Coastline Visa Credit Card – Rates & Fees

Enjoy a 6-month introductory rate of 0% p.a. on balance transfers and up to 55 days interest-free on purchases with the Coastline Visa Credit Card.

Enjoy a wide range of features and a unique rewards program with this Visa Card.

Product NameCoastline Visa Credit
Rewards ProgramRewarder Rewards Program
Balance transfer rate (p.a.)0% p.a. for 6 months
Balance Transfer Limit100% of available credit limit
Purchase rate (p.a.)17% p.a.
Annual fee$75 p.a.
Interest Free Period
The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement.
Up to 55 days on purchases
Cash advance rate (p.a.)17% p.a.
Min credit limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
Card TypeVisa
Complimentary Travel InsuranceNo
Minimum Age18 years of age
Available To Temporary ResidentsNo
Annual fee$75 p.a.
Minimum Monthly Repayment$20
Late Payment Fee$25
Cash Advance Fee$3.50
Overseas ATM Withdrawal Fee$5
Foreign Currency Conversion Fee
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You'll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
per transaction
Rewards ProgramRewarder Rewards Program

Coastline Visa Credit Card review

Cardholders have an introductory interest-free offer on purchases which is valid for up to 55 days. You will have access to Coastline's Rewarder program and you can earn $1 for each purchase worth $150. When assessing this credit card, compare the features offered against the fees applicable.

Benefits of the Coastline Visa Credit Card

  • Introductory offer on purchase rate

    • Introductory balance transfer rate of 0% p.a. Applicable to new balance transfers for a period of 6 months.
    • Up to 55 days interest-free. Benefit from no interest payments for a duration of 55 days if you pay your balance in full each statement period.
    • Interest calculations and charges. Interest rates are calculated daily but charged monthly.
    • Eligibility. The introductory offers are ineligible to existing cardholders. These offers are accessible upon application of the credit card.
  • Coastline Rewarder Program

    • Earn reward dollars. This reward program allows you to accumulate reward dollars as opposed to rewards points.
    • Gain $1 for $150 spent. For every $150 spent in purchases using your Coastline Visa Credit Card, you get to earn one dollar. This is the real cash amount and you can spend it just like ordinary cash.
    • Instant access to rewards. Rewards can be accessed instantly. You don't have to wait for a specified amount of time to use your rewards.
    • Using Coastline rewards. You can spend your rewards anywhere EFTPOS is used to pay for a service or product.

Features of the Coastline Visa Credit Card

Coastline Visa Credit Card is filled with lots of useful features. Some of the most notable are listed below:

  • Annual fee. An annual fee of $75 is applicable with this credit card.
  • Interest-free days. Cardholders have an interest-free period on purchases of up to 55 days.
  • Interest rates. The normal purchase rate applicable with the Visa card is 17% p.a.
  • Application fee. Application for this Visa credit card is absolutely free.
  • Security. You have added security when making online transactions with Verified by Visa.
  • Free online and phone banking. You have access to both phone and online banking facilities free of charge.
  • Cash advance. You can take out cash advances with this credit card.
  • Access. You can use and access your credit card in Australia and internationally in locations branded with the Visa logo.

How to apply for the Coastline Visa Credit Card

Application criteria

In order to be eligible for the Visa credit card, you must meet the following requirements:

  • You must be 18 years old
  • You need to be an Australian citizen or resident

Required documents

The credit card union will have you fill out the enquiry form and they will get back to you within a period of 48 hours. You must fill out all fields with an asterisk*. The following information is required:

  • Personal details
  • Contact details
  • Product selection

If you are an existing member of the Coastline Credit Union, you can access the application form by logging into the internet banking platform. The credit union already has your information and you might not need to fill out all parts of the application form.

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Credit Cards Comparison

Rates last updated April 26th, 2018
Name Product Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Product Description
NAB Low Fee Platinum Card - Exclusive Offer
19.74% p.a.
0% p.a. for 25 months
$90 p.a.
Ends 6 May 2018.
finder Exclusive: Take advantage of 0% p.a. interest for 25 months on balance transfers with no balance transfer fee.
HSBC Platinum Credit Card
19.99% p.a.
0% p.a. for 22 months with 2% balance transfer fee
$129 p.a.
Offers a 0% p.a. for 22 months balance transfer and an annual fee refund each year when you spend $6,000. Plus, complimentary travel insurance.
Virgin Money Low Rate Credit Card
11.99% p.a.
0% p.a. for 14 months
$49 p.a.
Offers a discounted annual fee, $100 cashback when you meet the spend requirement and up to 14 months on balance transfers. Ends 30 June 2018.

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* The credit card offers compared on this page are chosen from a range of credit cards has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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