ING is a popular choice for Australians looking for a good digital banking experience, competitive rates and low fees. Take a look at the different ING savings accounts and bank accounts in the table below to find the right one for you.
We currently don't have that product, but here are others to consider:
How we picked theseThe Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.
We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?
Want more interest on your savings?
Compare now and find a better rate.
We currently don't have that product, but here are others to consider:
How we picked theseWe assess multiple product features for transaction accounts from over 100 providers and assign each product a score out of 10.
Looking for a better bank account?
Compare everyday accounts and find one that works harder for you.
We currently don't have that product, but here are others to consider:
How we picked theseFinder Score assigns Term Deposit products a score out of 10, comparing interest rates and features, to make comparison easier. We assess over 150 products from more than 90 providers, assessing products across different terms to determine an average score per product.
Lock in a great rate
Compare term deposits to grow your savings with confidence.
ING was a big winner in the 2026 Finder Awards.
Full list of 2026 savings account winners
Based on ING bank account scores in Finder's 2024 & 2025 Customer Satisfaction Awards.
Applying online for a new bank account is fast and easy. You'll need identity documents such as your driving licence or passport. For more about the process, check out our full guide to opening an account online.
Take control of your super with a flexible account that allows you to manage all of your needs in one convenient place.
The ING Savings Accelerator provides you with a serious incentive to save with an increase in interest rates as your account balance grows.
Check out this review of ING's term deposit rates.
With an ING bank account you'll pay no ATM fees in Australia up to 5 times per month pay no international transaction fees when the account conditions are met. Apple Pay and Google Pay available, plus more perks.
What rate 6 month term deposit for $ 1m
Hi Miled,
As of January 31, 2025, the 12-month term deposit with ING had an interest rate of 4.70% per annum. Note that rates are reviewed and updated daily, so this may change.
We currently have an Orange Everyday account with two linked Savings Maximiser accounts. We are looking at an account to park a larger sum. Can we “split” the amount and put each 50% into each of the Savings Maximisers, or best to start a new Savings Accelerator to park the whole amount.
Thanks
Scott
Hi Scott,
I suggest talking to ING directly about this. At Finder we can’t give people personal financial advice.
Does ING offer investment home loans?
Hi Superman,
Thanks for getting in touch with Finder. I hope all is well with you. 😃
Yes, you can learn more about ING’s investment home loans. On the page, you will see a table that compares ING home loans. You can use the built-in filters to only view investment loans. You can then click on the “Enquire now” button to learn more.
Please make sure that you’ve read the relevant T&Cs or PDS of the loan products before making a decision. Moreover, check the eligibility requirements as well and consider whether the product is right for you.
Alternatively, you can speak to a mortgage broker, a professional who compares and helps you apply for home loans on your behalf. A good mortgage broker will give you personalised service all the way through to settlement.
I hope this helps. Should you have further questions, please don’t hesitate to reach out again.
Have a wonderful day!
Cheers,
Joshua
Hi, I am on student visa at the moment. Is it possible for me to open a savings account with ING?
Hi Kasia,
Thank you for getting in touch with Finder.
I’m afraid that you may not apply for an ING account since you’re on a student Visa. Basically, ING accepts applicants who are Australian residents for taxation purposes. You may refer to our list of bank accounts for international students. You can use our comparison table to help you find the lender that suits you. When you are ready, press the ‘Go to site’ button to apply.
Please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
Is ING covered by the Australian Government Guarantee ?
Hi Maree,
Thank you for contacting finder.
Yes, ING Bank is covered by the Australian Government Guarantee Scheme.
I hope this helps.
Please do not hesitate to reach out again to us if you have additional questions.
Cheers,
Ash