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ANZ Frequent Flyer Platinum Credit Card

Amy Bradney-George
Amy Bradney-George
Last updated:  

Receive 50,000 bonus Qantas Points, $195 back and complimentary insurance with a new ANZ Frequent Flyer Platinum.

The ANZ Frequent Flyer Platinum earns up to 1.75 Qantas Points per $1 spent on eligible purchases. It also offers complimentary insurance, a personal concierge and mobile payments.

50,000

Bonus points

20.24% p.a.

Purchase rate

0.75

Reward points

Per $ spent (Visa/Mastercard)

$295 p.a.

Annual fee

Details

Product NameANZ Frequent Flyer Platinum
Rewards programQantas Frequent Flyer
Balance transfer rate20.24% p.a.
Balance Transfer Limit95% of available limit
Purchase rate (p.a.)20.24% p.a.
Annual fee$295 p.a.
Interest free period55 days
Cash advance rate (p.a.)20.24% p.a.
Min credit limit$6,000
Card typeVisa
Foreign currency conversion fee (Visa/Mastercard)3%
Complimentary travel insuranceYes
Minimum age18 years of age
Available to temporary residentsYes - Conditions apply
Joint applicationNo

Pros

  • Receive 50,000 bonus Qantas Points and get $195 back to your account when you spend $2,000 on eligible purchases within the first 3 months.
  • Earn up to 1.75 Qantas Points for every $1 you spend on your ANZ Frequent Flyer Platinum card.
  • This card is rich with platinum benefits and other credit card perks including complimentary international travel insurance.

Cons

  • The standard annual fee of $295 is relatively high.
  • This coupled with purchase interest rate of 20.24% p.a. makes this an expensive card to use and maintain.
Rewards programQantas Frequent Flyer
Bonus Points50,000 bonus points
Rewards Points per $ spent (Visa/Mastercard)0.75
Annual fee$295 p.a.
Minimum monthly repayment2% of the closing balance or $25, whichever is greater
Late payment fee$20
Foreign currency conversion fee (Visa/Mastercard)3%
Cash Advance Fee2% or $4, whichever is greater
Overseas cash advance fee2% or $4, whichever is greater
Overseas ATM withdrawal fee$5
Additional cardholder fee$65
Number of Additional Cardholders9

Expert review

Amy Bradney-George

Review by

Amy Bradney-George is the acting editor for Finder X and a senior writer for credit cards and Finder Green. She has more than 13 years' experience as a journalist and writer, with bylines in publications including The Equity Magazine, The Sydney Morning Herald, ABC News and produce industry website FreshPlaza. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University, and when she’s not putting (virtual) pen to paper, she spends her time as an actress.

Expert review

The introductory offer on the ANZ Frequent Flyer Platinum is a standout feature, giving you enough Qantas Points for a one-way economy flight from Melbourne to Los Angeles (excluding fees and taxes). This offer is also sweetened by $195 back on your account when you’ve met the spend requirement.

How to apply

You can apply for the ANZ Frequent Flyer Platinum online in around 5 minutes. Get started by checking that you meet the following eligibility criteria and have all the documents and details you'll need for the application.

Eligibility criteria

  • Residency requirement. Citizens and permanent residents of Australia are eligible to apply. If you are a non-Australian permanent resident, you must have an eligible working or business visa with at least 9 months remaining.
  • New cardholder. The bonus points offer is only available for new customers who have not held any ANZ Frequent Flyer credit card products in the last 12 months. This includes the ANZ Frequent Flyer, ANZ Frequent Flyer Platinum and ANZ Frequent Flyer Black accounts.

