The ANZ Low Rate Credit Card offers a mix of low-cost features, including a 13.74% p.a. interest rate for purchases and no annual fee in the first year (saving you $58). Right now, you can also save with 0% p.a. interest on balance transfers for 28 months. To get the balance transfer, you need to request it when you apply and there is a one-time 2% balance transfer fee.
If you're after perks over a balance transfer, there is a second offer available on the ANZ Low Rate Credit Card with $250 credit back.