BankSA Visa Business Credit Card

Manage business spending with a 9.99% variable purchase rate and additional cards for employees.

The BankSA Visa Business credit card offers detailed statements that can help you keep track of expenses and complimentary insurance against unauthorised transactions.

9.99% p.a.

Purchase rate

$55 p.a.

Annual fee

55 days

Interest free period

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Product NameBankSA Visa Business Credit Card
Purchase rate9.99% p.a.
Annual fee$55
Interest-free periodUp to 55 days on purchases
Cash advance rate17.15% p.a.
Min credit limit$1,000
Card typeVisa
Foreign currency conversion fee3%
Available to temporary residentsNo
Joint applicationNo


  • Complimentary insurance against unauthorised transactions
  • Up to 55 days interest-free on purchases


  • Charges a 3% foreign transaction fee
Bonus pointsN/A
Annual fee$55
Late payment fee$0
Foreign currency conversion fee3%
Cash advance fee3%
Additional cardholder fee$0
Number of additional cardholders9

Review by

Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

The BankSA Visa Business credit card is suited to small or medium-sized businesses looking for a way to manage spending and cash flow. It gives new cardholders a competitive variable interest rate of 9.99% p.a. for purchases and offers up to 9 additional cards for employees.

How to apply

You can apply for the BankSA Visa Business credit card by calling 1800 804 411 or visiting a branch. Get started now by checking that you meet the following eligibility requirements and have the details and documents you need for the application.

Eligibility criteria

  • Business details. Your business must be registered in Australia.
  • Residency. You must be an Australian citizen or permanent resident.

Card benefits

  • Simple expense reporting. The BankSA Visa Business credit card gives you comprehensive statements that help you monitor and manage expenses. You also have the option of getting consolidated summaries by department or division.
  • Up to 10 cards linked to the account. Keep track of business spending and manage expenses with up to 9 additional cards for employees.

Rates & fees

  • Annual fee. The BankSA Visa Business charges an annual fee of $55 p.a. per card.
  • Cash advance rate. This card has a variable interest rate of 17.15% p.a. for cash advance transactions. Note that cash advances are ineligible for interest-free days.

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    Default Gravatar
    April 9, 2015

    Hi ,I am a discharged bankrupt as at November 2013 ,I am pensioner have a part time job in administration in a Real Estate company.
    I have been developing a marketing program for selected Real Estate Agencies and will be releasing this to the market later this year.
    This will be through a new company that I have formed.
    With my pension and part time income I currently have an annual income of $45,000 a year.
    Would I qualify for consideration for a Business Credit Card,I currently do not have any credit cards and loans.

      Avatarfinder Customer Care
      April 10, 2015

      Hi Verne, thanks for your inquiry!

      The requirements are your business must be trading for a minimum of 1 year & you will need to provide minimum 1 year of tax return documents, with no minimum income requirement. BankSA will assess your application, personal situation and needs to best advise on your options upon application completion.



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