American Express Qantas Business Rewards Card

Offers a big 150,000 bonus Qantas Points and a $450 Qantas Flight Voucher, with a $450 annual fee.

The American Express Qantas Business Rewards Card helps business owners keep track of expenses, earn Qantas Points and get access to other business and travel perks. Right now, you can get 150,000 bonus Qantas Points and a $450 Qantas Flight Voucher when you apply as a new Amex card member by 10 August 2022 and spend $3,000 in the first 2 months from card approval. Most other business cards currently have bonus point offers ranging from 50,000 points to 150,000 points (although at the time of writing, other Amex cards in the Finder database offer 300,000 points).

You’ll also earn up to 2 Qantas Points per $1 spent, with triple points on eligible Qantas flights and Qantas Club lounge passes. Plus additional cards for employees. With an annual fee of $450, you’ll need to make sure you get value from the card’s features and benefits to help offset this cost.

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Amy Bradney-George

Last Updated Jul 26, 2021

150,000

Bonus points

1.25

Reward points

Per $ spent

$450 p.a.

Annual fee

51 days

Interest free period

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Details

Product Name	American Express Qantas Business Rewards Card
Rewards program	Qantas Business Rewards
Purchase rate p.a.	0%
Annual fee	$450
Interest-free period	Up to 51 days on purchases
Card type	American Express
Foreign currency conversion fee	3%

Available to temporary residents	No
Joint application	No

Pros

150,000 bonus Qantas Points
$450 Qantas Flight Voucher
No pre-set spending limit and up to 51 days cash flow
2 complimentary domestic Qantas Club lounge passes per card membership year

Cons

The standard annual fee of $450 is relatively high
As this is a charge card, you can’t carry a balance from month-to-month

Rewards program	Qantas Business Rewards
Bonus points	150,000
Rewards points per $ spent	1.25
Rewards points cap	Uncapped

Annual fee	$450
Minimum monthly repayment	100% of the closing balance outstanding
Foreign currency conversion fee	3%
Additional cardholder fee	$0
Number of additional cardholders	99

Go to American Express's site More info

Review by

Amy Bradney-George

amy.bradney-george@finder.com

Amy has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. She is also the editorial lead for Finder Green, covering sustainability across different industries. Her work has appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy also has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

The American Express Qantas Business Rewards card currently offers 150,000 bonus Qantas Points – enough to get a one-way business class flight from Sydney to New York (144,600 Qantas Points) or a return business class flight from Brisbane to Tokyo (136,800 points) – with points to spare. The $450 Qantas Flight Voucher sweetens the deal and can be used for domestic or international Qantas flights.

This charge card also gives you a way to manage business spending and collect frequent flyer points through the Qantas Business Rewards program. The earn rates range from 0.5 to 2 Qantas Points per $1 spent, with triple points offered when you book eligible Qantas flights. Instead of charging interest, this card offers 51 days to pay off purchases during your statement period – and you’ll need to pay back all of what you spend by the due date. You can also add up to 99 additional cardholders, set up a transaction feed through MYOB and make payments to merchants that don’t accept Amex directly through American Express AccessLine.

The lounge invitations and complimentary domestic and international travel insurance are also great added perks. As it charges a relatively high annual fee of $450, you would need to use some of these extras to make sure you got the most value from it.

How to apply

If you've decided the American Express Qantas Business Rewards card is the right account for your business, you can apply by clicking through to the secure application form. For quicker processing, make sure you meet the following eligibility criteria and have all the relevant details and documents on hand:

Eligibility criteria

Minimum income. Your business must have an annual revenue of at least $75,000.
New cardholder. To be eligible for the introductory bonus points offer and $450 Qantas Flight Voucher, you cannot currently hold or have held an American Express card in the last 18 months.

Residency. You must be an Australian citizen or permanent resident.
Business details. You must have a valid ABN (Australian Business Number) and your business must be registered for GST.
Age. You must be at least 18 years old to apply.
Credit history. You must have a good credit history with no payment defaults.
Qantas Frequent Flyer details. You need to provide your personal Qantas Frequent Flyer membership number when you apply for this card to be eligible for the $450 Qantas Flight Voucher. You also need to have a valid email address registered in your Qantas Frequent Flyer account so that the voucher can be sent to you.

Required documents

Personal details. You will need to provide personal information including your full name, contact number and email address. You'll also need to provide the details of your personal pre-tax income.
Business details. This includes your business name, contact details and business financial information.
Qantas Business Rewards details. You will need to provide the details of your Qantas Business Rewards membership to earn points with this card. If you're not already a member, you can sign up online through the Qantas website. A one-off joining fee of $89.50 applies, unless it is varied by Qantas. Sometimes there are also free sign-up offers, similar to the ones you can find for the Qantas Frequent Flyer program.

