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Australian Unity Easy Saver

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With a competitive introductory interest rate and no hidden fees, the Australian Unity Easy Saver can help you grow your savings balance as quickly as possible.

The Australian Unity Easy Saver offers a bonus interest rate of 0.8% p.a. on top of the standard variable rate for a 4-month introductory period. The account reverts to the standard variable rate after those 4 months, and there are no ongoing fees that will eat into your account balance.

1.3% p.a.

Maximum variable rate

0.5% p.a.

Base interest rate

0.8% p.a.

Bonus interest rate

for 4 months

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Product NameAustralian Unity Easy Saver
Maximum Variable Rate1.3% p.a.
Standard Variable Rate0.50%
Bonus Variable Rate0.80%
Monthly Account Fee$0
Minimum Opening Deposit$0
Minimum Age16

Key features

Bonus interest rate of 0.8% p.a. for the first 4 months

The Australian Unity Easy Saver offers a bonus interest rate of 0.8% p.a. in addition to the standard variable rate for an introductory period of 4 months. There are no special terms and conditions that need to be met to earn this bonus interest, all you need to do is open an account.

Then it reverts to 0.5% p.a.

Once the 4-month introductory period ends, the account earns the standard variable interest rate. The interest rate is variable, which means it could change according to the movements of the RBA cash rate.

Launch savings calculator

How to apply

If the Australian Unity Easy Saver sounds like the perfect account to help you reach your savings goals, click on one of the "Apply now" links on this page. You will be securely redirected to the Australian Unity website where you can review the full details of the account and begin your application.


In order to be eligible for an Australian Unity Easy Saver you must meet the following requirements:

  • Minimum age. You will need to be 16 years or older.
  • Residency requirements. You must be a permanent resident of Australia.

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  1. Default Gravatar
    November 1, 2017

    Is the 10% of AU Membership only for new membership, or does it apply to existing AU members?

    • Default Gravatar
      November 2, 2017

      Hi S.Too,

      Thank you for your inquiry.

      10% discount includes all other retail discounts and is available when paying by direct debit. This discount is for new customers only and is not available through brokers or comparators. It is not to be used in conjunction with any other offer or discount and also excludes Overseas Visitors Cover.

      You can read their Terms and Conditions and Privacy Policy before applying and/or speak to one of their consultants for further advice.

      Hope this information has helped.


  2. Avatarfinder Customer Care
    October 25, 2016

    Hi Ben,

    Thanks for your question.

    There are no transaction fees for this account, however the account is opened with a transaction account which does have a monthly fee of $5 or free if at least $1000 is deposited into this transaction account per month. As a savings account, you can’t withdraw the money direct from this account however you can transfer your funds into the linked transaction account which allows you to withdraw your cash. The interest is calculated daily and paid monthly.


  3. Default Gravatar
    October 20, 2016

    Re. Aust Unity Easy Saver
    Could you please advise how often the interest is paid?
    Is there any early termination fees, or account closure fees?

    • Avatarfinder Customer Care
      October 21, 2016

      Hi Nadine,

      Thanks for your question.

      The bonus interest rate will be calculated daily and paid monthly. There are also no termination or account closure fees.


  4. Default Gravatar
    October 17, 2016


    I would like to know if your bank charges monthly account service fee? And if yes, how much would this be and what does it actually cover?

    Thank you

    • Avatarfinder Customer Care
      October 17, 2016

      Hi Mia,

      Thanks for your question.

      Please note, we are a comparison website and provide general advice only. The Australian Unity Easy Saver does not charge any monthly account keeping fees.


  5. Default Gravatar
    October 4, 2016

    I believe Aus. Unity Easy Saver is same as Big Sky which pays 3 2 percent. Is this correct?

    • Avatarfinder Customer Care
      October 5, 2016

      Hi Craig,

      Thanks for your question.

      Did you mean 3.2% interest? Australian Unity Easy Saver currently comes with a maximum variable interest rate of 2.90%. Big Sky has a number of savings account products so I’m unsure which one you are comparing the rate to. However, I can see that their Target Saver account comes with a 1.45% interest rate.


  6. Default Gravatar
    September 21, 2016

    Are there any penalties for moving money out of this account after the four month introductory period?

    • Avatarfinder Customer Care
      September 21, 2016

      Hi Alison,

      Thanks for your question.

      No, there are no fees or penalties for closing the account after the introductory period.


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