafter) |
|---|---|
| Minimum Monthly Repayment | 2% of the closing balance or $30, whichever is greater |
| Late Payment Fee | $30 |
| Foreign Currency Conversion Fee (Visa/Mastercard) | 3% of transaction value |
| Cash Advance Fee | 3% or $3, whichever is greater |
| Overseas Cash Advance Fee | $5 |
| Additional Cardholder Fee | $25 |
| Number of Additional Cardholders | 4 |
Expert review
Review by
Sally McMullen
sally.mcmullen@finder.com.auSally McMullen is Finder's credit cards and frequent flyer editor by day and a music maven by night. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone.
