American Express Qantas Business Rewards Card

Last updated: Apr 27, 2020

Enjoy an introductory 140,000 bonus Qantas Points, no pre-set spending limit and premium travel perks.

The Amex Qantas Business Rewards card offers up to 2 Qantas Points per $1 spent, triple points on eligible Qantas flights and two Qantas Club lounge passes each year.

You can collect a bonus 140,000 Qantas Points for your business when you apply for this card by 01 July 2020 and spend $3,000 in the first 6 months from account approval.

Terms and conditions apply

Find out more Go to site

140,000

Bonus points

1.25

Reward points

Per $ spent (American Express)

$450 p.a.

Annual fee

51 days

Interest free period

Details

Product Name	American Express Qantas Business Rewards Card
Rewards program	Qantas Business Rewards
Purchase rate (p.a.)	N/A
Annual fee	$450 p.a.
Interest free period	51 days
Card type	American Express
Foreign currency conversion fee (American Express)	3%
Complimentary travel insurance	Yes

Minimum age	18 years of age
Available to temporary residents	No
Joint application	No

Pros

140,000 bonus Qantas Points when you spend $3,000 in the first 6 months
No pre-set spending limit and up to 51 days cash flow
2 complimentary domestic Qantas Club lounge passes per card membership year

Cons

Charges a relatively high annual fee of $450

Rewards program	Qantas Business Rewards
Bonus Points	140,000 bonus points
Rewards Points per $ spent (AMEX)	1.25
Rewards Points per $ Cap (American Express)	Uncapped

Annual fee	$450 p.a.
Minimum monthly repayment	100% of the closing balance outstanding
Foreign currency conversion fee (American Express)	3%
Additional cardholder fee	$0
Number of Additional Cardholders	99

Go to American Express's site More info

Expert review

Review by

Amy Bradney-George

amy.bradney-george@finder.com

Amy Bradney-George is the acting editor for Finder X and a senior writer for credit cards and Finder Green. She has more than 13 years' experience as a journalist and writer, with bylines in publications including The Equity Magazine, The Sydney Morning Herald, ABC News and produce industry website FreshPlaza. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University, and when she’s not putting (virtual) pen to paper, she spends her time as an actress.

Expert review

The American Express Qantas Business Rewards card gives you a way to manage business spending and collect frequent flyer points through the Qantas Business Rewards program. Its earn rates range from 0.5 to 2 Qantas Points per $1 spent, with triple points offered when you book eligible Qantas flights. The 140,000 bonus points offer sweetens the deal, as do the lounge invitations and complimentary domestic and international travel insurance.

As a charge card, it also offers the flexibility of no pre-set spending limit, up to 51 days to pay off purchases and up to 99 additional cardholders at no extra cost. You can also set up a transaction feed through MYOB and have the ability to make payments to merchants that don’t accept Amex directly, thanks to American Express AccessLine.

How to apply

If you've decided the American Express Qantas Business Rewards card is the right account for your business, you can apply online by clicking through to the secure application form. For quicker processing, make sure you meet the following eligibility criteria and have all the relevant details and documents on hand:

Eligibility criteria

Minimum income. Your business must have an annual revenue of at least $75,000.
New cardholder. In order to be eligible for the bonus points, you cannot currently hold or have held an American Express card in the last 18 months.

Residency. You must be an Australian citizen or permanent resident.
Business details. You must have a valid ABN (Australian Business Number) and your business must be registered for GST.
Age. You must be at least 18 years old to apply.
Credit history. You must have a good credit history with no payment defaults.

Required documents

Personal details. You will need to provide personal information including your full name, contact number and email address. You'll also need to provide the details of your personal pre-tax income.
Business details. This includes your business name, contact details and business financial information.
Qantas Business Rewards details. You will need to provide the details of your Qantas Business Rewards membership to earn points with this card.

Go to American Express's site More info

Card benefits

140,000 bonus Qantas Points. Collect 140,000 bonus Qantas Points when you apply for this card by 01 July 2020 and spend $3,000 in the first 6 months from your card approval date. Note that this offer is only available if you're a new card member and have not held a card issued by American Express Australia Limited in the preceding 18-month period.
Triple Qantas Points for business flights. Use this card to book business travel through Qantas Business Rewards and you'll earn triple Qantas Points on eligible Qantas flights with QF booking code when they are operated by Qantas, Emirates or American Airlines. Note that eligible flights must also be purchased in Australia (for both domestic and international travel).

