American Express Corporate Card

Offers 50,000 bonus Membership Rewards points and custom card limits for employees, with a $70 annual fee and $89 annual rewards fee.

The American Express Corporate Card is a charge card for companies that spend a lot and have a turnover of $10 million or more. It currently offers 50,000 bonus Membership Rewards points when you apply by 29 June 2022 and spend $10,000 in the first 2 months from card approval.

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Bonus points


Reward points

Per $ spent

$70 p.a.

Annual fee

51 days

Interest free period

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Product NameAmerican Express Corporate Card
Rewards programMembership Rewards Ascent
Purchase rate p.a.0%
Annual fee$70
Interest-free periodUp to 51 days on purchases
Card typeAmerican Express
Foreign currency conversion fee3%
Available to temporary residentsNo
Joint applicationNo


  • Receive 50,000 bonus Membership Rewards Points
  • Earn 1.5 Membership Rewards points per $1 on most corporate spend
  • No pre-set spending limit and up to 51 days cash flow
  • Complimentary cover with Business Travel Accident Insurance


  • American Express is not as widely accepted as Visa or Mastercard
Rewards programMembership Rewards Ascent
Bonus points50,000
Rewards points per $ spent1.5
Rewards points capUncapped
Annual fee$70
Foreign currency conversion fee3%

Review by

Amy has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. She is also the editorial lead for Finder Green, covering sustainability across different industries. Her work has appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy also has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

This corporate account gives large companies a way to manage expenses, with additional cards for employees and custom limits that could help lock-in budgets for each department. It also offers some of the perks you’d expect from an Amex, including Membership Rewards for the main cardholder and employees with additional cards.

How to apply

To apply for the American Express Corporate Card, you'll need to choose the "Speak to a specialist" option on the Amex website and fill in the short detailed form. After that, someone from Amex will contact you about your application.

To help you prepare, check that you meet the requirements and have all the details you need on hand.

Eligibility criteria

  • New card member. The bonus points offer is only available to companies who don't have a current American Express Corporate Card or American Express Qantas Corporate Card and haven't had one in the last 18 months.
  • Business Revenue. Your annual business revenue must be at least $10 million.

Card benefits

  • 50,000 bonus points. You'll get 50,000 bonus Membership Rewards when you apply for the American Express Corporate Card by 29 June 2022 and spend $10,000 in the first 2 months from card approval. This offer only applies for the first card that is approved for a company, and only if the company has not had any other Amex Corporate Cards in the past 18 months. Note that you need to opt-in to the Membership Rewards program, which attracts an $89 annual rewards fee.
  • Membership Rewards. Choose to enrol in Membership Rewards with this corporate account will earn card members 1.5 points per $1 on most eligible spending, and 1 point per $1 spent with government bodies (including the ATO). You can redeem points for rewards including gift cards, statement credits and shopping with David Jones, PayPal and Ticketmaster. You can also transfer your points to frequent flyer and loyalty program partners including Velocity Frequent Flyer, Air New Zealand Airpoints, Marriot Bonvoy and Hilton Honors. Note that there is an $89 annual Membership Rewards fee for choosing this option.

Rates & fees

  • Annual fee. The American Express Corporate Card has an annual fee of $70.
  • Spending limit. There is no pre-set spending limit with this card. Instead, purchases will be approved based on factors including your current spending patterns, payment history and credit record.

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