BankSA Amplify Platinum Credit Card – Bonus Points

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Receive up to 100,000 bonus Amplify Rewards Points with a new BankSA Amplify Platinum.

Apply for the BankSA Amplify Platinum by 02 June 2020 to earn up to 100,000 bonus Amplify Rewards Points when you meet the $6,000 spend requirement for the first two years.

0% p.a.

Balance transfer rate

for 6 months


Bonus points

19.74% p.a.

Purchase rate


Reward point

Per $ spent (Visa/Mastercard)


Product NameBankSA Amplify Platinum - Bonus Points
Rewards programAmplify Rewards
Balance transfer rate0% p.a. for 6 months
Balance Transfer Revert RateCash Advance Rate (21.49% p.a.)
Balance Transfer Limit80% of available balance
Purchase rate (p.a.)19.74% p.a.
Annual fee$49 p.a. annual fee for the first year ($99 p.a. thereafter)
Interest free period55 days
Cash advance rate (p.a.)21.49% p.a.
Min credit limit$6,000
Max credit limit$80,000
Card typeVisa
Foreign currency conversion fee (Visa/Mastercard)3%
Complimentary travel insuranceYes
Minimum age18 years of age
Available to temporary residentsYes - Conditions apply
Joint applicationYes - Conditions apply


  • 70,000 bonus points in the first year and 30,000 bonus points in the second year (100,000 points total) when you spend at least $6,000 per year
  • Discounted first year annual fee
  • Uncapped rewards points on eligible purchases
  • Complimentary travel and purchase insurance covers


  • Charges a 3% foreign transaction fee
Rewards programAmplify Rewards
Bonus Points100,000 bonus points
Rewards Points per $ spent (Visa/Mastercard)1
Annual fee$49 p.a. annual fee for the first year ($99 p.a. thereafter)
Minimum monthly repayment2% of the closing balance or $10, whichever is greater
Late payment fee$15
Foreign currency conversion fee (Visa/Mastercard)3%
Cash Advance Fee2% or $2.50, whichever is greater
Additional cardholder fee$0
Number of Additional Cardholders1

Expert review

Amy Bradney-George

Review by

Amy Bradney-George is the acting editor for Finder X and a senior writer for credit cards and Finder Green. She has more than 13 years' experience as a journalist and writer, with bylines in publications including The Equity Magazine, The Sydney Morning Herald, ABC News and produce industry website FreshPlaza. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University, and when she’s not putting (virtual) pen to paper, she spends her time as an actress.

Expert review

This is the mid-tier card in the BankSA Amplify Rewards range. It has sign-up bonus points, a reduced first year annual fee and an introductory balance transfer offer. Additional value can be derived from the complimentary travel insurance and purchase insurance covers.

How to apply

You can apply for the BankSA Amplify Platinum online in around 10 minutes. Get started by making sure you meet the following eligibility requirements and have all the documents and details you'll need handy.

Eligibility criteria

  • Residency. To apply online, you must be an Australian citizen or permanent resident.
  • New cardholder. The gift card offer on this card is only available if you are a new cardholder and have not held an Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA in the last 12 months.

Card benefits

  • Up to 100,000 bonus Amplify Points. If you're a new Amplify cardholder, you can earn 70,000 bonus Amplify Points in the first year plus another 30,000 bonus points in the second year (total of 100,000 points) when you apply by 02 June 2020 and spend at least $6,000 on eligible purchases each year.
  • Reduced first year annual fee. Save with a discounted first year annual fee of $49 when you apply by 02 June 2020. This reverts to $99 p.a. in subsequent years.

Rates & fees

  • Annual fee. Outside of any promotions, the BankSA Amplify Platinum charges an annual fee of $99.
  • Purchase rate. This card charges a variable interest rate of 19.74% p.a. on purchases.

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