AMP Notice Account

A high interest savings account that requires you to give 31 days notice before withdrawing funds.

The AMP Notice Account is a high interest savings account, structured to limit your access the way a term deposit does.

The big difference being that you can release your funds, simply by giving AMP notice ahead of time. This gives you the higher interest earning benefit of a term deposit, but without the risk of paying withdrawal fees if you want the money.

Instead, you just have to give AMP 31 days notice.

0.55% p.a.

Maximum variable rate


Base interest rate

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Product NameAMP Notice Account
Maximum Variable Rate0.55% p.a.
Standard Variable Rate0.55% p.a.
Monthly Account Fee$0
Minimum Opening Deposit$0

Review by

Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.

Expert review

If you regularly need to dip into your savings account or regularly have unexpected expenses to pay, you're probably more suited to a savings account with unlimited access to your funds.

Must Read!

From Wednesday 22 July 2020, AMP is not accepting any new application for AMP Notice Account.

Key features

No monthly account keeping fees

There are no account keeping fees deducted from your AMP Notice Account.

Interest rate of 0.55%

The interest rate is variable, and competitively set at a minimum margin above the Reserve Bank Australia cash rate.

How to apply

You can visit the AMP website to download an application for the AMP Notice Account. There are specific applications available depending on your circumstance, so ensure that you are accessing the correct one. Before you begin, look over the following eligibility requirements to ensure that you qualify for this account.


  • Minimum age. There are no minimum age requirements for this account, however a parent or guardian must act as a signatory for a minor account holder under the age of 13. A minor aged 13 or more may be nominated as a signatory for the account provided that they are able to meet the other requirements.
  • Residency requirements. All applicants must be Australian residents who can confirm their presence in Australia at the time the account is activated.

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