Myer Credit Card

Earn MYER one Shopping Credits, pay no annual fee for the first year and get up to 55 interest-free days on purchases with the Myer Credit Card.

You can use the Myer Credit Card to make purchases and earn Myer one Shopping Credits per $1 spent on eligible purchases. You can redeem your credits for Myer one Reward gift card to save on your next shopping spree. When you apply for the Myer Credit Card, you can save with a $0 annual fee in the first year and 0% p.a. interest on balance transfers for 14 months.

0% p.a.

Balance transfer rate

for 14 months

0% p.a.

Purchase rate

for the first 6 months (reverts to 20.69% p.a.)


Reward points

Per $ spent

$0 p.a.

Annual fee

for the first year ($69 p.a. thereafter)

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!


Product NameMyer Credit Card
Rewards programMyer One
Balance transfer rate0% p.a. for 14 months
Balance transfer revert ratePurchase Rate (20.69% p.a.)
Purchase rate0% p.a. for 6 months, reverts to 20.69% p.a.
Annual fee$0 annual fee for the first year ($69 p.a. thereafter)
Interest-free periodUp to 55 days on purchases
Cash advance rate20.69% p.a.
Min credit limit$1,000
Card typeVisa
Foreign currency conversion fee3%
Minimum income$30,000
Available to temporary residentsNo
Joint applicationNo


  • Up to 3 Myer one Credits, uncapped.
  • 0% p.a. interest rate on balance transfers for 14 months with no balance transfer fee
  • No annual fee for the first year
  • 0% interest for 6 months on eligible purchases at Myer


  • The balance transfer reverts to relatively high purchase rate after the introductory period.
Rewards programMyer One
Bonus pointsN/A
Rewards points per $ spent3
Annual fee$0 annual fee for the first year ($69 p.a. thereafter)
Minimum monthly repayment2.5% of the closing balance or $50, whichever is greater
Late payment fee$35
Foreign currency conversion fee3%
Cash advance fee3% or $5, whichever is greater
Overseas cash advance fee3% or $5, whichever is greater
Additional cardholder fee$0
Number of additional cardholders1

Review by

Sally McMullen is a creative content producer at Finder. Sally has written about credit cards for almost 5 years, authoring almost 900 articles on Finder alone. She has also been published in Yahoo Finance, Dynamic Business, Financy and Mamamia, as well as Music Feeds and Rolling Stone. Sally has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.

Expert review

The Myer credit card is suited to loyal Myer shoppers who want to reward their spending with savings at the checkout. It’s the only credit card that earns Myer one Shopping Credits, which you can redeem for Myer one Rewards cards. You can also save with 0% interest for 6 months on eligible purchases at Myer.

How to apply

You can apply for the Myer Credit Card online as long as you meet the eligibility criteria and have the necessary details to complete the application.

Eligibility criteria

  • Income. You must earn at least $30,000 of taxable income per year.
  • Credit history. You'll need to have a good credit score and history.

Card benefits

  • MYER one Shopping Credits. If you're not an existing MYER one member, you'll get free enrolment to the program and this card doubles as your MYER one rewards card. You earn up to 3 MYER one Shopping Credits for every dollar you spend at Myer and Myer affiliates and 1 Shopping Credit per $1 spent everywhere else, uncapped. Every 2,000 Shopping Credits you accumulate per Program Quarter will be automatically converted to a $20 MYER one Reward Card.
  • Interest-free Myer shopping. You can save with 0% interest on purchases for 6 months from Myer when you spend $250 or more in a single transaction. The standard purchase rate will apply after that.

Rates & fees

  • Annual fee. Outside of any promotions, this card charges a $69 annual fee.
  • Purchase rate. Your purchases will attract a 20.69% p.a. interest rate.
Go to site