American Express Qantas Business Rewards Card

Last updated: Jan 13, 2021

Enjoy an introductory 150,000 bonus Qantas Points, no pre-set spending limit and premium travel perks.

The Amex Qantas Business Rewards card offers up to 2 Qantas Points per $1 spent, triple points on eligible Qantas flights and two Qantas Club lounge passes each year.

You can collect a 150,000 bonus Qantas Points when you apply for this card by 24 March 2021, are approved and spend $3,000 in the first 2 months from account approval.

150,000

Bonus points

1.25

Reward points

Per $ spent

$450 p.a.

Annual fee

51 days

Interest free period

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Details

Product Name	American Express Qantas Business Rewards Card
Rewards program	Qantas Business Rewards
Purchase rate	N/A
Annual fee	$450
Interest-free period	51 days
Card type	American Express
Foreign currency conversion fee	3%

Available to temporary residents	No
Joint application	No

Pros

150,000 bonus Qantas Points
No pre-set spending limit and up to 51 days cash flow
2 complimentary domestic Qantas Club lounge passes per card membership year

Cons

Charges a relatively high annual fee of $450

Rewards program	Qantas Business Rewards
Bonus points	150,000
Rewards points per $ spent	1.25
Rewards points cap	Uncapped

Annual fee	$450
Minimum monthly repayment	100% of the closing balance outstanding
Foreign currency conversion fee	3%
Additional cardholder fee	$0
Number of additional cardholders	99

Go to American Express's site More info

Expert review

Review by

Amy Bradney-George

amy.bradney-george@finder.com

Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

The American Express Qantas Business Rewards card gives you a way to manage business spending and collect frequent flyer points through the Qantas Business Rewards program. Its earn rates range from 0.5 to 2 Qantas Points per $1 spent, with triple points offered when you book eligible Qantas flights. The 150,000 bonus points offer sweetens the deal, but you’ll need to spend $3,000 on eligible purchases within the first 2 months of account opening.

The lounge invitations and complimentary domestic and international travel insurance are also great added perks. As a charge card, it also offers the flexibility of no pre-set spending limit, up to 51 days to pay off purchases and up to 99 additional cardholders at no extra cost. You can also set up a transaction feed through MYOB and have the ability to make payments to merchants that don’t accept Amex directly, thanks to American Express AccessLine.

How to apply

If you've decided the American Express Qantas Business Rewards card is the right account for your business, you can apply online by clicking through to the secure application form. For quicker processing, make sure you meet the following eligibility criteria and have all the relevant details and documents on hand:

Eligibility criteria

Minimum income. Your business must have an annual revenue of at least $75,000.
New cardholder. In order to be eligible for the bonus points, you cannot currently hold or have held an American Express card in the last 18 months.

Residency. You must be an Australian citizen or permanent resident.
Business details. You must have a valid ABN (Australian Business Number) and your business must be registered for GST.
Age. You must be at least 18 years old to apply.
Credit history. You must have a good credit history with no payment defaults.

Required documents

Personal details. You will need to provide personal information including your full name, contact number and email address. You'll also need to provide the details of your personal pre-tax income.
Business details. This includes your business name, contact details and business financial information.
Qantas Business Rewards details. You will need to provide the details of your Qantas Business Rewards membership to earn points with this card.

Go to American Express's site More info

Card benefits

150,000 bonus Qantas Points. Collect 150,000 bonus Qantas Points when you apply for this card by 24 March 2021, are approved and spend $3,000 in the first 2 months from your card approval date. Note that this offer is only available if you're a new card member and have not held a card issued by American Express Australia Limited in the preceding 18-month period.
Triple Qantas Points for business flights. Use this card to book business travel through Qantas Business Rewards and you'll earn triple Qantas Points on eligible Qantas flights with QF booking code when they are operated by Qantas, Emirates or American Airlines. Note that eligible flights must also be purchased in Australia (for both domestic and international travel).

Qantas Points per $1 spent. This card earns 2 Qantas Points per $1 spent on Qantas products and services, 1.25 points per $1 spent on everyday purchases and 0.5 points per $1 spent on utilities, non-American Express insurance policies and with government bodies.
American Express AccessLine. With this card, you can use the American Express AccessLine platform to make payments to domestic and international merchants, even if they don't accept American Express card payments. Just pre-register your suppliers and make payments through the online system using your Amex card. A 2.15% trade service fee applies for this option.
Qantas Club lounge invitations. To claim the 2 complimentary Qantas Club lounge invitations each year, you'll need to register your Qantas Frequent Flyer number with your American Express Qantas Business Rewards card, then use it to make an eligible Qantas purchase during your membership year. This could include Qantas flights with a QF flight number, Qantas Frequent Flyer and Qantas Business Rewards membership fees or Qantas Club joining or membership fees. The lounge invitations will be assigned to the account within 1-2 weeks of meeting this spend requirement, and you can then access them by visiting the Complimentary Invitations Portal.
Complimentary travel insurance. Enjoy complimentary domestic and international travel insurance for you, your partner, your dependents and any additional card members when you use your card to purchase return domestic or international flights for business travel. For full terms and conditions, read the insurance policy booklet available on the American Express website.
Mobile payments. You can add this card to Apple Pay, Google Pay or Samsung Pay, which allows you to make payments directly from your compatible mobile phone or device.
Accounting features and services. This card offers integration with MYOB, which allows you to set up an automatic data feed of your card transactions. You can also keep track of expenses, statements and account details through your American Express account.

Rates & fees

Annual fee. This card charges an annual fee of $450.
Additional cardholders. You can request up to 99 additional cards at no extra cost.

Repayments. This is a charge card, so the balance must be paid in full by the due date on each statement.
Interest-free period. This card offers up to 51 days interest-free for each statement period. Note that the number of interest-free days will depend on when in your statement cycle each purchase is made. As an example, a transaction made on the first day of your statement period would be interest-free for the full 51 days, while a transaction on the second day would get 50 days interest-free, and one made on day 50 of your statement cycle would be interest-free for one day only.
Complimentary Qantas Business Rewards membership. While a Qantas Business Rewards membership usually costs $89.50, there is no membership fee if your business has the American Express Qantas Business Reward Card.

Go to American Express's site More info

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4 Comments

Jack
March 11, 2020

is the American Express Qantas Business Rewards Card compatible with Xero accounting software?

Nikki
March 13, 2020

Hi Jack,

Thanks for your comment and I hope you are well.

According to the Xero Business Community, Xero accepts all AMEX credit cards.

Hope this helps and feel free to reach out to us again for further assistance.

Best,
Nikki

gianni
May 19, 2019

It says here that the minimum income is $24,000, but the AMEX website says minimum $75,000 and needs to be GST registered. can you please clarify which is correct?

finder Customer Care

Mai
May 20, 2019

Hi Gianni,

Thank you for reaching out.

The minimum annual business revenue has been changed from $24,000 to $75,000, hence we have also updated our page to reflect this. And yes, your business must have a valid ABN registered for GST to be eligible.

Hope this helps! 😊

Kind Regards,
Mai

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American Express Qantas Business Rewards Card