When you apply and get approved for the Heritage Bank Gold Low Rate card, you will get 0% p.a. for the first 12 months on balance transfers that you request as part of your application. You can also save on credit card costs with a $0 annual fee for life.
This Visa credit card also offers the same interest rate for purchases and cash advances. You can also make mobile payments by adding the Heritage Bank Gold Low Rate card to your Google Pay or Samsung Pay account.