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The Heritage Bank Classic Visa has a $55 annual fee that’s waived when you spend at least $25,000 on purchases.
16.99% p.a.
Purchase rate
0
Reward points
Per $ spent
$55 p.a.
Annual fee
55 days
Interest free period
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Product Name | Heritage Bank Classic Visa Credit Card |
---|---|
Rewards program | Heritage Credit Rewards |
Purchase rate | 16.99% p.a. |
Annual fee | $55 |
Interest-free period | 55 days |
Cash advance rate | 18.99% p.a. |
Min credit limit | $1,000 |
Card type | Visa |
Foreign currency conversion fee | 3% |
Available to temporary residents | No |
---|---|
Joint application | No |
Rewards program | Heritage Credit Rewards |
---|
Annual fee | $55 |
---|---|
Minimum monthly repayment | 3% of the closing balance or $30, whichever is greater |
Late payment fee | $20 |
Foreign currency conversion fee | 3% |
Cash advance fee | 2% or $2.50, whichever is greater |
Additional cardholder fee | $7.50 |
Review by
Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.