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The American Express Business Explorer Credit Card offers a mix of perks and helpful business features, including 2 points per $1 on most eligible spending and up to 99 additional cards for employees.
120,000
Bonus points
3.99% p.a.
Purchase rate
for the first 6 months (reverts to 19.99% p.a.)
2
Reward points
Per $ spent
$0 p.a.
Annual fee
for the first year ($149 p.a. thereafter)
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Product Name | American Express Business Explorer Credit Card |
---|---|
Rewards program | Membership Rewards Gateway |
Purchase rate p.a. | 3.99% for 6 months, reverts to 19.99% |
Annual fee | $0 for the first year ($149 thereafter) |
Interest-free period | Up to 55 days on purchases |
Card type | American Express |
Foreign currency conversion fee | 3% |
Available to temporary residents | No |
---|---|
Joint application | No |
Rewards program | Membership Rewards Gateway |
---|---|
Bonus points | 120,000 |
Rewards points per $ spent | 2 |
Rewards points cap | Uncapped |
Annual fee | $0 for the first year ($149 thereafter) |
---|---|
Minimum monthly repayment | 2.5% of the closing balance or $30, whichever is greater |
Late payment fee | $30 |
Foreign currency conversion fee | 3% |
Additional cardholder fee | $0 |
Number of additional cardholders | 99 |
Review by
Amy has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. She is also the editorial lead for Finder Green, covering sustainability across different industries. Her work has appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy also has a Bachelor of Arts in Journalism and Drama from Griffith University.
4 Comments
May 23, 2018
The American Express website is quoting 50k points. How do you apply for this offer of 100k
May 23, 2018
Hi Ruth,
We’ve read your message, Thanks!
Please note that we’re a product comparison website and we do not represent any company we feature on our site. We provide general information on products to assist you in your buying decision process hence we cannot recommend product / service that is rightfully fit for you.
Earn 100,000 bonus Membership Rewards when you meet the spend requirements:
— You can give your points balance a boost of 100,000 bonus Membership Rewards when you apply by 2 July 2018, receive approval and spend $3,000 in the first three months.
Business Loyalty Bonus. If you spend at least $100,000 within 12 months of your approval date, you’ll also receive a business loyalty bonus of 50,000 Membership Rewards.
Hope this was helpful.
Cheers,
Nikki
May 20, 2018
Do you get $400 travel credit voucher per annum with Amex business explorer card like you do with the Amex explorer card?
May 20, 2018
Hi James,
Thank you for getting in touch with finder.
As a friendly reminder, while we do not represent any company we feature on our pages, we can offer you general advice.
With this American Express Business Explorer credit card, you don’t get $400 travel credit however you’ll also earn 2 Membership Rewards per $1 spent on purchases and 0.5 Membership Rewards points per $1 spent on government costs (such as ATO transactions). You can redeem these rewards to pay for purchases with points, gift cards or purchases via David Jones or Ticketmaster. If you prefer frequent flyer points, you can also exchange your Membership Rewards for points with eight frequent flyer programs including Velocity, Emirates Skywards, Air New Zealand Airpoints, Singapore Airlines KrisFlyer and Etihad Guest. If you spend at least $100,000 within 12 months of your approval date, you’ll also receive a business loyalty bonus of 50,000 Membership Rewards.
I hope this helps.
Have a great day!
Cheers,
Jeni