Australian Unity savings and bank accounts

Here's a list of Australian Unity savings, transaction and term deposit accounts as well as details on the different ways to do your banking.

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Australian Unity

Australian Unity savings accounts, bank accounts and term deposits

Australian Unity savings accounts

7 of 7 results
Finder Score Maximum Variable Rate p.a. Base interest rate Intro/Ongoing Government Guarantee Monthly Max Rate Conditions
Australian Unity logo
Finder score
Finder score
Maximum Variable Rate p.a.
4.35%
Standard Variable Rate p.a.
4.35%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • N/A
More info
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Australian Unity logo
Finder score
Finder score
Maximum Variable Rate p.a.
4.25%
Standard Variable Rate p.a.
4.25%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • N/A
More info
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Australian Unity logo
Finder score
Finder score
Maximum Variable Rate p.a.
3.50%
Standard Variable Rate p.a.
3.50%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • N/A
More info
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Australian Unity logo
Finder score
Finder score
Maximum Variable Rate p.a.
3.00%
Standard Variable Rate p.a.
3.00%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • N/A
More info
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Australian Unity logo
Finder score
Finder score
Maximum Variable Rate p.a.
4.25%
Standard Variable Rate p.a.
0.01%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $250
  • No withdrawals
More info
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Australian Unity logo
Finder score
Finder score
Maximum Variable Rate p.a.
2.25%
Standard Variable Rate p.a.
0.50%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $5
  • No withdrawals
More info
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Australian Unity logo
Finder score
Australian Unity SMSF Cash Management Account
Finder score
Maximum Variable Rate p.a.
1.85%
Standard Variable Rate p.a.
1.85%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • N/A
More info
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How the Finder Score helps you find a better savings account

The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.

We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?

Read the full Finder Score breakdown

Want more interest on your savings?

Compare now and find a better rate.

Australian Unity bank accounts

1 of 1 result
Finder Score Monthly fee Govt. Guarantee Own network ATM fee Card type
Australian Unity logo
Finder score
Finder score
Monthly fee
$0
Government Guarantee
Own network ATM fee
$0
Card type
Visa
More info
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Showing1 - 1 of 1 result

Finder Score for bank accounts

We assess multiple product features for transaction accounts from over 100 providers and assign each product a score out of 10.

Read the full Finder Score methodology

Looking for a better bank account?

Compare everyday accounts and find one that works harder for you.

Australian Unity term deposits

2 of 2 results
Finder Score 3 Mths p.a. 6 Mths p.a. 9 Mths p.a. 12 Mths p.a. 24 Mths p.a.
Australian Unity logo
Finder Score
Finder Score
3 Mths p.a.
4.15%
6 Mths p.a.
4.20%
9 Mths p.a.
3.85%
12 Mths p.a.
3.80%
24 Mths p.a.
3.20%
More info
Compare product selection
Australian Unity logo
Finder Score
Australian Unity SMSF Term Deposit
$5,000 min. deposit
Finder Score
3 Mths p.a.
4.10%
6 Mths p.a.
4.15%
9 Mths p.a.
3.80%
12 Mths p.a.
3.75%
24 Mths p.a.
3.15%
More info
Compare product selection
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Showing1 - 2 of 2 results

Finder Score for term deposits

Finder Score assigns Term Deposit products a score out of 10, comparing interest rates and features, to make comparison easier. We assess over 150 products from more than 90 providers, assessing products across different terms to determine an average score per product.

Read the full Finder Score methodology

Lock in a great rate

Compare term deposits to grow your savings with confidence.

Finder Awards badge

Congratulations, Australian Unity!

The Australian Unity Freedom Saver won Best No Conditions Savings Account in the 2025 Finder Awards.

Full list of 2025 winners

Pros and cons of banking with Australian Unity

The pros

  • No account keeping fees
  • Access to free ATMs using the reiATM network
  • Discounts on other products, like Australian Unity health insurance

The cons

  • No bank branches
  • Australian Unity doesn't have its own ATM network

How to apply for a Australian Unity savings account

Applying online for a new bank account is fast and easy. You'll need identity documents such as your driving licence or passport. For more about the process, check out our full guide to opening an account online.

Compare other products from Australian Unity

Alison Banney's headshot
Written by

Editorial Manager, Money

Alison is an editor at Finder and a personal finance journalist with over 10 years of experience, having contributed to major financial institutions and publications such as Westpac, Money Magazine, and Yahoo Finance. She is frequently quoted in media outlets like SmartCompany and SBS, offering expert insights on superannuation and money management. Alison holds a Bachelor of Communications in Public Relations and Journalism from the University of Newcastle, and has earned three ASIC RG146 certifications in superannuation, securities and managed investments and general financial advice, ensuring her expertise is fully aligned with ASIC standards. See full bio

Alison's expertise
Alison has written 656 Finder guides across topics including:
  • Superannuation
  • Savings accounts, bank accounts and term deposits
  • Budgeting and money-saving hacks
  • Managing the cost of living

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6 Responses

    Default Gravatar
    DoNovember 23, 2023

    Do you have a children’s account?

      Jason Loewenthal's headshotFinder
      JasonDecember 13, 2023Finder

      Hi Christine,

      Australian Unity has a Kids Saver account for children aged 14 and under.

    Default Gravatar
    BernardFebruary 12, 2019

    How do I apply for an easy savers account,is there a form I have
    to fill in,or an address that I could write to perhaps a phone
    number.
    Bernard

      Default Gravatar
      NikkiFebruary 13, 2019

      Hi Bernard,

      Thanks for getting in touch! To apply for the Easy Savers account, go to the providers website and apply online. The process can take as little as five minutes to complete, and your account will be created within just three business days. There is no address or phone number. Make sure you watch out for the eligibility requirements of the card to before applying. Hope this helps!

      Best,
      Nikki

    Default Gravatar
    BarryAugust 28, 2018

    Are the Australian Unity banking products covered by the Federal Gov’t guarantee?

      Default GravatarFinder
      JhezelynAugust 28, 2018Finder

      Hello Barry,

      Thank you for your comment.

      Yes, Australian Unity is covered by the Australian Government guarantee on deposits covering up to $250,000 per person.

      Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.

      Regards,
      Jhezelyn

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