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BankSA Amplify Platinum Credit Card – Bonus Points

Last updated: 13 February 2020

Receive up to 100,000 bonus Amplify Rewards Points with a new BankSA Amplify Platinum.

Apply for the BankSA Amplify Platinum by 02 June 2020 to earn up to 100,000 bonus Amplify Rewards Points when you meet the $6,000 spend requirement for the first two years.

You’ll also earn 1 point per $1 spent on your eligible purchases, which you can redeem for travel, frequent flyer points, gift cards and other items available through the Amplify Rewards program.

Terms and conditions apply

Find out more Go to site

0% p.a.

Balance transfer rate

for 6 months

100,000

Bonus points

19.74% p.a.

Purchase rate

Reward point

Per $ spent (Visa/Mastercard)

Details

Product Name	BankSA Amplify Platinum - Bonus Points
Rewards Program	Amplify Rewards
Balance transfer rate	0% p.a. for 6 months
Balance Transfer Revert Rate	Cash Advance Rate (21.49% p.a.)
Balance Transfer Limit	80% of available balance
Purchase rate (p.a.)	19.74% p.a.
Annual fee	$49 p.a. annual fee for the first year ($99 p.a. thereafter)
Interest Free Period	55 days
Cash advance rate (p.a.)	21.49% p.a.
Min credit limit	$6,000
Max credit limit	$80,000
Card Type	Visa
Foreign Currency Conversion Fee (Visa/Mastercard)	3% of transaction value
Complimentary Travel Insurance	Yes

Minimum Age	18 years of age
Available to Temporary Residents	Yes - Conditions apply
Joint Application	Yes - Conditions apply

Pros

70,000 bonus points in the first year and 30,000 bonus points in the second year (100,000 points total) when you spend at least $6,000 per year
Discounted first year annual fee
Uncapped rewards points on eligible purchases
Complimentary travel and purchase insurance covers

Cons

Charges a foreign transaction fee of 3% of transaction value

Rewards Program	Amplify Rewards
Bonus Points	100,000 bonus points
Rewards Points per $ spent (Visa/Mastercard)	1

Annual fee	$49 p.a. annual fee for the first year ($99 p.a. thereafter)
Minimum Monthly Repayment	2% of the closing balance or $10, whichever is greater
Late Payment Fee	$15
Foreign Currency Conversion Fee (Visa/Mastercard)	3% of transaction value
Cash Advance Fee	2% or $2.50, whichever is greater
Additional Cardholder Fee	$0
Number of Additional Cardholders	1

Go to BankSA's site More info

Expert review

Review by

Amy Bradney-George

amy.bradney-george@finder.com

Amy is an editor and writer at finder.com.au with more than 10 years experience covering credit cards, personal finance and various lifestyle topics. When she’s not sharing her knowledge on money matters, Amy spends her time as an actress.

Expert review

This is the mid-tier card in the BankSA Amplify Rewards range. It has sign-up bonus points, a reduced first year annual fee and an introductory balance transfer offer. Additional value can be derived from the complimentary travel insurance and purchase insurance covers.

You'll earn 1 Amplify Rewards point per eligible $1 spent and can redeem your points for products from the online rewards store, gift cards, travel or for partnered frequent flyer points. For example, you could exchange 100,000 Amplify Rewards for 50,000 Velocity Points, KrisFlyer Miles or Enrich points. If you’d prefer to earn Qantas Points for your spending, read our review of the BankSA Amplify Platinum - Qantas.

How to apply

You can apply for the BankSA Amplify Platinum online in around 10 minutes. Get started by making sure you meet the following eligibility requirements and have all the documents and details you'll need handy.

Eligibility criteria

Residency. To apply online, you must be an Australian citizen or permanent resident.
New cardholder. The gift card offer on this card is only available if you are a new cardholder and have not held an Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA in the last 12 months.

Eligible balance transfer debt. If you elect to transfer a balance, you can transfer from $200 up to 80% of your available credit limit from up to three Australian credit, store or charge card accounts not issued by St.George, Bank of Melbourne or BankSA.
Age. You must be at least 18 years old to apply.

Required documents

Personal details. This includes your full name, email address, contact number, residential address, date of birth, marital status and number of dependents. You also need to provide valid ID, such as your driver's licence or passport.
Employment details. This covers your employment status, job title, salary and employer's contact details. You may also be asked for documents that verify these details, such as recent payslips or bank statements.
Financial details. As well as your salary, you should include details of any government payments, pensions, other forms of income and assets such as savings. You also need to share details of your existing debts, cards and other loans, as well as estimates of your regular household expenses.
Balance transfer details. If you want to take advantage of the balance transfer offer on this card, you need to include details of the debt, such as the account name, number, provider's BSB and the total amount of debt you want transferred.

Go to BankSA's site More info

Card benefits

Up to 100,000 bonus Amplify Points. If you're a new Amplify cardholder, you can earn 70,000 bonus Amplify Points in the first year plus another 30,000 bonus points in the second year (total of 100,000 points) when you apply by 02 June 2020 and spend at least $6,000 on eligible purchases each year.
Reduced first year annual fee. Save with a discounted first year annual fee of $49 when you apply by 02 June 2020. This reverts to $99 p.a. in subsequent years.

Uncapped reward points. This card earns 1 point per $1 spent on all eligible purchases both in Australia and overseas, with no points cap. Eligible purchases cover most everyday transactions, including groceries, petrol, dining and travel bookings. Transactions that are not eligible to earn points include cash advances, government charges and BPAY payments.
Complimentary travel insurance. This card offers up to 3 months overseas travel insurance for you, your eligible spouse and dependent children when you use it to pay for at least $500 of your travel costs and have a return travel ticket before you go overseas.
Balance transfer offer. Get a 0% p.a. interest rate for 6 months on balance transfers, with no balance transfer fee, when you apply for a new card by 02 June 2020. The rate then reverts to the variable cash advance rate of 21.49% p.a. after the promotional period.
Amplify Rewards program. You can redeem your accumulated points for a wide range of products, including travel packages, gift cards, vouchers and retail items. You can also transfer Amplify Points to Velocity Frequent Flyer, Malaysia Airlines Enrich or Singapore Airlines KrisFlyer.
Mobile payment technology. You can make contactless payments with your Android, Apple or Samsung device if you add this card to your Google Pay, Apple Pay or Samsung Pay wallet.

Rates & fees

Annual fee. Outside of any promotions, the BankSA Amplify Platinum charges an annual fee of $99.
Purchase rate. This card charges a variable interest rate of 19.74% p.a. on purchases.

Interest-free days. When you pay your monthly payment balance in full, which excludes current balance transfers, listed on your statement by the payment due date, you will receive up to 55 days interest-free on new purchases. Note that interest-free days are separate from any longer-term interest rate promotions.
Cash advances. If you use this card to withdraw cash or for another cash advance transaction, you'll pay a fee of 2% of each cash advance amount (minimum of $2.50 capped at $150 per transaction). A variable interest rate of 21.49% p.a. applies to cash advances from the day they are made.
Foreign transaction fee. This card charges a fee of 3% for transactions made overseas or online with a merchant that is based overseas.
Additional cardholder. You can add 1 additional cardholder to your account without an additional fee.

Go to BankSA's site More info

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BankSA Amplify Platinum Credit Card – Bonus Points