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When you apply for the Kogan Money Black credit card through Finder by 21 August 2022, you’ll get 0% p.a. for 30 months on balance transfers with no balance transfer fee. This could be a great way to save money, but make sure you'll pay off your balance before the rate reverts to 21.74% p.a.
You'll also be eligible to earn $30 Kogan.com credit when you spend at least $1,000 on eligible purchases in the first 60 days from card approval. Note that interest-free days do not apply to purchases when you have a balance transfer, so pay them off straight away to avoid interest.
0% p.a.
Balance transfer rate
for 30 months
20.99% p.a.
Purchase rate
1
Reward point
Per $ spent
$0 p.a.
Annual fee
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Product Name | Kogan Money Black Card - Exclusive Offer |
---|---|
Rewards program | Kogan Rewards Program |
Balance transfer rate p.a. | 0% for 30 months |
Balance transfer revert rate | Cash Advance Rate (21.74% p.a.) |
Balance transfer limit | 80% of available limit |
Purchase rate p.a. | 20.99% |
Annual fee | $0 |
Interest-free period | Up to 55 days on purchases |
Cash advance rate | 21.74% p.a. |
Min credit limit | $6,000 |
Card type | Visa |
Foreign currency conversion fee | 3.4% |
Minimum income | $35,000 |
---|---|
Available to temporary residents | No |
Rewards program | Kogan Rewards Program |
---|---|
Bonus points | N/A |
Rewards points per $ spent | 1 |
Rewards points cap | Uncapped |
Annual fee | $0 |
---|---|
Minimum monthly repayment | 2% of the closing balance or $30, whichever is greater |
Late payment fee | $30 |
Foreign currency conversion fee | 3.4% |
Cash advance fee | 3.5% or $5, whichever is greater |
Overseas cash advance fee | $5 |
Additional cardholder fee | $0 |
Number of additional cardholders | 4 |
Review by
Amy has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. She is also the editorial lead for Finder Green, covering sustainability across different industries. Her work has appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy also has a Bachelor of Arts in Journalism and Drama from Griffith University.