ANZ Frequent Flyer Platinum
- Receive up to 65,000 bonus Qantas points
Pay a $0 annual fee for the first year
Eligibility criteria, terms and conditions, fees and charges apply
The ANZ Frequent Flyer Platinum Credit Card offers 65,000 bonus Qantas Points when you meet the spend requirement, free Qantas Frequent Flyer membership and a $0 annual fee for the first year.
The ANZ Frequent Flyer Platinum Visa earns up to 0.75 Qantas Points for every $1 you spend on eligible purchases. If you’re a new cardholder, you can also boost your point balance with 65,000 bonus Qantas Points when you spend at least $2,500 on eligible purchases within the first 3 months from account opening. As well as these rewards, the ANZ Frequent Flyer Platinum provides premium extras including complimentary insurance and a 24/7 concierge service.
| Product Name | ANZ Frequent Flyer Platinum |
|---|---|
| Rewards Program | Qantas Frequent Flyer |
| Purchase rate (p.a.) | 19.99% p.a. |
| Annual fee | $0 p.a. annual fee for the first year ($295 p.a. thereafter) |
| Interest Free Period The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement. | Up to 55 days on purchases |
| Cash advance rate (p.a.) | 21.49% p.a. |
| Min credit limit This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure. | $6,000 |
| Card Type | Visa |
| Foreign Currency Conversion Fee (VISA) Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution. | 3% of transaction value |
| Complimentary Travel Insurance | Yes |
| Minimum Income | $35,000 |
|---|---|
| Minimum Age | 18 years of age |
| Available To Temporary Residents | Yes - Conditions apply |
| Joint Application | No |
| Annual fee | $0 p.a. annual fee for the first year ($295 p.a. thereafter) |
|---|---|
| Minimum Monthly Repayment | 2% of the closing balance or $25, whichever is greater |
| Late Payment Fee | $20 |
| Cash Advance Fee | 2% of the transaction amount or $4 (whichever is greater) |
| Overseas Cash Advance Fee | 2% of the transaction amount or $4 (whichever is greater) |
| Overseas ATM Withdrawal Fee | $5 |
| Foreign Currency Conversion Fee Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You'll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution. | 3% |
| Gambling Transactions Allowed | Yes |
| Additional Cardholder Fee | $65 |
| Number of Additional Cardholders | 9 |
Pros
- Receive 65,000 bonus Qantas Points when you spend $2,500 on eligible purchases for the first three months. Offer available to online applications only.
- Enjoy a $0 annual fee for the first year.
- Earn up to 0.75 Qantas Points for every $1 you spend on your ANZ Frequent Flyer Platinum card.
- This card is rich with platinum benefits and other credit card perks including Apple Pay eligibility for convenient payments plus complimentary International travel and medical insurance.
Cons
- A high revert annual fee of $295 applies after the first year of using the card.
- This coupled with purchase rate of interest of 19.99% p.a. makes this an expensive card to use and maintain.
| Rewards Program | Qantas Frequent Flyer |
|---|---|
| Bonus Points | 65,000 bonus points |
| Rewards Points per $ spent (VISA/MC) | 0.75 |
ANZ Frequent Flyer Platinum Credit Card review
The ANZ Frequent Flyer Platinum Credit Card is a rewards card that earns 0.75 Qantas Points per $1 spent on eligible purchases up to $2,250 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $2,250 per statement period. This card also comes with Visa PayWave contactless technology, access to eDine and the ANZ Wine Club and emergency credit card replacement anywhere in the world.
In terms of costs, the ANZ Frequent Flyer Platinum has a standard annual fee of $295 (waived in year one) and a standard variable purchase rate of 19.99% p.a. It also offers up to 55 interest-free days on purchases when you pay your balance in full by the due date on each statement.
Benefits of ANZ Frequent Flyer Platinum Credit Card
- 65,000 bonus Qantas Points offer. Get 65,000 bonus Qantas Points when you spend $2,500 on eligible purchases within the first 3 months of card approval. Eligible purchases exclude fees, cash, cash equivalent transactions and transactions for gambling or gaming purposes. Offer is available to online applications only.
- No annual fee for the first year. New cardholders can take advantage of the annual fee waiver for the first year. An annual fee of $295, which includes a $240 annual account fee and a $55 rewards program services fee, will apply thereafter. Offer is available to online applications only.
