Westpac BusinessChoice Everyday Mastercard
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An everyday business credit card that offers a range of money-saving features and a low annual fee.
The Westpac BusinessChoice Everyday Mastercard has an annual fee of $75 per card, a competitive variable purchase rate of 14.25% p.a. and up to 55 days interest-free on purchases.
14.25% p.a.
Purchase rate
$75 p.a.
Annual fee
55 days
Interest free period
Details
| Product Name | Westpac BusinessChoice Everyday Mastercard |
|---|---|
| Purchase rate (p.a.) | 14.25% p.a. |
| Annual fee | $75 p.a. |
| Interest Free Period | 55 days |
| Cash advance rate (p.a.) | 19.96% p.a. |
| Min credit limit | $2,000 |
| Max credit limit | $100,000 |
| Card Type | Mastercard |
| Foreign Currency Conversion Fee (Visa/Mastercard) | 3% of transaction value |
| Complimentary Travel Insurance | No |
| Minimum Age | 18 years of age |
|---|---|
| Available to Temporary Residents | Yes - Conditions apply |
| Joint Application | Yes |
Pros
- A low purchase rate of 14.25% p.a.
- Complimentary insurance covers including transit accidents, unauthorised transactions and flight inconvenience
Cons
- Charges a 3% of transaction value foreign transaction fee
| Annual fee | $75 p.a. |
|---|---|
| Minimum Monthly Repayment | 3% of the closing balance or $10, whichever is greater |
| Late Payment Fee | $15 |
| Foreign Currency Conversion Fee (Visa/Mastercard) | 3% of transaction value |
| Cash Advance Fee | 2% or $2.50, whichever is greater |
| Overseas Cash Advance Fee | 2% |
| Additional Cardholder Fee | $75 |
| Number of Additional Cardholders | 10 |
Expert review
Review by
Amy Bradney-George
amy.bradney-george@finder.comAmy is an editor and writer at finder.com.au with more than 10 years experience covering credit cards, personal finance and various lifestyle topics. When she’s not sharing her knowledge on money matters, Amy spends her time as an actress.
