In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask an expert
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Bank of Melbourne Amplify Qantas Platinum Card

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Bank of Melbourne Amplify Qantas Platinum
Terms and conditions apply
Bonus points
Purchase rate
19.49% p.a.
Reward points per $ spent
Annual fee for the first year ($199 p.a. thereafter)
$174 p.a.

Our verdict

Offers 60,000 bonus Qantas Points and complimentary insurance, with a discounted $174 first-year annual fee.

The Bank of Melbourne Amplify Qantas Platinum Card has a total annual fee of $199 p.a., that's competitive among Qantas Frequent Flyer credit cards. Its bonus points offer also gives you a way to get extra value. To give you some examples, you could fly one-way in business class from Sydney to Christchurch (41,500 points plus fees and taxes) or return from Brisbane to Adelaide in business class (55,200 points) with the bonus points.


  • 60,000 bonus Qantas Points
  • Balance transfer rate of 0% p.a. for the first 24 months
  • $174 first-year annual fee ($199 p.a. thereafter), including Qantas fee
  • Complimentary travel and purchase insurances


  • Charges a 1% balance transfer fee
  • The earn rate of 0.5 Qantas Points per $1 spent is lower than some other platinum cards
  • Does not offer airport lounge passes

In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask an expert

Apart from the bonus Qantas points, the Bank of Melbourne Amplify Qantas Platinum Card gives you a way to earn 0.5 Qantas Point per $1 on your everyday, eligible spending. You can also save with a discounted annual fee of $174 for the first year, which goes to $199 p.a. after that.


Product details

Product Name Bank of Melbourne Amplify Qantas Platinum
Balance transfer rate p.a. 0% for 24 months with 1% balance transfer fee, then 21.49%
Balance transfer limit 80% of available limit
Purchase rate p.a. 19.49%
Interest-free period Up to 55 days on purchases
Cash advance rate p.a. 21.49%
Min credit limit $6,000
Max credit limit $80,000
Card type Visa


Available to temporary residents Yes - Conditions apply
Joint application No


Rewards program Qantas Frequent Flyer
Bonus points 60,000
Rewards points per $ spent 0.5
Rewards points cap 100,000


Annual fee $174 first year ($199 after)
Minimum monthly repayment 2% of the closing balance or $10, whichever is greater
Late payment fee $15
Foreign currency conversion fee 3%
Cash advance fee 3%
Overseas cash advance fee 3% of each cash advance amount
Additional cardholder fee $0
Number of additional cardholders 1

How to apply

You can apply for the Bank of Melbourne Amplify Qantas Platinum Card online in 10 minutes and receive a response instantly. Before you get started, check if you meet the eligibility criteria and have the necessary information to complete the application.

Eligibility criteria

  • New customer. The bonus points offer is only available to new Bank of Melbourne customers. This exclusion applies to people who currently hold an Amplify Platinum or Amplify Signature Card issued by St.George, Bank of Melbourne or BankSA or who have held one in the last 12 months.
  • Residency. To apply online, you must be an Australian citizen or permanent resident.

Card benefits

  • Bonus Qantas Points offer. Apply for the Bank of Melbourne Amplify Qantas Platinum Card by 27 February 2024 and spend $3,000 within the first 90 days to receive 60,000 bonus Qantas Points. Your bonus points will be credited to your Qantas Frequent Flyer account within 12 weeks of meeting the spend criteria.
  • First-year annual fee discount. Apply by 30 April 2024 and save with a reduced first-year annual fee of $174. After the first year, the annual fee and Qantas Rewards fee add up to $199.

Rates & fees

  • Annual fee. Outside of any promotions, the Bank of Melbourne Amplify Qantas Platinum charges an annual fee of $199 p.a.
  • Purchase rate. This card has a 19.49% p.a. interest rate on purchases (variable).

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