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Coastline Visa Credit Card

Sally McMullen
Sally McMullen
Last updated:  

Save with 0% on balance transfers for 6 months with the Coastline Visa credit card.

If you need to repay existing debt, you can request a balance transfer and pay no interest for a promotional period with the Coastline Visa credit card. This card also offers up to 55 interest-free days on purchases and a competitive annual fee of $75.

0% p.a.

Balance transfer rate

for 6 months

17% p.a.

Purchase rate

1

Reward point

Per $ spent

$75 p.a.

Annual fee

Details

Product NameCoastline Visa Credit
Rewards programRewarder Rewards Program
Balance transfer rate0% p.a. for 6 months
Balance transfer revert rateCash Advance Rate (17% p.a.)
Purchase rate17% p.a.
Annual fee$75
Interest-free period55 days
Cash advance rate17% p.a.
Min credit limit$500
Card typeVisa
Available to temporary residentsNo
Joint applicationNo

Pros

  • 0% p.a. for 6 months on purchases, balance transfers and cash advances
  • Ongoing $75 annual fee

Cons

  • No travel insurance
Rewards programRewarder Rewards Program
Bonus pointsN/A
Rewards points per $ spent1
Annual fee$75
Minimum monthly repayment$20 per transaction
Late payment fee$25
Cash advance fee$3.50
Overseas ATM withdrawal fee$5

Expert review

Sally McMullen

Review by

Sally McMullen is a creative content producer at Finder, co-hosts our Pocket Money podcast and wrote about credit cards for almost five years. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone. She has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.

Expert review

The Coastline Visa gives you access to essential credit card features, along with a 6-month balance transfer offer. It also offers rewards through the Rewarder Loyalty Program but, with each 1 point earned equal to 0.0066 cents of cashback, it is not as competitive as some other rewards credit cards.

How to apply

You can apply for this card online, but make sure that you meet eligibility requirements and have the necessary information to complete the application.

Eligibility criteria

  • Age. You must be at least 18 years old.
  • Residency. You must be an Australian citizen or resident.

Card benefits

  • Balance transfer offer. Save with a 0% p.a. for 6 months when you transfer a balance to this card.
  • Security. You have added security when making online transactions with Verified by Visa.

Rates & fees

  • Annual fee. This card charges a $75 annual fee. (Waived if you spend more than $12,000 p.a.).
  • Purchase interest rates. Your purchases will attract an interest rate of 17% p.a.

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