ANZ Frequent Flyer Platinum Credit Card – Rates and Fees

4 August 2017

The ANZ Frequent Flyer Platinum Credit Card offers 50,000 bonus Qantas Points when you meet the spend requirement, free Qantas Frequent Flyer membership and a $0 annual fee for the first year.

The ANZ Frequent Flyer Platinum Visa earns up to 0.75 Qantas Points for every $1 you spend on eligible purchases. If you’re a new cardholder, you can also boost your point balance with 50,000 bonus Qantas Points when you spend at least $2,500 on eligible purchases within the first 3 months from account opening. As well as these rewards, the ANZ Frequent Flyer Platinum provides premium extras including complimentary insurance and a 24/7 concierge service.

ANZ Frequent Flyer Platinum Credit Card review

The ANZ Frequent Flyer Platinum Credit Card is a rewards card that earns 0.75 Qantas Points per $1 spent on eligible purchases up to $3,000 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $3,000 per statement period. This card also comes with Visa PayWave contactless technology, access to eDine and the ANZ Wine Club and emergency credit card replacement anywhere in the world.

In terms of costs, the ANZ Frequent Flyer Platinum has a standard annual fee of $295 (waived in year one) and a standard variable purchase rate of 19.99% p.a. It also offers up to 55 interest-free days on purchases when you pay your balance in full by the due date on each statement.

Benefits of ANZ Frequent Flyer Platinum Credit Card

• 50,000 bonus Qantas Points offer. Get 50,000 bonus Qantas Points when you spend $2,500 on eligible purchases within the first 3 months of card approval. Eligible purchases exclude fees, cash, cash equivalent transactions, balance transfers and premiums paid for ANZ Credit Card Insurance and transactions for gambling or gaming purposes. Offer is available to online applications only.
• No annual fee for the first year. New cardholders can take advantage of the annual fee waiver for the first year. An annual fee of $295, which includes a $240 annual account fee and a $55 rewards program services fee, will apply thereafter. Offer is available to online applications only.
• Qantas Frequent Flyer membership offer. If you're approved for an ANZ Frequent Flyer Platinum Credit Card, you'll automatically receive an opportunity to sign up for a Qantas Frequent Flyer membership. ANZ will waive the joining fee with this offer.
• Complimentary insurances. The ANZ Frequent Flyer Platinum card offers a range of complimentary insurances. You will get purchase protection for items you buy using your card in the case that the item is damaged, stolen, or lost. You can also get price-matching where you’ll get paid back the difference on an item if it goes on sale after you purchase it. There is an extended warranty program for eligible products that already have a manufacturer’s warranty. Plus, you're covered by overseas travel and medical insurance, interstate flight inconvenience insurance, transport accident coverage, and rental excess coverage.
• Rewards program. Earn 0.75 Qantas Points per $1 spent on eligible purchases up to $3,000 and 0.5 Qantas Points per $1 spent above $3,000 per statement period.
• Mobile payment technology. Apple Pay, Android Pay, ANZ Mobile Pay and Samsung Pay let you use your Apple, Android or Samsung device to tap and pay with your eligible ANZ credit card.

Features of the ANZ Frequent Flyer Platinum credit card

• Annual fee. This card has a standard annual fee of $295 that includes a $240 annual account fee and a $55 rewards program services fee.
• Rates and fees. The ANZ Frequent Flyer Platinum offers cardholders a 19.99% p.a. interest rate on purchases and a 21.49% p.a. interest rate on cash advances.
• Qantas Frequent Flyer details. With this card, you must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply and membership of the Qantas Frequent Flyer program is subject to the Terms and Conditions of the Qantas Frequent Flyer program.
• Security features. The ANZ Frequent Flyer Platinum allows you to access emergency card replacement anywhere in the world, emergency cash advances and credit limit increases, a fraud money back guarantee, and round-the-clock monitoring for protection against suspicious account activity.
• Interest-free days. ANZ offers up to 55 days interest-free on purchases when you pay your balance in full by the due date on each statement. This feature can allow you to save on interest while accruing rewards points.

How to apply for the ANZ Frequent Flyer Platinum credit card

If you’ve decided that an ANZ Frequent Flyer Platinum credit card is a good choice for you and your current financial situation, you can apply by completing the online application. Before you get started, make sure you meet the eligibility requirements and have the necessary documents and details on hand.

Eligibility criteria

• Age. You must be over 18 years of age.
• Residency requirements. This card is available for permanent residents and citizens of Australia. Non-permanent residents may still be eligible but must be holding a 457 working visa and have at least 9 months remaining from the date of application.
• Income requirements. You must have a minimum annual income of $35,000 and a good credit rating to apply.

Required documents

• Proof of identification. You'll be required to provide proof of identification, such as your driver’s license or passport.
• Proof of income. Make sure to organise any payslips, bank statements, or any other relevant financial information before applying.

If you choose to apply for this ANZ platinum credit card, you can enjoy a number of platinum benefits and cost-saving features. As with any credit card offer, you'll need to compare your options to find the right card for you.

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