Card benefits

  • 50,000 bonus Qantas Points offer. You can collect 50,000 bonus points as a new customer when you spend $2,000 in the first 3 months from your card approval date. The bonus points will be added to your Qantas Frequent Flyer account within three months of meeting the eligible spend criteria.
  • Cashback offer. Spend $2,000 on eligible purchases in the first 3 months and you'll also get $195 credit back to your new ANZ Frequent Flyer Platinum. The $195 credit will be applied to the purchases balance on your card within 3 months of meeting the spend requirement. Just keep in mind that it does not count as a payment towards your balance – so you'll still need to pay at least the minimum amount listed on your statement once the credit is applied.

Rates & fees

  • Annual fee. This card charges a standard annual fee of $295, which is made up of a $240 annual account fee and a $55 rewards program services fee.
  • Rates and fees. The ANZ Frequent Flyer Platinum offers cardholders a 20.24% p.a. interest rate on purchases and a 20.24% p.a. interest rate on cash advances.

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280 Comments

  1. Default Gravatar
    Matt
    November 18, 2019

    Does my Frequent Flyer Platinum Credit Card complimentary travel insurance include car hire excess fees?

    Reply
    • Avatarfinder Customer Care
      Joshua
      November 18, 2019

      Hi Matt,

      Thanks for getting in touch with Finder. I hope all is well with you. 😃

      The answer to your question is yes. To activate this cover, make sure that the entire payment for the vehicle rental was charged to your card account.

      Please note as well that cover begins when you collect the rental vehicle from the rental vehicle company and ends when you return the rental vehicle to the rental vehicle.

      For more details, I highly recommend that you get in touch with ANZ as well.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

      Reply
  2. Default Gravatar
    Jane
    August 21, 2019

    If I have the breakfree package, is the annual fee waived?

    Reply
    • Default Gravatar
      Bella
      August 23, 2019

      Hi Jane,

      Thanks for your inquiry.

      Yes, your credit card annual fee will be waived if you have breakfree package. However, please note that the only fees that become due on or after the date that the Nominated Credit Card Account is linked to the ANZ Breakfree Package will be waived.

      I hope this helps.

      Kind regards,
      Bella

      Reply
  3. Default Gravatar
    Barbara
    August 14, 2019

    I have ANZ frequent flyer visa platinum, can I get free insurance for trip inside Australia?

    Reply
    • Avatarfinder Customer Care
      Jhez
      August 14, 2019

      Hi Barbara,

      Thank you for your comment.

      Yes, the complimentary travel insurance of ANZ Frequent Flyer Platinum Credit Card will cover you for domestic air travel. We suggest that you check and verify with Allianz. You may read and download the INSURANCE POLICY INFORMATION from the ANZ website.

      Regards,
      Jhezelyn

      Reply
  4. Default Gravatar
    Charlie
    April 29, 2019

    I had an ANZ Qantas Frequent Flyer credit card a few years ago but closed it and took out an Amex card. However, I’m now finding that numerous outlets do not accept payments with an Amex card. Consequently, I’m looking for a new credit card. Will I be eligible for the 50,000 points incentive, even though I had an ANZ Qantas credit card until 2016?

    Reply
    • Avatarfinder Customer Care
      Jhez
      April 29, 2019

      Hello Charlie,

      Thank you for your comment.

      According to ANZ, the bonus points offer is not available where you currently hold an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card, or have closed, or qualified for bonus Qantas Points or a credit back on, any of those ANZ Frequent Flyer credit cards within the previous 12 months.

      If you had the card in 2016 and have it closed, you may be qualified. But it’s still best to validate this with ANZ as they have also indicated that the offer is available to new and approved applicants who apply for an ANZ Frequent Flyer Platinum credit card account.

      Please make sure though to read the eligibility criteria, features and details of the card, as well as the relevant PDS/ T&Cs of the card before making a decision and consider whether the product is right for you.

      Regards,
      Jhezelyn

      Reply
  5. Default Gravatar
    Anne
    August 17, 2018

    What is classified as a eligible purchase??

    Reply
    • Default Gravatar
      Joel
      August 17, 2018

      Hi Anne,

      Thanks for leaving a question on finder.

