BankSA Amplify Platinum Credit Card

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Enjoy 0% introductory interest rate offers on balance transfers and purchases with a new BankSA Amplify Platinum.

Apply for the BankSA Amplify Platinum by 09 February 2021 and you’ll get 0% p.a. on purchases for 7 months and 0% p.a. on balance transfers for 22 months. With this offer, you must request the balance transfer at the time of your application, and there is a 1.5% balance transfer fee. You’ll also get a waived annual fee in the first year.

0% p.a.

Balance transfer rate

for 22 months with 1.5% balance transfer fee

0% p.a.

Purchase rate

for the first 7 months (reverts to 19.74% p.a.)


Reward point

Per $ spent

$0 p.a.

Annual fee

for the first year ($99 p.a. thereafter)

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Product NameBankSA Amplify Platinum
Rewards programAmplify Rewards
Balance transfer rate0% p.a. for 22 months with 1.5% balance transfer fee
Balance transfer revert rateCash Advance Rate (21.49% p.a.)
Balance transfer limit80% of available limit
Purchase rate0% p.a. for 7 months, reverts to 19.74% p.a.
Annual fee$0 annual fee for the first year ($99 p.a. thereafter)
Interest-free period55 days
Cash advance rate21.49% p.a.
Min credit limit$6,000
Max credit limit$80,000
Card typeVisa
Foreign currency conversion fee3%
Available to temporary residentsYes - Conditions apply
Joint applicationNo


  • 0% p.a. for up to 22 months on balance transfers
  • 0% p.a. for 7 months on purchases
  • $0 first year annual fee
  • Uncapped rewards points on eligible purchases
  • Complimentary travel and purchase insurance covers


  • Charges a one-time 1.5% balance transfer fee
  • Charges a 3% foreign transaction fee
Rewards programAmplify Rewards
Rewards points per $ spent1
Annual fee$0 annual fee for the first year ($99 p.a. thereafter)
Minimum monthly repayment2% of the closing balance or $10, whichever is greater
Late payment fee$15
Foreign currency conversion fee3%
Cash advance fee2% or $2.50, whichever is greater
Additional cardholder fee$0
Number of additional cardholders1

Expert review

Amy Bradney-George

Review by

Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

This is the mid-tier card in the BankSA Amplify Rewards range. If you want to pay off existing debt, the balance transfer offer gives you a 0% p.a. interest rate for the first 22 months. You also save with a waived first-year annual fee.

How to apply

You can apply for the BankSA Amplify Platinum online in around 10 minutes. Get started by making sure you meet the following eligibility requirements and have all the documents and details you'll need handy.

Eligibility criteria

  • Residency. To apply online, you must be an Australian citizen or permanent resident.
  • Eligible balance transfer debt. If you elect to transfer a balance, you can transfer from $200 up to 80% of your available credit limit from up to three Australian credit, store or charge card accounts not issued by St.George, Bank of Melbourne or BankSA.

Card benefits

  • Balance transfer offer. Get a 0% p.a. interest rate for 22 months on balance transfers when you apply for a new card by 09 February 2021. A one-time 1.5% balance transfer fee applies. The rate then reverts to the variable cash advance rate of 21.49% p.a. after the promotional period.
  • 0% p.a. for 7 months on purchases. Enjoy a 0% p.a. on purchases for the first 7 months when you apply and get approved for this card by 09 February 2021.

Rates & fees

  • Annual fee. Outside of any promotions, the BankSA Amplify Platinum charges an annual fee of $99.
  • Purchase rate. This card charges a variable interest rate of 19.74% p.a. on purchases.

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