Community First Low Rate Pink credit card
Get a low rate of 8.99% (variable) for purchases, balance transfers and cash advances while supporting the McGrath Foundation.
This low-cost Community First credit card gives you a way to show support for breast cancer, as half of the $40 annual fee is donated to the McGrath Foundation every year.
0% p.a.
Balance transfer rate
for 6 months
8.99% p.a.
Purchase rate
$40 p.a.
Annual fee
55 days
Interest free period
Details
| Product Name | Community First Low Rate Pink credit card |
|---|---|
| Balance transfer rate | 0% p.a. for 6 months |
| Balance Transfer Revert Rate | Balance Transfer Revert Rate (8.99%) |
| Purchase rate (p.a.) | 8.99% p.a. |
| Annual fee | $40 p.a. |
| Interest free period | 55 days |
| Cash advance rate (p.a.) | 8.99% p.a. |
| Min credit limit | $1,000 |
| Max credit limit | $15,000 |
| Card type | Visa |
| Foreign currency conversion fee (Visa/Mastercard) | 3% |
| Complimentary travel insurance | No |
| Minimum age | 18 years of age |
|---|---|
| Available to temporary residents | No |
| Joint application | No |
Pros
- A low annual fee of $40 of which half is donated to the McGrath Foundation
- Same low interest rate of 8.99% p.a. on purchases, cash advances and balance transfers
- Request an additional card at no extra cost
Cons
- Charges a 3% foreign transaction fee
| Annual fee | $40 p.a. |
|---|---|
| Minimum monthly repayment | 3% of the closing balance or $20, whichever is greater |
| Late payment fee | $25 |
| Foreign currency conversion fee (Visa/Mastercard) | 3% |
| Overseas cash advance fee | 5% |
| Overseas ATM withdrawal fee | $5 |
| Additional cardholder fee | $0 |
Expert review
Review by
Amy Bradney-George
amy.bradney-george@finder.comAmy Bradney-George is the acting editor for Finder X and a senior writer for credit cards and Finder Green. She has more than 13 years' experience as a journalist and writer, with bylines in publications including The Equity Magazine, The Sydney Morning Herald, ABC News and produce industry website FreshPlaza. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University, and when she’s not putting (virtual) pen to paper, she spends her time as an actress.