      Eligible purchases are generally defined as everyday purchases which involve the exchange of a good or service for a payment. Transactions that do not qualify as eligible purchases generally include business expenses, gambling transactions, balance transfers, BPAY payments and cash advances. Please note that existing customers who currently hold an ANZ or who have held one in the last 12 months, are not eligible for this offer.

      Cheers,
      Joel

      Reply
  6. Default Gravatar
    Geoffrey
    March 31, 2018

    What is the. balance of the points for Geoffrey James Cooke. Of 29 Reuss st balmain nsw Platinum qantas frequent flyer ANZ bank

    Reply
    • Default Gravatar
      Joel
      March 31, 2018

      Hi Geoffrey,

      Thanks for leaving a question on finder. Please note that we are not affiliated with any of the providers on our page and we are a comparison website.

      To view your reward points:

      Go to the ANZ website’s Home page, which is the first page you see when you log on to ANZ Internet Banking.
      Select your card account.
      Then select the “Reward points” link.
      Your reward points summary will display.

      Hope it helps. :)

      Cheers,
      Joel

      Reply
  7. Default Gravatar
    Ken
    February 1, 2018

    what is the fee for balance transfers to this card?
    is there a 0% interest rate attached to this card for a set time?

    Reply
    • Avatarfinder Customer Care
      Jonathan
      February 23, 2018

      Hi Ken, thanks for your inquiry.

      There is no balance transfer offer for this credit card. You can compare balance transfer credit cards here.

      Thanks,

      Jonathan

      Reply
  8. Default Gravatar
    steve
    October 11, 2017

    I have an ANZ VISA F/F Platinum card. My wife holds an ‘additional card’ for this account.
    All F/F points earned are credited to MY F/F account number.
    Is it possible for F/F points earned on my WIFE’s card to be credited to her own F/F account (rather than to mine)?

    Reply
    • Avatarfinder Customer Care
      Harold
      October 12, 2017

      Hi Steve,

      Thank you for your inquiry.

      If your wife is a supplementary cardholder, then the points will not be credited to her account.

      I hope this information has helped.

      Cheers,
      Harold

      Reply
  9. Default Gravatar
    Michael
    August 21, 2017

    1. What is the fee for an additional card holder for an existing card holder A/ fee B/ with reward points
    2. If the second card holder books an overseas flight with their additional card are they covered for travel insurance
    3. If yes to Q2 and additional card holder purchases 2 overseas tickets say himself and fiance are they both covered

    Reply
    • Avatarfinder Customer Care
      Harold
      August 22, 2017

      Hi X,

      Thank you for your inquiry.

      1. What is the fee for an additional card holder for an existing card holder A/ fee B/ with reward points
      Answer – Additional Cardholder Fee $65 p.a.

      2 & 3. If the second card holder books an overseas flight with their additional card are they covered for travel insurance. If yes to Q2 and additional card holder purchases 2 overseas tickets say himself and fiance are they both covered.
      Answer – Regarding this matter you can call ANZ for direct support at 13 22 73 to clarify the insurance cover for this card.

      I hope this information has helped.

      Cheers,
      Harold

      Reply
  10. Default Gravatar
    Jonathan
    August 8, 2017

    Looking at the answers provided here and on the other ANZ cards it seems that I am not eligible as I currently have a FF ANZ card. It seems that I need to close my ANZ card for 12 months before trying to apply again. What other cards would you recommend to have for the next 12 months that would be similar to the ANZ cards that also offer Qantas FF points and has a low annual fee?

    Reply
    • Default Gravatar
      Danielle
      August 9, 2017

      Hi Jonathan,

      Thank you for contacting finder. We are a comparison website and general information service, we’re more than happy to offer general advice.

      You may refer to this page for options that may suit your needs. You may review and compare the offers available on the table. Once you have selected one, you may proceed by clicking the green “Go to Site” button.

      I hope this helps.

      Cheers,
      Danielle

      Reply
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