Community First Low Rate Pink credit card
Last updated:
Get a low rate of 8.99% (variable) for purchases, balance transfers and cash advances while supporting the McGrath Foundation.
This low-cost Community First credit card gives you a way to show support for breast cancer, as half of the $40 annual fee is donated to the McGrath Foundation every year.
8.99% p.a.
Purchase rate
$40 p.a.
Annual fee
55 days
Interest free period
Details
| Product Name | Community First Low Rate Pink credit card |
|---|---|
| Balance Transfer Revert Rate | Cash Advance Rate (8.99% p.a.) |
| Purchase rate (p.a.) | 8.99% p.a. |
| Annual fee | $40 p.a. |
| Interest free period | 55 days |
| Cash advance rate (p.a.) | 8.99% p.a. |
| Min credit limit | $1,000 |
| Max credit limit | $15,000 |
| Card type | Visa |
| Foreign currency conversion fee (Visa/Mastercard) | 3% |
| Complimentary travel insurance | No |
| Minimum age | 18 years of age |
|---|---|
| Available to temporary residents | No |
| Joint application | No |
Pros
- A low annual fee of $40 of which half is donated to the McGrath Foundation
- Same low interest rate of 8.99% p.a. on purchases, cash advances and balance transfers
- Request an additional card at no extra cost
Cons
- Charges a 3% foreign transaction fee
| Annual fee | $40 p.a. |
|---|---|
| Minimum monthly repayment | 3% of the closing balance or $20, whichever is greater |
| Late payment fee | $25 |
| Foreign currency conversion fee (Visa/Mastercard) | 3% |
| Overseas cash advance fee | 5% |
| Overseas ATM withdrawal fee | $5 |
| Additional cardholder fee | $0 |
Expert review
Review by
Amy Bradney-George
amy.bradney-george@finder.comAmy is an editor and writer at finder.com.au with more than 10 years experience covering credit cards, personal finance and various lifestyle topics. When she’s not sharing her knowledge on money matters, Amy spends her time as an actress.
