The BankSA Amplify Platinum Credit Card offers uncapped reward points on your everyday, eligible spending and has a competitive bonus points offer. If you're more focused on paying off credit card debt, it currently offers 0% p.a. interest on balance transfers for the first 24 months, with a one-time 1% balance transfer fee. Just keep in mind that you'll typically get more value from the balance transfer offer if you focus on paying it off before making purchases with the card.
BankSA Amplify Platinum Credit Card

- Balance transfer rate for 24 months with 1% balance transfer fee
- 0% p.a.
- Bonus points
- 100,000
- Purchase rate
- 19.49% p.a.
- Reward point per $ spent
- 1
Our verdict
Offers 100,000 bonus Amplify Points and a discounted $49 annual fee in the first year, which goes to $124 per year after that.
Pros
-
100,000 bonus Amplify Points offer
-
Discounted first-year annual fee of $49
-
0% p.a. for up to 24 months on balance transfers
-
Uncapped rewards points on eligible purchases
-
Complimentary travel and purchase insurance covers
Cons
-
Charges a one-time 1% balance transfer fee
-
Higher 21.49% p.a. variable rate applies to balance transfers after the introductory period
-
Charges a 3% foreign transaction fee
Details
Product details
Product Name | BankSA Amplify Platinum |
Balance transfer rate p.a. | 0% for 24 months with 1% balance transfer fee, then 21.49% |
Balance transfer limit | 80% of available limit |
Purchase rate p.a. | 19.49% |
Interest-free period | Up to 55 days on purchases |
Cash advance rate p.a. | 21.49% |
Min credit limit | $6,000 |
Max credit limit | $80,000 |
Card type | Visa |
Eligibility
Available to temporary residents | Yes - Conditions apply |
Joint application | No |
Rewards
Rewards program | Amplify Rewards |
Bonus points | 100,000 |
Rewards points per $ spent | 1 |
Fees
Annual fee | $49 first year ($124 after) |
Minimum monthly repayment | 2% of the closing balance or $10, whichever is greater |
Late payment fee | $15 |
Foreign currency conversion fee | 3% |
Cash advance fee | 3% |
Overseas cash advance fee | 3% of each cash advance amount |
Additional cardholder fee | $0 |
Number of additional cardholders | 1 |
Your reviews

Amy Finder
Editor
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