The Australian Mutual Bank Visa is suited to anyone who wants a card from an ethical bank. The actual card is made from 82% recycled plastic – with new material mainly used for parts that can’t be recycled yet. As well as a competitive low interest rate of 10.49% p.a. for purchases, it has a $30 annual fee that’s also at the lower end of the scale for credit cards in Australia.
Since November 2021, Australian Mutual Bank is the brand used for customers of Endeavour Mutual Bank and Sydney Mutual Bank. It is still member-owned and has a clear set of sustainability and ethical commitments on its website.