ANZ Frequent Flyer Platinum
- Receive 75,000 bonus Qantas Points
Get $75 back on your card
Eligibility criteria, terms and conditions, fees and charges apply
The ANZ Frequent Flyer Platinum Credit Card offers 75,000 bonus Qantas Points and $75 back to your card when you meet the spend requirement.
With the ANZ Frequent Flyer Platinum Visa, you can earn up to 0.75 Qantas Points per $1 spent on eligible purchases. If you’re a new cardholder, you can also boost your points balance with 75,000 bonus Qantas Points when you spend $5,000 on eligible purchases within the first 3 months from card approval. As well as these rewards, the ANZ Frequent Flyer Platinum provides premium extras including complimentary insurance and a 24/7 concierge service.
| Product Name | ANZ Frequent Flyer Platinum |
|---|---|
| Rewards Program | Qantas Frequent Flyer |
| Purchase rate (p.a.) | 19.99% p.a. |
| Annual fee | $295 p.a. |
| Interest Free Period The interest-free period is the maximum number of days during which interest is not charged on new purchases. This only applies if you pay your closing balance in full by the statement due date. | Up to 55 days on purchases |
| Cash advance rate (p.a.) | 21.49% p.a. |
| Min credit limit This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure. | $6,000 |
| Card Type | Visa |
| Foreign Currency Conversion Fee (VISA) Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution. | 3% of transaction value |
| Complimentary Travel Insurance | Yes |
| Minimum Income | $35,000 |
|---|---|
| Minimum Age | 18 years of age |
| Available To Temporary Residents | Yes - Conditions apply |
| Joint Application | No |
| Annual fee | $295 p.a. |
|---|---|
| Minimum Monthly Repayment | 2% of the closing balance or $25, whichever is greater |
| Late Payment Fee | $20 |
| Foreign Currency Conversion Fee (VISA) Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution. | 3% of transaction value |
| Cash Advance Fee | 2% of the transaction amount or $4 (whichever is greater) |
| Overseas Cash Advance Fee | 2% of the transaction amount or $4 (whichever is greater) |
| Overseas ATM Withdrawal Fee | $5 |
| Gambling Transactions Allowed | Yes |
| Additional Cardholder Fee | $65 |
| Number of Additional Cardholders | 9 |
Pros
- Receive 75,000 bonus Qantas Points and $75 back to your ANZ Frequent Flyer Platinum when you spend $5,000 on eligible purchases within the first 3 months.
- Earn up to 0.75 Qantas Points for every $1 you spend on your ANZ Frequent Flyer Platinum card.
- This card is rich with platinum benefits and other credit card perks including Apple Pay eligibility for convenient payments plus complimentary International travel and medical insurance.
Cons
- The standard annual fee of $295 is relatively high.
- This coupled with purchase interest rate of 19.99% p.a. makes this an expensive card to use and maintain.
| Rewards Program | Qantas Frequent Flyer |
|---|---|
| Bonus Points | 75,000 bonus points |
| Rewards Points per $ spent (VISA/MC) | 0.75 |
Benefits of ANZ Frequent Flyer Platinum Credit Card
- 75,000 bonus Qantas Points offer. Get 75,000 bonus Qantas Points when you spend $5,000 on eligible purchases within the first 3 months from card approval.
- Cashback offer. You'll get $75 back to your new ANZ Frequent Flyer Platinum when you spend $5,000 on eligible purchases in the first 3 months.
- Qantas Frequent Flyer membership offer. If you're approved for an ANZ Frequent Flyer Platinum Credit Card, you'll automatically receive an opportunity to sign up for a Qantas Frequent Flyer membership. ANZ will waive the joining fee with this offer.
- Complimentary insurances. The ANZ Frequent Flyer Platinum card offers a range of complimentary insurances. You will get purchase protection for items you buy using your card in the case that the item is damaged, stolen, or lost. You can also get price-matching where you’ll get paid back the difference on an item if it goes on sale after you purchase it. There is an extended warranty program for eligible products that already have a manufacturer’s warranty. Plus, you're covered by overseas travel and medical insurance, interstate flight inconvenience insurance, transport accident coverage, and rental excess coverage.
- Rewards program. Earn 0.75 Qantas Points per $1 spent on eligible purchases up to $3,000 per statement period and 0.5 Qantas Points per $1 spent beyond $3,000 per statement period.
- Mobile payment technology. Apple Pay, Google Pay and Samsung Pay let you use your Apple, Android or Samsung device to tap and pay with your eligible ANZ credit card.
Features of the ANZ Frequent Flyer Platinum credit card
- Annual fee. This card charges a standard annual fee of $295 that includes a $240 annual account fee and a $55 rewards program services fee.
- Rates and fees. The ANZ Frequent Flyer Platinum offers cardholders a 19.99% p.a. variable interest rate on purchases and a 21.49% p.a. variable interest rate on cash advances.
- Qantas Frequent Flyer details. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points.
- Interest-free days. ANZ offers up to 55 days interest-free on purchases when you pay your balance in full by the due date on each statement. This feature can allow you to save on interest while accruing rewards points.
How to apply for the ANZ Frequent Flyer Platinum credit card
If you’ve decided that an ANZ Frequent Flyer Platinum credit card is a good choice for you and your current financial situation, you can apply by completing the online application. Before you get started, make sure you meet the eligibility requirements and have the necessary documents and details on hand.
Eligibility criteria
- Age. You must be over 18 years of age.
- Residency requirements. This card is available for permanent residents and citizens of Australia. Non-permanent residents may still be eligible but must be holding a 457 working visa and have at least 9 months remaining from the date of application.
- Income requirements. You must have a minimum annual income of $35,000 and a good credit rating to apply.
