ANZ Frequent Flyer Platinum Credit Card

Receive 75,000 bonus Qantas Points, $150 back and complimentary insurance with a new ANZ Frequent Flyer Platinum.

The ANZ Frequent Flyer Platinum earns up to 0.75 Qantas Points per $1 spent on eligible everyday purchases. It also offers complimentary insurance, a personal concierge and mobile payments.

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Bonus points

20.24% p.a.

Purchase rate


Reward points

Per $ spent

$295 p.a.

Annual fee

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Product NameANZ Frequent Flyer Platinum
Rewards programQantas Frequent Flyer
Balance transfer rate20.24% p.a.
Balance transfer limit95% of available limit
Purchase rate20.24% p.a.
Annual fee$295
Interest-free periodUp to 55 days on purchases
Cash advance rate20.24% p.a.
Min credit limit$6,000
Card typeVisa
Foreign currency conversion fee3%
Available to temporary residentsYes - Conditions apply
Joint applicationNo


  • Receive 75,000 bonus Qantas Points and get $150 back to your account when you spend $2,500 on eligible purchases within the first 3 months.
  • Earn up to 1.75 Qantas Points for every $1 you spend on your ANZ Frequent Flyer Platinum card.
  • This card is rich with platinum benefits and other credit card perks including complimentary international travel insurance.


  • The standard annual fee of $295 is relatively high.
  • This coupled with purchase interest rate of 20.24% p.a. makes this an expensive card to use and maintain.
Rewards programQantas Frequent Flyer
Bonus points75,000
Rewards points per $ spent0.75
Annual fee$295
Minimum monthly repayment2% of the closing balance or $25, whichever is greater
Late payment fee$20
Foreign currency conversion fee3%
Cash advance fee2% or $4, whichever is greater
Overseas cash advance fee2% or $4, whichever is greater
Overseas ATM withdrawal fee$5
Additional cardholder fee$65
Number of additional cardholders9

Review by

Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

The ANZ Frequent Flyer Platinum gives you a way to earn Qantas Points on your everyday spending. The introductory offer on this card is a standout feature, giving you enough Qantas Points for two people to book return economy class flights from Sydney to Auckland (72,000 points) or a return business class flight from Brisbane to Adelaide (55,200 points). This offer is also sweetened by $150 back on your account when you’ve met the spend requirement.

How to apply

You can apply for the ANZ Frequent Flyer Platinum online in around 5 minutes. Get started by checking that you meet the following eligibility criteria and have all the documents and details you'll need for the application.

Eligibility criteria

  • Residency requirement. Citizens and permanent residents of Australia are eligible to apply. If you are a non-Australian permanent resident, you must have an eligible working or business visa with at least 9 months remaining.
  • New cardholder. The bonus points offer is only available for new customers who have not held any ANZ Frequent Flyer credit card products in the last 12 months. This includes the ANZ Frequent Flyer, ANZ Frequent Flyer Platinum and ANZ Frequent Flyer Black accounts.

Card benefits

  • 75,000 bonus Qantas Points offer. You can collect 75,000 bonus points as a new customer when you spend $2,500 in the first 3 months from your card approval date. The bonus points will be added to your Qantas Frequent Flyer account within 3 months of meeting the eligible spend criteria.
  • $150 back. Spend $2,500 on eligible purchases in the first 3 months and you'll also get $150 credited back to your new ANZ Frequent Flyer Platinum. The $150 credit will be applied to the purchase balance on your card within 3 months of meeting the spend requirement. Just keep in mind that it does not count as a payment towards your balance – so you'll still need to pay at least the minimum amount listed on your statement once the credit is applied.

Rates & fees

  • Annual fee. This card charges a standard annual fee of $295, which is made up of a $240 annual account fee and a $55 rewards program services fee.
  • Rates and fees. The ANZ Frequent Flyer Platinum offers cardholders a 20.24% p.a. interest rate on purchases and a 20.24% p.a. interest rate on cash advances.
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