American Express Qantas Business Rewards Card review | Finder

American Express Qantas Business Rewards Card

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Enjoy an introductory 120,000 bonus Qantas Points, no pre-set spending limit and premium travel perks.

The Amex Qantas Business Rewards card offers up to 2 Qantas Points per $1 spent, triple points on eligible Qantas flights and two Qantas Club lounge passes each year.


Bonus points


Reward points

Per $ spent

$450 p.a.

Annual fee

51 days

Interest free period

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Product NameAmerican Express Qantas Business Rewards Card
Rewards programQantas Business Rewards
Purchase rateN/A
Annual fee$450
Interest-free periodUp to 51 days on purchases
Card typeAmerican Express
Foreign currency conversion fee3%
Available to temporary residentsNo
Joint applicationNo


  • 120,000 bonus Qantas Points
  • No pre-set spending limit and up to 51 days cash flow
  • 2 complimentary domestic Qantas Club lounge passes per card membership year


  • Charges a relatively high annual fee of $450
Rewards programQantas Business Rewards
Bonus points120,000
Rewards points per $ spent1.25
Rewards points capUncapped
Annual fee$450
Minimum monthly repayment100% of the closing balance outstanding
Foreign currency conversion fee3%
Additional cardholder fee$0
Number of additional cardholders99

Expert review


Review by

Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

The American Express Qantas Business Rewards card gives you a way to manage business spending and collect frequent flyer points through the Qantas Business Rewards program. Its earn rates range from 0.5 to 2 Qantas Points per $1 spent, with triple points offered when you book eligible Qantas flights. The 120,000 bonus points offer sweetens the deal, but you’ll need to spend $3,000 on eligible purchases within the first 2 months of account opening.

How to apply

If you've decided the American Express Qantas Business Rewards card is the right account for your business, you can apply online by clicking through to the secure application form. For quicker processing, make sure you meet the following eligibility criteria and have all the relevant details and documents on hand:

Eligibility criteria

  • Minimum income. Your business must have an annual revenue of at least $75,000.
  • New cardholder. In order to be eligible for the bonus points, you cannot currently hold or have held an American Express card in the last 18 months.

Card benefits

  • 120,000 bonus Qantas Points. Collect 120,000 bonus Qantas Points when you apply for this card by 21 April 2021, are approved and spend $3,000 in the first 2 months from your card approval date. Note that this offer is only available if you're a new card member and have not held a card issued by American Express Australia Limited in the preceding 18-month period.
  • Triple Qantas Points for business flights. Use this card to book business travel through Qantas Business Rewards and you'll earn triple Qantas Points on eligible Qantas flights with QF booking code when they are operated by Qantas, Emirates or American Airlines. Note that eligible flights must also be purchased in Australia (for both domestic and international travel).

Rates & fees

  • Annual fee. This card charges an annual fee of $450.
  • Additional cardholders. You can request up to 99 additional cards at no extra cost.

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    Default Gravatar
    March 11, 2020

    is the American Express Qantas Business Rewards Card compatible with Xero accounting software?

      Default Gravatar
      March 13, 2020

      Hi Jack,

      Thanks for your comment and I hope you are well.

      According to the Xero Business Community, Xero accepts all AMEX credit cards.

      Hope this helps and feel free to reach out to us again for further assistance.


    Default Gravatar
    May 19, 2019

    It says here that the minimum income is $24,000, but the AMEX website says minimum $75,000 and needs to be GST registered. can you please clarify which is correct?

      Avatarfinder Customer Care
      May 20, 2019

      Hi Gianni,

      Thank you for reaching out.

      The minimum annual business revenue has been changed from $24,000 to $75,000, hence we have also updated our page to reflect this. And yes, your business must have a valid ABN registered for GST to be eligible.

      Hope this helps! 😊

      Kind Regards,

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