Qantas Premier Everyday Mastercard

Earn up to 27,000 bonus Qantas Points and get a competitive $49 annual fee.

The Qantas Premier Everyday Mastercard is designed for frequent flyers who want a competitive Qantas Point earn rate without the high annual fee. When you apply by 31 August 2021, you will earn 3 bonus Qantas Points per $1 spent on eligible purchases that you make in the first 6 months from card approval, up to a total of 27,000 bonus Qantas Points.

No reviews yet. Write a review

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

Details

Product NameQantas Premier Everyday
Rewards programQantas Frequent Flyer
Balance transfer rate0% p.a. for 12 months
Balance transfer revert rateCash Advance Rate (21.99% p.a.)
Balance transfer limit80% of available limit
Purchase rate19.99% p.a.
Annual fee$49
Interest-free periodUp to 55 days on purchases
Cash advance rate21.99% p.a.
Min credit limit$4,000
Card typeMastercard
Foreign currency conversion fee3%
Minimum income$35,000
Available to temporary residentsNo
Joint applicationNo

Pros

  • Earn 3 bonus Qantas Points per $1 spent on eligible purchases (up to 27,000 bonus Qantas Points)
  • Earn 0.75 Qantas Points per $1 spent on domestic purchases up to $3,000 per statement period (2,250 points) and 0.4 points per $1 spent thereafter.
  • This card comes with a complimentary overseas travel insurance.

Cons

  • Charges a 3% foreign transaction fee
  • Domestic spend threshold of $3,000 before lower points earn rate kicks in is low
Rewards programQantas Frequent Flyer
Bonus points27,000
Rewards points per $ spent0.75
Annual fee$49
Minimum monthly repayment2% of the closing balance or $30, whichever is greater
Late payment fee$30
Foreign currency conversion fee3%
Cash advance fee3% or $3, whichever is greater
Overseas cash advance fee$5
Additional cardholder fee$25
Number of additional cardholders4

How to apply

You can apply for the Qantas Premier Everyday Mastercard online in 10 minutes. To get started, make sure you meet the eligibility requirements and have the relevant documents and details on hand.

Eligibility criteria

  • Income. You must earn at least $35,000 per year to apply for this card.
  • New customer. You won't be eligible to apply for this card if you are the primary cardholder of another Qantas Premier credit card account.

Card benefits

  • Up to 27,000 bonus Qantas Points. Apply by 31 August 2021 and you will earn 3 bonus Qantas Points per $1 spent on eligible purchases you make in the 6 months from card approval, up to a total of 27,000 bonus Qantas Points. These bonus points are in addition to to the standard Qantas Points per $1 you’ll earn with this card.
  • Earn Qantas Points as you spend. You'll earn 0.75 Qantas Points per $1 spent up to $3,000 per statement period (2,250 points) and 0.4 Qantas Points per $1 spent thereafter. Eligible transactions include most everyday purchases, such as retail shopping, food and drinks, petrol and travel bookings. Transactions that won’t earn points include cash advances, balance transfers and BPAY payments. You'll collect 1 Qantas Point per $1 spent on international purchases and 1 additional Qantas Point per $1 spent on eligible Qantas spend.

Rates & fees

  • Annual fee. This card charges a competitive standard annual fee of $49. If you choose to add an additional cardholder, a $25 annual fee applies for each additional cardholder.
  • Purchase rate. The variable interest on purchases is 19.99% p.a.
Avatar

Review by


Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

The Qantas Premier Everyday Mastercard doesn't have the biggest bonus points offer on the market and, unlike many other offers, the bonus points are awarded based on each $1 you spend. That means, to collect the maximum 27,000 bonus Qantas Points on offer, you’d need to spend $9,000 in the first 6 months – an average of around $1,500 per month. That spend requirement is still competitive when compared to other frequent flyer cards with low annual fees.

To give you an idea of your points potential, you could use 27,000 Qantas Points for a return economy flight from Brisbane to Melbourne (24,000 points) or get a one-way business class flight from Sydney to the Gold Coast (18,400 points) with lots of points to spare. If flying isn’t on the cards yet, you could also use these points to get $125 worth of Woolworths WISH digital gift cards through the Qantas Store (24,750 points for one $100 gift card and one $25 gift card).

Go to site