BankSA Amplify Platinum Credit Card

Collect 80,000 bonus Amplify Points and earn uncapped points per $1 on eligible spending.

With the BankSA Amplify Platinum, you can earn 80,000 bonus Amplify Points when you apply by 30 November 2021, get approved and spend at least $3,000 in the first 90 days.

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0% p.a.

Balance transfer rate

for 15 months with 1% balance transfer fee


Bonus points

19.74% p.a.

Purchase rate


Reward point

Per $ spent

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Product NameBankSA Amplify Platinum
Rewards programAmplify Rewards
Balance transfer rate0% p.a. for 15 months with 1% balance transfer fee
Balance transfer revert rateCash Advance Rate (21.49% p.a.)
Balance transfer limit80% of available limit
Purchase rate19.74% p.a.
Annual fee$99
Interest-free periodUp to 55 days on purchases
Cash advance rate21.49% p.a.
Min credit limit$6,000
Max credit limit$80,000
Card typeVisa
Foreign currency conversion fee3%
Available to temporary residentsYes - Conditions apply
Joint applicationYes - Conditions apply


  • 80,000 bonus Amplify Points when you meet the spend criteria
  • 0% p.a. for up to 15 months on balance transfers
  • Uncapped rewards points on eligible purchases
  • Complimentary travel and purchase insurance covers


  • Charges a one-time 1% balance transfer fee
  • Charges a 3% foreign transaction fee
Rewards programAmplify Rewards
Bonus points80,000
Rewards points per $ spent1
Annual fee$99
Minimum monthly repayment2% of the closing balance or $10, whichever is greater
Late payment fee$15
Foreign currency conversion fee3%
Cash advance fee2% or $2.50, whichever is greater
Additional cardholder fee$0
Number of additional cardholders1

Review by

Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

The BankSA Amplify Platinum credit card lets you earn points for your everyday spending and currently has a 80,000 bonus Amplify Points offer. To give you an idea of the potential value of these points, you could use them to get $350 worth of Woolworths WISH digital gift cards (79,800 points for three $100 eGift cards and one $50 eGift card) through the BankSA Amplify Rewards website. You could also transfer them to Velocity Frequent Flyer, Singapore Airlines KrisFlyer or Malaysia Airlines Enrich, which would add 40,000 points to your frequent flyer balance.

How to apply

You can apply for the BankSA Amplify Platinum online in around 10 minutes. Get started by making sure you meet the following eligibility requirements and have all the documents and details you'll need handy.

Eligibility criteria

  • Residency. To apply online, you must be an Australian citizen or permanent resident.
  • Eligible balance transfer debt. If you elect to transfer a balance, you can transfer from $200 up to 80% of your available credit limit from up to three Australian credit, store or charge card accounts not issued by St.George, Bank of Melbourne or BankSA.

Card benefits

  • Bonus Amplify Points offer. Apply by 30 November 2021, get approved and spend $3,000 within the first 90 days, to receive 80,000 bonus Amplify Points with the BankSA Amplify Platinum card.
  • Balance transfer offer. Get a 0% p.a. interest rate for 15 months on balance transfers when you apply for a new card by 30 November 2021. A one-time 1% balance transfer fee applies. The rate then reverts to the variable cash advance rate of 21.49% p.a. after the promotional period.

Rates & fees

  • Annual fee. The BankSA Amplify Platinum charges an annual fee of $99.
  • Purchase rate. This card charges a variable interest rate of 19.74% p.a. on purchases.

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