BOQ Specialist Platinum Credit Card

Get complimentary Qantas Frequent Flyer membership and earn Qantas Points for your everyday spending.

The BOQ Specialist Platinum card gives you a way to earn between 0.5 and 1.5 Qantas Points per $1 spent on eligible purchases.

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20.5% p.a.

Balance transfer rate

20.5% p.a.

Purchase rate


Reward points

Per $ spent

$150 p.a.

Annual fee

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Product NameBOQ Specialist Platinum Credit Card with Qantas
Rewards programQantas / Velocity Frequent Flyer
Balance transfer rate20.5% p.a.
Purchase rate20.5% p.a.
Annual fee$150
Interest-free periodUp to 55 days on purchases
Cash advance rate20.5% p.a.
Min credit limit$6,000
Card typeVisa
Foreign currency conversion fee3.2%
Minimum income$60,000
Available to temporary residentsNo
Joint applicationNo


  • Earn up to 1.5 points per $1 spent.
  • Get 8 additional cardholders for $0.


  • Charges a 3.2% transaction fee for purchases made overseas or online in a foreign currency.
Rewards programQantas / Velocity Frequent Flyer
Bonus pointsN/A
Rewards points per $ spent0.5
Annual fee$150
Minimum monthly repayment2% of the closing balance or $20, whichever is greater
Late payment fee$0
Foreign currency conversion fee3.2%
Overseas ATM withdrawal fee$0
Additional cardholder fee$0
Number of additional cardholders8

Review by

Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

The BOQ Specialist Platinum card with Qantas Points is designed especially for people working in medical, dental and veterinary professions. With this card, you'll earn 0.5 Qantas Points per $1 on eligible spending in Australia and 1 point per $1 spent overseas. You can also collect 1 additional point per $1 spent on selected Qantas products and services in Australia – equivalent to 1.5 points per $1.

How to apply

You can apply for the BOQ Specialist Platinum card online or by calling the BOQ Specialist team of 1300 131 141. Before applying, make sure you meet the following eligibility criteria and have all the details and documents needed for the application.

Eligibility criteria

  • Minimum income. You must earn at least $60,000 per year.
  • Profession. You can apply for this card if you work in a medical, dental or veterinary profession, are studying in one of these fields or if you are a qualified accountant.

Card benefits

  • Qantas Points per $1 spent. The BOQ Specialist Platinum earns 0.5 Qantas Points per $1 spent on eligible purchases in Australia and 1 Qantas Point per $1 on eligible international spending. Eligible spending covers most everyday purchases but excludes transactions such as cash advances, balance transfers, BPAY payments, account fees, payments to the ATO and other government transactions.
  • Additional points for Qantas spending. This card offers 1 additional Qantas Point per $1 spent with Qantas when you pay for Qantas flights (with a QF flight number), Qantas Frequent Flyer membership fees or Qantas Club membership joining and annual fees.

Rates & fees

  • Annual fee. The BOQ Specialist Platinum card has an annual fee of $150 p.a. Make sure you consider this cost when weighing up the potential value you'll get from points and perks.
  • Purchase interest rate. While the 20.5% p.a. purchase rate on this card is similar to the rates on other frequent flyer credit cards, it will quickly add up if you carry a balance. So if you're planning to pay off purchases over a few months, you may want to look at low rate options as well.

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    Default Gravatar
    January 18, 2016

    How do I roughly work out how much interest I would pay if I transferred $600 from my credit card into another account & paid it back within 3 weeks? Thanks

      Avatarfinder Customer Care
      January 23, 2016

      Hi Lauren,

      Thanks for your inquiry.

      There is currently no balance transfer offer for BOQ Specialist Platinum Credit Card. You may need to contact BOQ Specialist directly to verify if they can accept balance transfer for a short term such as 3 weeks.

      You may also find a comparison of balance transfer credit cards that offer 0% interest to see how much you could save on interest with each offer. Please ensure to read through the relevant product disclosure statement and terms and conditions of the credit card to ensure that you got everything covered before you apply.

      I hope this helps.


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