Required documents
- Proof of identification. You'll be required to provide proof of identification, such as your driver’s license or passport.
- Proof of income. Make sure to organise any payslips, bank statements, or any other relevant financial information before applying.
If you choose to apply for this ANZ platinum credit card, you can enjoy a number of platinum benefits and cost-saving features. As with any credit card offer, you'll need to compare your options to find the right card for you.
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What is classified as a eligible purchase??
Hi Anne,
Thanks for leaving a question on finder.
Eligible purchases are generally defined as everyday purchases which involve the exchange of a good or service for a payment. Transactions that do not qualify as eligible purchases generally include business expenses, gambling transactions, balance transfers, BPAY payments and cash advances. Please note that existing customers who currently hold an ANZ or who have held one in the last 12 months, are not eligible for this offer.
Cheers,
Joel
What is the. balance of the points for Geoffrey James Cooke. Of 29 Reuss st balmain nsw Platinum qantas frequent flyer ANZ bank
Hi Geoffrey,
Thanks for leaving a question on finder. Please note that we are not affiliated with any of the providers on our page and we are a comparison website.
To view your reward points:
Go to the ANZ website’s Home page, which is the first page you see when you log on to ANZ Internet Banking.
Select your card account.
Then select the “Reward points” link.
Your reward points summary will display.
Hope it helps. :)
Cheers,
Joel
what is the fee for balance transfers to this card?
is there a 0% interest rate attached to this card for a set time?
Hi Ken, thanks for your inquiry.
There is no balance transfer offer for this credit card. You can compare balance transfer credit cards here.
Thanks,
Jonathan
I have an ANZ VISA F/F Platinum card. My wife holds an ‘additional card’ for this account.
All F/F points earned are credited to MY F/F account number.
Is it possible for F/F points earned on my WIFE’s card to be credited to her own F/F account (rather than to mine)?
Hi Steve,
Thank you for your inquiry.
If your wife is a supplementary cardholder, then the points will not be credited to her account.
I hope this information has helped.
Cheers,
Harold
1. What is the fee for an additional card holder for an existing card holder A/ fee B/ with reward points
2. If the second card holder books an overseas flight with their additional card are they covered for travel insurance
3. If yes to Q2 and additional card holder purchases 2 overseas tickets say himself and fiance are they both covered
Hi X,
Thank you for your inquiry.
1. What is the fee for an additional card holder for an existing card holder A/ fee B/ with reward points
Answer – Additional Cardholder Fee $65 p.a.
2 & 3. If the second card holder books an overseas flight with their additional card are they covered for travel insurance. If yes to Q2 and additional card holder purchases 2 overseas tickets say himself and fiance are they both covered.
Answer – Regarding this matter you can call ANZ for direct support at 13 22 73 to clarify the insurance cover for this card.
I hope this information has helped.
Cheers,
Harold
Looking at the answers provided here and on the other ANZ cards it seems that I am not eligible as I currently have a FF ANZ card. It seems that I need to close my ANZ card for 12 months before trying to apply again. What other cards would you recommend to have for the next 12 months that would be similar to the ANZ cards that also offer Qantas FF points and has a low annual fee?
Hi Jonathan,
Thank you for contacting finder. We are a comparison website and general information service, we’re more than happy to offer general advice.
You may refer to this page for options that may suit your needs. You may review and compare the offers available on the table. Once you have selected one, you may proceed by clicking the green “Go to Site” button.
I hope this helps.
Cheers,
Danielle
Hi. Do you get the bonus Qantas Points when you meet the $2,500 spend requirement or does it get rewarded after the designated time?
Hi Chad,
Thank you for your enquiry.
After meeting the spend requirement for the bonus Qantas Points of ANZ Frequent Flyer Platinum Credit Card, the bonus Qantas Points will be credited to your Qantas account within three months of the eligible spend criteria being met.
Kind regards,
Jason
Hi
I already have the ANZ Frequent Flyer Black visa and amex. Do I still for the ANZ Frequent Flyer Platinum with the 50,000 bonus points offer?
Thank you!
Hi Laura,
Thank you for your inquiry.
The bonus points offer is available with “ANZ Frequent Flyer Platinum Credit Card”. You can get 50,000 bonus Qantas Points when you spend $2,500 on eligible purchases within the first 3 months of card approval. Eligible purchases exclude fees, cash, cash equivalent transactions, balance transfers and premiums paid for ANZ Credit Card Insurance and transactions for gambling or gaming purposes. Offer is available to online applications only.
I hope this information has helped.
Cheers,
Harold.
Hi,
How long will it take the ANZ Bank to transfer the bonus Qantas Frequent Flyer points (50,000) to our Qantas Frequent Flyer account once we have sent the $2,500 of eligible purchases? Will the points be transferred immediately after the purchases have been made or will it take some time before the points are transferred? If so, how long before points are transferred to our Qantas Frequent Flyer account?
Hi Ange,
Thank you for your enquiry.
There’s no specific term on how long it will take for ANZ to reward the bonus Qantas points to your Qantas Frequent Flyer account but the bonus points will be credited to your Qantas account within the first 3 months from account opening when you meet the spend requirement on eligible purchases.
Kind regards,
Jason
Am I able to apply for the credit card and apply as a Balance Transfer?
I understand the bonus points would only be eligible for purchases not transfer of funds.
Hi Emily,
Thanks for your question.
If you think you meet the eligibility criteria and requirements of the ANZ Frequent Flyer Platinum credit card, yes, you can apply and request a balance transfer. However, please note that the balance transfer interest rate of this card is not on 0% promotion, so you will be charged 21.49% p.a. interest on standard balance transfer.
Cheers,
May