The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.
We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?
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We assess multiple product features for transaction accounts from over 100 providers and assign each product a score out of 10.
Looking for a better bank account?
Compare everyday accounts and find one that works harder for you.
Finder Score assigns Term Deposit products a score out of 10, comparing interest rates and features, to make comparison easier. We assess over 150 products from more than 90 providers, assessing products across different terms to determine an average score per product.
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"The best thing about AMP's high interest savings account is how simple the bonus interest condition is. You only need to grow your balance by $250 a month, and it has to be $250 of your own money, because interest you've earned doesn't count towards it. You can still make withdrawals, you just need to put that money back plus the extra $250 before the end of the calendar month. I've got an auto-transfer running from my offset account each month, so as long as I'm not dipping into the savings it's a great 'set and forget' money-earner."
The AMP Saver Account was highly commended for Best Bonus Savings Account in the 2026 Finder Awards.
Full list of 2026 winnersApplying online for a new bank account is fast and easy. You'll need identity documents such as your driving licence or passport. For more about the process, check out our full guide to opening an account online.
AMP Bank Go term deposit lets you lock in a fixed rate on a 6 or 12 month term for balances up to $10 million.
The AMP Bank Go Business Save account offers an ongoing interest rate with no monthly conditions to meet.
The AMP Bank Go Save account offers an ongoing interest rate with no monthly conditions to meet.
Let your excess SMSF savings work hard for you in a high interest savings account that still allows you to access your money whenever you need it.
Give your SMSF an edge with a flexible account that keeps your money secure and earning interest while you are waiting for the next investment opportunity.
Own your home outright sooner than you hoped by cutting interest payments every month with an Offset Deposit Account.
With AMP, you get an inexpensive and easy way to manage your spending as well as a safe hub to transfer money to your other interest earning accounts.
The flexibility of terms with the AMP term deposit will make it easy to meet savings goals that are coming up in the next few years or in the near future.
The AMP Saver Account offers a bonus rate when you meet the account conditions, encouraging you to grow your savings.
I would like to open an account please. I have already been sent a Visa debit card.
Hi Leanne, We’re a comparison site, not AMP itself – if you want to open an additional account with AMP, you’ll need to contact the bank directly. The phone number for their banking division is 13 30 30.
Does this bank do cardless cash
Hello Bruce I can’t find anything on AMP’s website that mentions cardless cash unfortunately.
The rate of home loan how the rate of home loan
Hi, you can see ANZ home loan rates here: https://www.finder.com.au/home-loans/anz-home-loans
Deposit to earn bonus to increase to $1000, is this to increase the balance every month or this amount can be withdrawn!
Hi Hong,
According to AMP’s site, you just need to deposit this amount per month. There are no conditions stated about having to keep the money in the account.
Thanks,
Alison