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The Community First Low Rate Blue helps raise money for the Prostate Cancer Foundation of Australia (PCFA) by donating half of the $40 annual fee to the foundation. This card also charges a competitive 8.99% p.a. interest rate on purchases, cash advances and balance transfers.
8.99% p.a.
Balance transfer rate
8.99% p.a.
Purchase rate
$40 p.a.
Annual fee
55 days
Interest free period
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Product Name | Community First Low Rate Blue credit card |
---|---|
Balance transfer rate | 8.99% p.a. |
Purchase rate | 8.99% p.a. |
Annual fee | $40 |
Interest-free period | 55 days |
Cash advance rate | 8.99% p.a. |
Min credit limit | $500 |
Max credit limit | $15,000 |
Card type | Visa |
Foreign currency conversion fee | 3% |
Available to temporary residents | No |
---|---|
Joint application | No |
Annual fee | $40 |
---|---|
Minimum monthly repayment | 3% of the closing balance or $20, whichever is greater |
Late payment fee | $25 |
Foreign currency conversion fee | 3% |
Overseas cash advance fee | $5 |
Overseas ATM withdrawal fee | $5 |
Additional cardholder fee | $0 |
Review by
Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.