The Myer Credit Card offers worldwide acceptance through the Visa card network and can be added to Apple Pay and Google Pay. When you're shopping at Myer, you can also get 6 months interest-free on eligible purchases. Just keep in mind that the card's standard variable interest rate applies after that.
Myer Credit Card

- Balance transfer rate for 14 months with no balance transfer fee
- 0% p.a.
- Purchase rate
- 20.69% p.a.
- Reward points per $ spent
- 3
- Annual fee for the first year ($69 p.a. thereafter)
- $0 p.a.
Our verdict
Offers rewards on your eligible spending anywhere and shopping perks at Myer, but is not currently accepting new applications.
The Myer Credit Card is not currently available for new applications. But we have kept the details in this review available for anyone who is interested. This is the only credit card that earns MYER one Credits, with every 2,000 credits earned giving you a $20 MYER one Reward. This means each MYER one Credit has a value of 1 cent, which is very competitive with the gift card or cashback rewards offered through other loyalty programs. But, as this card is not available for new applications right now, you may want to compare other rewards credit cards instead.
Pros
-
Up to 3 Myer one Credits, uncapped.
-
0% p.a. interest rate on balance transfers for 14 months with no balance transfer fee
-
No annual fee for the first year
Cons
-
The balance transfer reverts to relatively high purchase rate after the introductory period.
Details
Product details
Product Name | Myer Credit Card |
Balance transfer rate p.a. | 0% for 14 months, then 20.69% |
Purchase rate p.a. | 20.69% |
Interest-free period | Up to 55 days on purchases |
Cash advance rate p.a. | 20.69% |
Min credit limit | $1,000 |
Card type | Visa |
Eligibility
Available to temporary residents | No |
Minimum income | $30,000 |
Joint application | No |
Rewards
Rewards program | Myer One |
Bonus points | N/A |
Rewards points per $ spent | 3 |
Fees
Annual fee | $0 first year ($69 after) |
Minimum monthly repayment | 2.5% of the closing balance or $50, whichever is greater |
Late payment fee | $35 |
Foreign currency conversion fee | 3% |
Cash advance fee | 3% or $5, whichever is greater |
Overseas cash advance fee | 3% or $5, whichever is greater |
Additional cardholder fee | $0 |
Number of additional cardholders | 1 |