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The Summerland Low Rate credit card comes with a variable interest rate of 11.99% p.a. for purchases, with up to 55 days interest-free available if you pay your account balance in full by the due date on each statement.
0% p.a.
Balance transfer rate
for 9 months
11.99% p.a.
Purchase rate
$0 p.a.
Annual fee
for the first year ($49 p.a. thereafter)
55 days
Interest free period
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Product Name | Summerland Low Rate Credit Card |
---|---|
Balance transfer rate | 0% p.a. for 9 months |
Balance transfer revert rate | Purchase Rate (11.99% p.a.) |
Purchase rate | 11.99% p.a. |
Annual fee | $0 annual fee for the first year ($49 p.a. thereafter) |
Interest-free period | 55 days |
Cash advance rate | 15.99% p.a. |
Min credit limit | $1,000 |
Card type | Visa |
Foreign currency conversion fee | 3% |
Joint application | No |
---|
Annual fee | $0 annual fee for the first year ($49 p.a. thereafter) |
---|---|
Minimum monthly repayment | 2.5% of the closing balance or $20, whichever is greater |
Late payment fee | $0 |
Foreign currency conversion fee | 3% |
Cash advance fee | $3.50 |
Review by
Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.