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The Bank of Heritage Isle Visa Credit Card combines ongoing cost-saving features, a competitive interest rate to both purchases and cash advances, as well as 0% p.a. on balance transfers for 12 months.
0% p.a.
Balance transfer rate
for 12 months
10.76% p.a.
Purchase rate
$0 p.a.
Annual fee
for the first year ($30 p.a. thereafter)
55 days
Interest free period
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Product Name | Bank of Heritage Isle Visa Credit Card |
---|---|
Balance transfer rate | 0% p.a. for 12 months |
Balance transfer revert rate | Purchase Rate (10.76% p.a.) |
Purchase rate | 10.76% p.a. |
Annual fee | $0 annual fee for the first year ($30 p.a. thereafter) |
Interest-free period | 55 days |
Cash advance rate | 10.76% p.a. |
Min credit limit | $1,000 |
Card type | Visa |
Foreign currency conversion fee | 3% |
Annual fee | $0 annual fee for the first year ($30 p.a. thereafter) |
---|---|
Minimum monthly repayment | 2.5% of the closing balance or $5, whichever is greater |
Late payment fee | $10 |
Foreign currency conversion fee | 3% |
Number of additional cardholders | 1 |
Review by
Sally McMullen is a creative content producer at Finder. Sally has written about credit cards for almost 5 years, authoring almost 900 articles on Finder alone. She has also been published in Yahoo Finance, Dynamic Business, Financy and Mamamia, as well as Music Feeds and Rolling Stone. Sally has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.