Get the Finder app 🥳

Track your credit score


Queensland Country Bank Business Visa credit card

Last updated:  

Manage your business spending with a low 12.95% p.a. interest rate on purchases and free additional cards for employees.

The Queensland Country Bank Business Visa credit card has a $90 annual fee and offers up to 55 days interest-free on purchases. It also earns 1 point per $1 spent through the Rewarder Business program.

12.95% p.a.

Purchase rate


Reward point

Per $ spent

$90 p.a.

Annual fee

55 days

Interest free period

We’re committed to our readers and editorial independence. We don’t compare all products in the market and may receive compensation when we refer you to our partners, but this does not influence our opinions or reviews. Learn more about Finder .


Product NameQueensland Country Bank Business Visa credit card
Rewards programRewarder Rewards Program
Purchase rate12.95% p.a.
Annual fee$90
Interest-free period55 days
Cash advance rate12.95% p.a.
Card typeVisa
Foreign currency conversion fee1.5%


  • A low purchase interest rate of 12.95% p.a.
  • Up to 55 days interest-free on purchases
  • Earns 1 point per $1 spent on everyday spending
  • Add multiple cards with individual limits


  • Charges a 1.5% foreign transaction fee
Rewards programRewarder Rewards Program
Rewards points per $ spent1
Annual fee$90
Foreign currency conversion fee1.5%

Expert review

Amy Bradney-George

Review by

Amy Bradney-George is the acting editor for credit cards and has more than 13 years’ experience writing about personal finance. She has bylines in publications including The Sydney Morning Herald, ABC News and The Equity Magazine. A passionate writer, she’s also acting editor for Finder X and senior writer for Finder Green. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University, and when she’s not writing she spends her time as an actress.

Expert review

The Queensland Country Bank Business Visa credit card gives you a way to manage business spending through a single account, with the option of multiple cards with individual limits for your business partners and staff. It also offers unlimited credit purchases and BPAY payments without transaction fees.

How to apply

You can apply for the Queensland Country Bank Business Visa by submitting an appointment request form through the bank's website and including information about your interest in the card. Alternatively, you can call the bank on 1800 075 078 and ask to speak to a representative. To get started, make sure you meet the eligibility criteria and have all the documents and details that are needed for the application.

Eligibility criteria

  • Business requirements. This card is available for companies, partnerships, incorporated associations, co-operatives and sole traders with an ABN.
  • Membership. As Queensland Country Bank is a member-owned bank, you will need to fill in a membership application form and subscribe for a share in the bank to be eligible for a credit card and any other accounts.

Card benefits

  • Free additional cards. You can get additional cards for business partners or staff, with the option of setting individual spending limits for each one. This could help you keep track of spending across the business and simplify expense claims.
  • Up to 55 days interest-free on purchases. This card offers up to 55 days interest-free on purchases when you pay the closing balance in full by the due date on each statement.

Rates & fees

  • Annual fee. The $90 annual fee on this card is competitive with other business credit cards that also offer complimentary additional cardholders.
  • Interest rate. This card has a variable rate of 12.95% p.a. for purchases and cash advances. Note that cash advances are not eligible for any interest-free days.

Ask an expert

To ask a question simply log in via your email or create an account.

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site