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St.George Corporate Mastercard

Amy Bradney-George
Amy Bradney-George
Last updated:  

Keep track of business spending with additional cards for employees, customisable spending limits and accounting software integration.

The St.George Corporate Mastercard gives you a way to monitor and manage company spending through a single account.

35 days

Interest free period

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Details

Product NameSt.George Corporate Mastercard
Purchase rateN/A
Annual fee
Interest-free period35 days
Cash advance rate17.45% p.a.
Min credit limit$500
Max credit limit$250,000
Card typeMastercard
Foreign currency conversion fee3%
Available to temporary residentsNo
Joint applicationNo

Pros

  • No limit to the number of cards
  • Complimentary liability and transit accident insurance covers

Cons

  • Charges a 3% foreign transaction fee
  • Offers 35 days interest-free on purchases, compared to other cards that offer up to 55
Annual fee
Foreign currency conversion fee3%

Expert review

Amy Bradney-George

Review by

Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

The St.George Corporate Mastercard is a credit facility designed for larger businesses and entities. With this account, you can request an unlimited number of additional cards for key people in your business, so that all spending is managed under one account.

How to apply

You can apply for the St.George Corporate Mastercard by sending an email enquiry to the following address: SDGEN2@stgeorge.com.au. Get started by making sure you meet the key eligibility requirements for this type of account and have the documents and details needed for the application.

Eligibility criteria

  • Business requirements. Your business must be registered in Australia and you will need to provide the ABN (Australian Business Number), ACN (Australian Company Number), ARBN (Australian Registered Body Number) or ARSN (Australian Registered Scheme Number).

Card benefits

  • Interest-free days on purchases. If you pay the account's total closing balance by the end of each billing cycle, you and your cardholders can get up to 35 days interest-free days on purchases.
  • Mastercard Smart Data. This is a complete online expense management system, offering up to 20 customisable reports. It can help you save time on MIS and GST reporting, expense management and financial analysis. It also offers specific travel data that you can share with a selection of travel agencies, which could help you find ways to save on travel costs or negotiate supplier pricing.

Rates & fees

  • Cash rate. This card offers a cash rate of 17.45% p.a. for ATM withdrawals and other cash advance transactions.
  • Foreign transaction fee. A 3% fee is applied to any transaction made in a foreign currency or that's processed outside Australia.

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