Northern Inland Credit Union Visa Classic Credit Card
Take advantage of 8.99% p.a. on purchases for the first 6 months and save with a low annual fee.
New customers can save on regular card costs with a low introductory interest rate of 8.99% p.a. on purchases for the first 6 months with the Northern Inland Credit Union Visa Classic Credit Card. After that, the interest rate reverts to 14% p.a. If you're already a Northern Inland customer with a home loan, you could take advantage of a lower purchase rate of 10.74% p.a. while you pay off your home loan.
8.99% p.a.
Purchase rate
for the first 6 months (reverts to 14% p.a.)
$40 p.a.
Annual fee
55 days
Interest free period
Details
| Product Name | Northern Inland Credit Union Visa Classic Credit Card |
|---|---|
| Purchase Rate | 8.99% for 6 months (reverts to 14% p.a.) |
| Annual Fee | $40 |
| Interest Free Period | 55 days |
| Cash Advance Rate | 14% p.a. |
| Minimum Credit Limit | $1,000 |
| Card Type | Visa |
| Complimentary Travel Insurance | No |
| Minimum Age | 18 years of age |
|---|---|
| Available to Temporary Residents | No |
| Joint Application | No |
Pros
- 8.99% introductory interest rate on purchases for 6 months (reverts to 14% p.a.)
- Home Loan Rewards rate of 10.74% p.a.
- Up to 55 days interest-free on purchases
Cons
- Not linked to any rewards program
| Annual Fee | $40 |
|---|---|
| Minimum Monthly Repayment | 2% of the closing balance or $20, whichever is greater |
| Late Payment Fee | $15 |
| Cash Advance Fee | 2.5% or $2.50, whichever is greater |
| Overseas Cash Advance Fee | US $175 |
| Overseas ATM Withdrawal Fee | $2 |
Expert review
Review by
Sally McMullen
sally.mcmullen@finder.com.auSally McMullen is Finder's credit cards and frequent flyer editor by day and a music maven by night. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone.
