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The BankVic Visa Silver credit card boasts a bunch of cost-saving extras including a 6.99% p.a. interest rate for the first 6 months. After this, the low ongoing interest rate of 11.95% p.a. will apply. You’ll save with $0 annual fee and can take advantage of exclusive perks for Visa cardholders.
6.99% p.a.
Balance transfer rate
for 6 months
6.99% p.a.
Purchase rate
for the first 6 months (reverts to 11.95% p.a.)
$0 p.a.
Annual fee
44 days
Interest free period
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Product Name | BankVic Visa Silver |
---|---|
Balance transfer rate | 6.99% p.a. for 6 months |
Balance transfer revert rate | Purchase Rate (11.95% p.a.) |
Purchase rate | 6.99% p.a. for 6 months, reverts to 11.95% p.a. |
Annual fee | $0 |
Interest-free period | 44 days |
Cash advance rate | 11.95% p.a. |
Min credit limit | $1,000 |
Max credit limit | $10,000 |
Card type | Visa |
Available to temporary residents | No |
---|---|
Joint application | No |
Annual fee | $0 |
---|---|
Minimum monthly repayment | 2.5% of the closing balance or $20, whichever is greater |
Late payment fee | $15 |
Cash advance fee | $4 |
Overseas cash advance fee | $4 |
Review by
Sally McMullen is a creative content producer at Finder. Sally has written about credit cards for almost 5 years, authoring almost 900 articles on Finder alone. She has also been published in Yahoo Finance, Dynamic Business, Financy and Mamamia, as well as Music Feeds and Rolling Stone. Sally has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.
With no annual fee and a low introductory rate, the BankVic Silver credit card is designed to help you cut standard card costs. Unlike most cards with a low interest offer, the standard interest rate that applies after the first 6 months is relatively competitive. This means this card could help you save more if you’re planning to use it beyond the promotional period. However, there are some other cards that offer 0% on purchases and balance transfers for longer introductory periods, so it’s worth comparing your options.