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New ANZ Low Rate customers can repay existing debt and save on costs with a $0 first-year annual fee and 0% interest on balance transfers for the first 20 months with no balance transfer fee.
0% p.a.
Balance transfer rate
for 20 months
12.49% p.a.
Purchase rate
$0 p.a.
Annual fee
for the first year ($58 p.a. thereafter)
55 days
Interest free period
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Product Name | ANZ Low Rate |
---|---|
Balance transfer rate | 0% p.a. for 20 months |
Balance transfer revert rate | Balance Transfer Revert Rate (20.24%) |
Balance transfer limit | 95% of available limit |
Purchase rate | 12.49% p.a. |
Annual fee | $0 annual fee for the first year ($58 p.a. thereafter) |
Interest-free period | Up to 55 days on purchases |
Cash advance rate | 20.24% p.a. |
Min credit limit | $1,000 |
Card type | Visa |
Foreign currency conversion fee | 3% |
Available to temporary residents | Yes - Conditions apply |
---|---|
Joint application | No |
Bonus points | N/A |
---|
Annual fee | $0 annual fee for the first year ($58 p.a. thereafter) |
---|---|
Minimum monthly repayment | 2% of the closing balance or $25, whichever is greater |
Late payment fee | $20 |
Foreign currency conversion fee | 3% |
Cash advance fee | 2% or $4, whichever is greater |
Overseas cash advance fee | The greater of 2% of the amount or $4.00 |
Overseas ATM withdrawal fee | $5 |
Additional cardholder fee | $0 |
Number of additional cardholders | 3 |
Review by
Sally McMullen is a creative content producer at Finder. Sally has written about credit cards for almost 5 years, authoring almost 900 articles on Finder alone. She has also been published in Yahoo Finance, Dynamic Business, Financy and Mamamia, as well as Music Feeds and Rolling Stone. Sally has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.