- Qantas Frequent Flyer membership offer. If you're approved for an ANZ Frequent Flyer Platinum Credit Card, you'll automatically receive an opportunity to sign up for a Qantas Frequent Flyer membership. ANZ will waive the joining fee with this offer.
- Complimentary insurances. The ANZ Frequent Flyer Platinum card offers a range of complimentary insurances. You will get purchase protection for items you buy using your card in the case that the item is damaged, stolen, or lost. You can also get price-matching where you’ll get paid back the difference on an item if it goes on sale after you purchase it. There is an extended warranty program for eligible products that already have a manufacturer’s warranty. Plus, you're covered by overseas travel and medical insurance, interstate flight inconvenience insurance, transport accident coverage, and rental excess coverage.
- Rewards program. Earn 0.75 Qantas Points per $1 spent on eligible purchases up to $2,250 and 0.5 Qantas Points per $1 spent above $2,250 per statement period.
- Mobile payment technology. Apple Pay, Google Pay and Samsung Pay let you use your Apple, Android or Samsung device to tap and pay with your eligible ANZ credit card.
Features of the ANZ Frequent Flyer Platinum credit card
- Annual fee. This card has a standard annual fee of $295 that includes a $240 annual account fee and a $55 rewards program services fee.
- Rates and fees. The ANZ Frequent Flyer Platinum offers cardholders a 19.99% p.a. interest rate on purchases and a 21.49% p.a. interest rate on cash advances.
- Qantas Frequent Flyer details. With this card, you must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply and membership of the Qantas Frequent Flyer program is subject to the Terms and Conditions of the Qantas Frequent Flyer program.
- Security features. The ANZ Frequent Flyer Platinum allows you to access emergency card replacement anywhere in the world, emergency cash advances and credit limit increases, a fraud money back guarantee, and round-the-clock monitoring for protection against suspicious account activity.
- Interest-free days. ANZ offers up to 55 days interest-free on purchases when you pay your balance in full by the due date on each statement. This feature can allow you to save on interest while accruing rewards points.
How to apply for the ANZ Frequent Flyer Platinum credit card
If you’ve decided that an ANZ Frequent Flyer Platinum credit card is a good choice for you and your current financial situation, you can apply by completing the online application. Before you get started, make sure you meet the eligibility requirements and have the necessary documents and details on hand.
Eligibility criteria
- Age. You must be over 18 years of age.
- Residency requirements. This card is available for permanent residents and citizens of Australia. Non-permanent residents may still be eligible but must be holding a 457 working visa and have at least 9 months remaining from the date of application.
- Income requirements. You must have a minimum annual income of $35,000 and a good credit rating to apply.
Required documents
- Proof of identification. You'll be required to provide proof of identification, such as your driver’s license or passport.
- Proof of income. Make sure to organise any payslips, bank statements, or any other relevant financial information before applying.
If you choose to apply for this ANZ platinum credit card, you can enjoy a number of platinum benefits and cost-saving features. As with any credit card offer, you'll need to compare your options to find the right card for you.
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What is the. balance of the points for Geoffrey James Cooke. Of 29 Reuss st balmain nsw Platinum qantas frequent flyer ANZ bank
Hi Geoffrey,
Thanks for leaving a question on finder. Please note that we are not affiliated with any of the providers on our page and we are a comparison website.
To view your reward points:
Go to the ANZ website’s Home page, which is the first page you see when you log on to ANZ Internet Banking.
Select your card account.
Then select the “Reward points” link.
Your reward points summary will display.
Hope it helps. :)
Cheers,
Joel
what is the fee for balance transfers to this card?
is there a 0% interest rate attached to this card for a set time?
Hi Ken, thanks for your inquiry.
There is no balance transfer offer for this credit card. You can compare balance transfer credit cards here.
Thanks,
Jonathan
I have an ANZ VISA F/F Platinum card. My wife holds an ‘additional card’ for this account.
All F/F points earned are credited to MY F/F account number.
Is it possible for F/F points earned on my WIFE’s card to be credited to her own F/F account (rather than to mine)?
Hi Steve,
Thank you for your inquiry.
If your wife is a supplementary cardholder, then the points will not be credited to her account.