Qantas Points per $1 spent. This card earns 2 Qantas Points per $1 spent on Qantas products and services, 1.25 points per $1 spent on everyday purchases and 0.5 points per $1 spent on utilities, non-American Express insurance policies and with government bodies.
American Express AccessLine. With this card, you can use the American Express AccessLine platform to make payments to domestic and international merchants, even if they don't accept American Express card payments. Just pre-register your suppliers and make payments through the online system using your Amex card. A 2.15% trade service fee applies for this option.
Qantas Club lounge invitations. To claim the 2 complimentary Qantas Club lounge invitations each year, you'll need to register your Qantas Frequent Flyer number with your American Express Qantas Business Rewards card, then use it to make an eligible Qantas purchase during your membership year. This could include Qantas flights with a QF flight number, Qantas Frequent Flyer and Qantas Business Rewards membership fees or Qantas Club joining or membership fees. The lounge invitations will be assigned to the account within 1-2 weeks of meeting this spend requirement, and you can then access them by visiting the Complimentary Invitations Portal.
Complimentary travel insurance. Enjoy complimentary domestic and international travel insurance for you, your partner, your dependents and any additional card members when you use your card to purchase return domestic or international flights for business travel. For full terms and conditions, read the insurance policy booklet available on the American Express website.
Mobile payments. You can add this card to Apple Pay, Google Pay or Samsung Pay, which allows you to make payments directly from your compatible mobile phone or device.
Accounting features and services. This card offers integration with MYOB, which allows you to set up an automatic data feed of your card transactions. You can also keep track of expenses, statements and account details through your American Express account.

Business benefits in 2020

New and existing American Express Qantas Business Rewards card members can get extra value in 2020 with the following benefits:

Anniversary business credit. Existing Qantas Business Rewards card members with a membership anniversary in 2020 will get a $100 business credit for their account.
Up to $320 back on business purchases. Until 31 December 2020 when you spend $20 or more you'll get $20 back, up to 16 times. Valid in store or online at the following participating businesses: Australia Post, Bing Lee, Google, Optus, PayPal and Telstra.
Dell offer. From 28 May 2020, get 10% back on card purchases at dell.com.au (up to $1,000).
Idea Exchange. Access business grants, online mentoring and online masterclasses designed to support your business.

Rates & fees

Annual fee. This card charges an annual fee of $450.
Additional cardholders. You can request up to 99 additional cards at no extra cost.

Repayments. This is a charge card, so the balance must be paid in full by the due date on each statement.
Interest-free period. This card offers up to 51 days interest-free for each statement period. Note that the number of interest-free days will depend on when in your statement cycle each purchase is made. As an example, a transaction made on the first day of your statement period would be interest-free for the full 51 days, while a transaction on the second day would get 50 days interest-free, and one made on day 50 of your statement cycle would be interest-free for one day only.
Complimentary Qantas Business Rewards membership. While a Qantas Business Rewards membership usually costs $89.50, there is no membership fee if your business has the American Express Qantas Business Reward Card.

Go to American Express's site More info

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4 Comments

Jack
March 11, 2020

is the American Express Qantas Business Rewards Card compatible with Xero accounting software?

Reply
- Nikki
  March 13, 2020
  
  Hi Jack,
  
  Thanks for your comment and I hope you are well.
  
  According to the Xero Business Community, Xero accepts all AMEX credit cards.
  
  Hope this helps and feel free to reach out to us again for further assistance.
  
  Best,
  Nikki
  
  Reply
gianni
May 19, 2019

It says here that the minimum income is $24,000, but the AMEX website says minimum $75,000 and needs to be GST registered. can you please clarify which is correct?

Reply
- finder Customer Care
  
  Mai
  May 20, 2019
  
  Hi Gianni,
  
  Thank you for reaching out.
  
  The minimum annual business revenue has been changed from $24,000 to $75,000, hence we have also updated our page to reflect this. And yes, your business must have a valid ABN registered for GST to be eligible.
  
  Hope this helps! 😊
  
  Kind Regards,
  Mai
  
  Reply

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American Express Qantas Business Rewards Card