Queensland Police Credit Union Bluey Visa Credit Card

Information verified correct on December 5th, 2016

What Are Your Benefits?

In terms of the services that will be provided to you as a future customer, you will firstly need to be completely aware of the fact that the interest rate that will be applied to your account is among the most competitive ones you will ever find on the Australian market. Therefore, this is one of the most important reasons for filling in an application form for this amazing product right away.

And this is not all. Because representatives of Queensland care about their customers very much and they would do anything possible to make them see some serious increases in the quality of their financial situation, you will always be provided with the amazing opportunity of making unlimited purchases for a period of 55 days without being required to pay more money than you actually spend, because of the fact that this trial period is an interest free one and was made available for every customer.

Last but not least, you will be provided with full access to your funds even when you are away or you have to make a business trip overseas. Regardless of the place you are situated, you will never have to worry about having your credit card rejected, since Visa is one of the most important companies in the financial world and will provide you with the flexibility you have always dreamed of.

Product NameQueensland Police Credit Union Bluey Visa Credit Card
Purchase rate (p.a.)13.24% p.a.
Annual fee$0 p.a.
Interest Free Period
The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement.
Up to 55 days on purchases
Cash advance rate (p.a.)13.24% p.a.
Min credit limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$1,000
Max credit limit
This credit limit may not be issued to you immediately on application. This is the maximum credit limit for this card which must be applied for or offered to you after you are approved and have already opened the account.
$25,000
Minimum Monthly Repayment2%
Card TypeVisa
Late Payment Fee$30
Foreign Currency Conversion Fee (VISA)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3.65% of transaction value
Complimentary Travel InsuranceNo
Available To Temporary ResidentsNo
Joint ApplicationNo
Minimum Age18 years of age
Available to Temporary ResidentsNo
Credit Rating Requirement
Credit rating requirement is provided only as a guide. Understanding your credit file helps you make more informed decisions in regards to your finances. Learn more about what this means here.
Good
Min Credit Limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$1,000
Max Credit Limit
This credit limit may not be issued to you immediately on application. This is the maximum credit limit for this card which must be applied for or offered to you after you are approved and have already opened the account.
$25,000
Annual Fee$0 p.a.
Minimum Repayment2%
Late Payment Fee$30
Over Limit Fee$30
Cash Advance Fee$5
Overseas Cash Advance Fee$5
Foreign Currency Conversion Fee (VISA)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3.65% of transaction value
Gambling Transactions AllowedNo
Additional Cardholder Fee$0 p.a.
BPAYYes
ChequeYes
Australia PostYes
Phone BankingYes
Internet Banking TransfersYes
In BranchYes
MailYes

How to Apply?

First of all, you should know that if you are already a member of the community you will have the opportunity to apply for this amazing product online and save some precious time you would have otherwise spent queuing at the local branch in your neighbourhood.

In every other situation you will need to get in touch with representatives of the bank in the shortest time possible by phone. This will provide you with more chances of having your application processed and approved and you will be provided with your financial product right away.

How Much Will You Have to Pay?

In terms of the expenses, you should not worry too much about this aspect since the rates that will be applied to your account are among the most competitive ones in the market.

Conclusions

Before you take the final decision, there is one more aspect that you will need to be aware of. This is the fact that you will become the owner of a Visa credit card and this will provide you with access to a great number of extra services and features made available for you, such as Verified by Visa and Visa Entertainment. Because of this, you will always be provided with full access to some exclusive entertainment events and your funds will be more secure than ever.

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3 Responses to Queensland Police Credit Union Bluey Visa Credit Card

  1. Default Gravatar
    Nicole | September 14, 2015

    I am paying for tours to NZ as I am going to New Zealand on the 14th of November on my Visa Mastercard but my purchases will not be finalised as my card expires in November this year but my purchases are due in November. Is there any chance I can renew my card prior to the expiry date earlier than November so that I can pay for my tours?

    • Staff
      Sally | September 15, 2015

      Hi Nicole,

      Thanks for your inquiry.

      Just to confirm, you have come through to finder.com.au not QPCU. The replacement credit card will be delivered automatically to your address approximately at the end of the month that your card expires. For earlier replacements it would be best to contact QPCU directly to confirm if they can process the renewal and send the new card earlier than November.

      Please refer to the contact details I have sent to your email.

      I hope this has helped.

      Thanks and safe travels,

      Sally

    • Staff
      Jonathan | September 15, 2015

      Hi Nicole,

      Thanks for your inquiry.

      Just to confirm, you have come through to finder.com.au not QPCU. The replacement credit card will be delivered automatically to your address approximately at the end of the month that your card expires. For earlier replacements it would be best to contact QPCU directly to confirm if they can process the renewal and send the new card earlier than November.

      Please refer to the contact details I have sent to your email.

      I hope this has helped.

      Cheers,

      Jonathan

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