Go to American Express's site More info

Card benefits

150,000 bonus Qantas Points. You'll earn 150,000 bonus Qantas Points when you apply as a new Amex card member by 10 August 2022, get approved and spend $3,000 on eligible purchases in the first 2 months from approval. The points will be credited to your Qantas Business Rewards account within 8 to 12 weeks of meeting the spend requirement.
$450 Qantas Flight Voucher. If you meet the spend requirement for the bonus Qantas Points, you'll also get a $450 Qantas Gift Voucher for domestic and international flights with Qantas. This will be sent to your email address 4 to 8 weeks after the bonus Qantas Points have been awarded – so check your frequent flyer account to make sure the email details are up-to-date. To be eligible for this offer, you also need to provide your Qantas Frequent Flyer number when you apply for this American Express card.

Triple Qantas Points for business flights. Use this card to book business travel through Qantas Business Rewards and you'll earn triple Qantas Points on eligible Qantas flights with QF booking code when they are operated by Qantas, Emirates or American Airlines. Note that eligible flights must also be purchased in Australia (for both domestic and international travel).
Qantas Points per $1 spent. This card earns 2 Qantas Points per $1 spent on Qantas products and services, 1.25 points per $1 spent on everyday purchases and 0.5 points per $1 spent on utilities, non-American Express insurance policies and with government bodies.
American Express AccessLine. With this card, you can use the American Express AccessLine platform to make payments to domestic and international merchants, even if they don't accept American Express card payments. Just pre-register your suppliers and make payments through the online system using your Amex card. A 2.15% trade service fee applies for this option.
Qantas Club lounge invitations. To claim the 2 complimentary Qantas Club lounge invitations each year, you'll need to register your Qantas Frequent Flyer number with your American Express Qantas Business Rewards card, then use it to make an eligible Qantas purchase during your membership year. This could include Qantas flights with a QF flight number, Qantas Frequent Flyer and Qantas Business Rewards membership fees or Qantas Club joining or membership fees. The lounge invitations will be assigned to the account within 1-2 weeks of meeting this spend requirement, and you can then access them by visiting the Complimentary Invitations Portal.
Complimentary travel insurance. Enjoy complimentary domestic and international travel insurance for you, your spouse, eligible dependents and additional employee card members when your American Express Qantas Business Rewards Card is used to pay for a return trip. For full terms and conditions, read the insurance policy booklet available on the American Express website.
Mobile payments. You can add this card to Apple Pay, Google Pay or Samsung Pay, which allows you to make payments directly from your compatible mobile phone or device.
Accounting features and services. This card offers integration with MYOB, which allows you to set up an automatic data feed of your card transactions. You can also keep track of expenses, statements and account details through your American Express account.

Rates & fees

Annual fee. This card charges an annual fee of $450.
Additional cardholders. You can request up to 99 additional cards at no extra cost.

Repayments. This is a charge card, so the balance must be paid in full by the due date on each statement.
Interest-free period. This card offers up to 51 days interest-free for each statement period. Note that the number of interest-free days will depend on when in your statement cycle each purchase is made. As an example, a transaction made on the first day of your statement period would be interest-free for the full 51 days, while a transaction on the second day would get 50 days interest-free, and one made on day 50 of your statement cycle would be interest-free for one day only.
Complimentary Qantas Business Rewards membership. While a Qantas Business Rewards membership usually costs $89.50, there is no membership fee if your business has the American Express Qantas Business Reward Card.

Go to American Express's site More info

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4 Comments

Jack
March 11, 2020

is the American Express Qantas Business Rewards Card compatible with Xero accounting software?

Reply
- Nikki
  March 13, 2020
  
  Hi Jack,
  
  Thanks for your comment and I hope you are well.
  
  According to the Xero Business Community, Xero accepts all AMEX credit cards.
  
  Hope this helps and feel free to reach out to us again for further assistance.
  
  Best,
  Nikki
  
  Reply
Gianni
May 19, 2019

It says here that the minimum income is $24,000, but the AMEX website says minimum $75,000 and needs to be GST registered. can you please clarify which is correct?

Reply
- finder Customer Care
  
  Mai
  May 20, 2019
  
  Hi Gianni,
  
  Thank you for reaching out.
  
  The minimum annual business revenue has been changed from $24,000 to $75,000, hence we have also updated our page to reflect this. And yes, your business must have a valid ABN registered for GST to be eligible.
  
  Hope this helps! 😊
  
  Kind Regards,
  Mai
  
  Reply

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