Endeavour Mutual Bank Visa Credit Card

Get a competitive interest rate of 10.49% p.a. on purchases and a low annual fee.

The Endeavour Mutual Bank Visa credit card charges a $30 annual fee and offers up to 55 days interest-free on purchases.

No reviews yet. Write a review

10.49% p.a.

Balance transfer rate

10.49% p.a.

Purchase rate

$30 p.a.

Annual fee

55 days

Interest free period

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!


Product NameEndeavor Mutual Bank Visa Credit Card
Balance transfer rate10.49% p.a.
Purchase rate10.49% p.a.
Annual fee$30
Interest-free periodUp to 55 days on purchases
Cash advance rate15.49% p.a.
Min credit limit$1,000
Card typeVisa
Foreign currency conversion fee1%
Available to temporary residentsNo
Joint applicationNo


  • A low 10.49% p.a. interest rate on purchases and balance transfers
  • Up to 55 days interest-free on purchases
  • Access to Apple Pay, Google Pay & Samsung Pay


  • No rewards program and travel insurance
Bonus pointsN/A
Annual fee$30
Minimum monthly repayment3% of the closing balance or $25, whichever is greater
Late payment fee$15
Foreign currency conversion fee1%
Cash advance fee4%
Overseas cash advance fee4%
Overseas ATM withdrawal fee$4

Review by

Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

The Endeavour Mutual Bank Visa gives you both low rates and a low annual fee. The 10.49% p.a. interest rate is on par with other low rate cards and applies to purchases and any debts you balance transfer to the account. You can also make purchases interest-free for up to 55 days in each statement period, as long as you pay off the account’s closing balance by the statement due date.

How to apply

You can apply for the Endeavour Mutual Bank Visa online by filling in a secure application form. To get started, make sure you meet the following eligibility requirements and have all the documents and details you need to complete the application.

Eligibility criteria

  • Australian residency status. You can apply for this card if you are an Australian permanent resident or citizen.
  • Employment details. You must have a regular, permanent income.

Card benefits

  • Low interest rate for purchases. You get a 10.49% p.a. interest rate for purchases and balance transfers made with this card, which is competitive with other low rate credit cards.
  • Interest-free days. If you pay the closing balance in full by the due date on each statement, you can take advantage of up to 55 days interest-free on purchases. If you're not sure how interest-free days work, this Finder guide gives you the lowdown.

Rates & fees

  • Annual fee. The Endeavour Mutual Bank Visa credit card charges a relatively low annual fee of $30.
  • Cash advances. If you withdraw cash or use this card for any other cash advance transactions, you'll be charged a fee worth 4% of the transaction. Cash advances also attract an interest rate of 15.49% p.a. from the date they are made.

Ask an expert

To ask a question simply log in via your email or create an account.

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site