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St.George Corporate Mastercard

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Keep track of business spending with additional cards for employees, customisable spending limits and accounting software integration.

The St.George Corporate Mastercard gives you a way to monitor and manage company spending through a single account.

35 days

Interest free period

Details

Product NameSt.George Corporate Mastercard
Purchase rate (p.a.)N/A
Annual fee p.a.
Interest free period35 days
Cash advance rate (p.a.)17.45% p.a.
Min credit limit$500
Max credit limit$250,000
Card typeMastercard
Foreign currency conversion fee (Visa/Mastercard)3%
Complimentary travel insuranceNo
Minimum age18 years of age
Available to temporary residentsNo
Joint applicationNo

Pros

  • No limit to the number of cards
  • Complimentary liability and transit accident insurance covers

Cons

  • Charges a 3% foreign transaction fee
  • Offers 35 days interest-free on purchases, compared to other cards that offer up to 55
Annual fee
Foreign currency conversion fee (Visa/Mastercard)3%

Expert review

Amy Bradney-George

Review by


Amy Bradney-George is the acting editor for Finder X and a senior writer for credit cards and Finder Green. She has more than 13 years' experience as a journalist and writer, with bylines in publications including The Equity Magazine, The Sydney Morning Herald, ABC News and produce industry website FreshPlaza. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University, and when she’s not putting (virtual) pen to paper, she spends her time as an actress.

Expert review

The St.George Corporate Mastercard is a credit facility designed for larger businesses and entities. With this account, you can request an unlimited number of additional cards for key people in your business, so that all spending is managed under one account.

How to apply

You can apply for the St.George Corporate Mastercard by sending an email enquiry to the following address: SDGEN2@stgeorge.com.au. Get started by making sure you meet the key eligibility requirements for this type of account and have the documents and details needed for the application.

Eligibility criteria

  • Business requirements. Your business must be registered in Australia and you will need to provide the ABN (Australian Business Number), ACN (Australian Company Number), ARBN (Australian Registered Body Number) or ARSN (Australian Registered Scheme Number).

Card benefits

  • Interest-free days on purchases. If you pay the account's total closing balance by the end of each billing cycle, you and your cardholders can get up to 35 days interest-free days on purchases.
  • Mastercard Smart Data. This is a complete online expense management system, offering up to 20 customisable reports. It can help you save time on MIS and GST reporting, expense management and financial analysis. It also offers specific travel data that you can share with a selection of travel agencies, which could help you find ways to save on travel costs or negotiate supplier pricing.

Rates & fees

  • Cash rate. This card offers a cash rate of 17.45% p.a. for ATM withdrawals and other cash advance transactions.
  • Foreign transaction fee. A 3% fee is applied to any transaction made in a foreign currency or that's processed outside Australia.

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