Allianz and AAMI are two of Australia's most popular car insurers. They both offer pretty similar levels of cover but our research shows AAMI is typically cheaper.
As part of our 2024 Finder car insurance awards, we collected over 1,800 comprehensive quotes from 30 car insurance providers, using a range of driver profiles across different states, ages and genders.
On average, AAMI typically offers cheaper car insurance than Allianz. However, it's important to keep in mind that price may not be the only factor in your search for the best car insurance.
Provider
NSW
QLD
SA
TAS
VIC
WA
Aus average
Allianz
$1,431
$1,475
$1,376
$1,195
$1,947
$1,196
$1,437
AAMI
$1,884
$1,106
$1,015
$985
$1,318
$1,002
$1,218
These quotes are formed based on a fictional driver profile and your own quote will differ based on your personal circumstances. This should be used as a guide only.
Allianz has slightly better ratings than AAMI on popular review websites. However, it scored lower in our Customer Satisfaction awards. Allianz scored 4.19/5 and AAMI scored 4.32/5.
Easy to use app, low premiums, easy to understand policies.
AAMI car insurance customer, WA
Good value for money and friendly, helpful customer service.
AAMI car insurance customer, SA
AAMI is a customer friendly fairly cheap insurance option.
AAMI car insurance customer, QLD
Excellent, reliable coverage with an easy to claim process and fast, efficient repairs, guaranteed for life.
Allianz car insurance customer, SA
Welcoming, helpful staff and clear policies that provide good value cover.
Allianz car insurance customer, VIC
Allianz has been my comprehensive car insurance for the past few years now and they are great! I've never had any problems.
Allianz car insurance customer, NSW
Allianz and AAMI complaints information
Using data from the Australian Financial Complaints Authority (AFCA), we can see how many motor insurance complaints the underwriters from AAMI (AAI) and Allianz have received and resolved.
Underwriter
Complaints received
Complaints resolved at registration & referral
Referral resolution rate
Allianz
575
292
50.78%
AAI
2231
1370
61.43%
Finder's verdict
Allianz and AAMI are pretty dependable insurers with solid coverage. However, when it comes to price, our research suggests AAMI is cheaper on average. Everyone's circumstances are slightly different so it's worth getting a quote from both to see who is best for you.
Gary Ross Hunter is an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146).
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