I hope this information has helped.
Cheers,
Harold
1. What is the fee for an additional card holder for an existing card holder A/ fee B/ with reward points
2. If the second card holder books an overseas flight with their additional card are they covered for travel insurance
3. If yes to Q2 and additional card holder purchases 2 overseas tickets say himself and fiance are they both covered
Hi X,
Thank you for your inquiry.
1. What is the fee for an additional card holder for an existing card holder A/ fee B/ with reward points
Answer – Additional Cardholder Fee $65 p.a.
2 & 3. If the second card holder books an overseas flight with their additional card are they covered for travel insurance. If yes to Q2 and additional card holder purchases 2 overseas tickets say himself and fiance are they both covered.
Answer – Regarding this matter you can call ANZ for direct support at 13 22 73 to clarify the insurance cover for this card.
I hope this information has helped.
Cheers,
Harold
Looking at the answers provided here and on the other ANZ cards it seems that I am not eligible as I currently have a FF ANZ card. It seems that I need to close my ANZ card for 12 months before trying to apply again. What other cards would you recommend to have for the next 12 months that would be similar to the ANZ cards that also offer Qantas FF points and has a low annual fee?
Hi Jonathan,
Thank you for contacting finder. We are a comparison website and general information service, we’re more than happy to offer general advice.
You may refer to this page for options that may suit your needs. You may review and compare the offers available on the table. Once you have selected one, you may proceed by clicking the green “Go to Site” button.
I hope this helps.
Cheers,
Danielle
Hi. Do you get the bonus Qantas Points when you meet the $2,500 spend requirement or does it get rewarded after the designated time?
Hi Chad,
Thank you for your enquiry.
After meeting the spend requirement for the bonus Qantas Points of ANZ Frequent Flyer Platinum Credit Card, the bonus Qantas Points will be credited to your Qantas account within three months of the eligible spend criteria being met.
Kind regards,
Jason
Hi
I already have the ANZ Frequent Flyer Black visa and amex. Do I still for the ANZ Frequent Flyer Platinum with the 50,000 bonus points offer?
Thank you!
Hi Laura,
Thank you for your inquiry.
The bonus points offer is available with “ANZ Frequent Flyer Platinum Credit Card”. You can get 50,000 bonus Qantas Points when you spend $2,500 on eligible purchases within the first 3 months of card approval. Eligible purchases exclude fees, cash, cash equivalent transactions, balance transfers and premiums paid for ANZ Credit Card Insurance and transactions for gambling or gaming purposes. Offer is available to online applications only.
I hope this information has helped.
Cheers,
Harold.
Hi,
How long will it take the ANZ Bank to transfer the bonus Qantas Frequent Flyer points (50,000) to our Qantas Frequent Flyer account once we have sent the $2,500 of eligible purchases? Will the points be transferred immediately after the purchases have been made or will it take some time before the points are transferred? If so, how long before points are transferred to our Qantas Frequent Flyer account?
Hi Ange,
Thank you for your enquiry.
There’s no specific term on how long it will take for ANZ to reward the bonus Qantas points to your Qantas Frequent Flyer account but the bonus points will be credited to your Qantas account within the first 3 months from account opening when you meet the spend requirement on eligible purchases.
Kind regards,
Jason
Am I able to apply for the credit card and apply as a Balance Transfer?
I understand the bonus points would only be eligible for purchases not transfer of funds.
Hi Emily,
Thanks for your question.
If you think you meet the eligibility criteria and requirements of the ANZ Frequent Flyer Platinum credit card, yes, you can apply and request a balance transfer. However, please note that the balance transfer interest rate of this card is not on 0% promotion, so you will be charged 21.49% p.a. interest on standard balance transfer.
Cheers,
May
Hi,
What is considered as eligible purchases to receive the 50,000 Qantas Points when you spend at least $2,500 on eligible purchases within the first 3 months? Specifically, do the purchases have to be made with one of the bonus partners?
Hi Victoria,
Thank you for your inquiry.
No, not exclusively with bonus partners. You can use also your card on eligible purchases from other merchants. The purchases that are considered as eligible are those regular purchases which exclude fees, cash, cash equivalent transactions, balance transfers, premiums paid for ANZ Credit Card Insurance and transactions for gambling or gaming purposes.
Cheers,
May