Enjoy a 6-month introductory rate of 0% p.a. on balance transfers and up to 55 days interest-free on purchases with the Coastline Visa Credit Card.
Enjoy a wide range of features and a unique rewards program with this Visa Card.
| Product Name | Coastline Visa Credit |
|---|---|
| Rewards Program | Rewarder Rewards Program |
| Balance transfer rate (p.a.) | 0% p.a. for 6 months |
| Purchase rate (p.a.) | 17% p.a. |
| Annual fee | $75 p.a. |
| Interest Free Period The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement. | Up to 55 days on purchases |
| Cash advance rate (p.a.) | 17% p.a. |
| Min credit limit This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure. | $500 |
| Card Type | Visa |
| Complimentary Travel Insurance | No |
| Minimum Age | 18 years of age |
|---|---|
| Available To Temporary Residents | No |
| Annual fee | $75 p.a. |
|---|---|
| Minimum Monthly Repayment | $20 |
| Late Payment Fee | $25 |
| Cash Advance Fee | $3.50 |
| Overseas ATM Withdrawal Fee | $5 |
| Foreign Currency Conversion Fee Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You'll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution. | $3.65 |
| Rewards Program | Rewarder Rewards Program |
|---|
Coastline Visa Credit Card review
Cardholders have an introductory interest-free offer on purchases which is valid for up to 55 days. When assessing this credit card, compare the features offered against the fees applicable.
Benefits of the Coastline Visa Credit Card
- Introductory balance transfer rate of 0% p.a. Applicable to new balance transfers for a period of 6 months.
- Up to 55 days interest-free. Benefit from no interest payments for a duration of 55 days if you pay your balance in full each statement period.
Features of the Coastline Visa Credit Card
Coastline Visa Credit Card is filled with lots of useful features. Some of the most notable are listed below:
- Annual fee. An annual fee of $75 is applicable with this credit card.
- Interest-free days. Cardholders have an interest-free period on purchases of up to 55 days.
- Interest rates. The normal purchase rate applicable with the Visa card is 17% p.a.
- Application fee. Application for this Visa credit card is absolutely free.
- Security. You have added security when making online transactions with Verified by Visa.
- Free online and phone banking. You have access to both phone and online banking facilities free of charge.
- Cash advance. You can take out cash advances with this credit card.
- Access. You can use and access your credit card in Australia and internationally in locations branded with the Visa logo.
How to apply for the Coastline Visa Credit Card
Application criteria
In order to be eligible for the Visa credit card, you must meet the following requirements:
- You must be 18 years old
- You need to be an Australian citizen or resident
Required documents
The credit card union will have you fill out the enquiry form and they will get back to you within a period of 48 hours. You must fill out all fields with an asterisk*. The following information is required:
- Personal details
- Contact details
- Product selection
If you are an existing member of the Coastline Credit Union, you can access the application form by logging into the internet banking platform. The credit union already has your information and you might not need to fill out all parts of the application form.
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