Queensland Country Bank Business Visa credit card

Manage your business spending with a low 12.95% p.a. interest rate on purchases and free additional cards for employees.

The Queensland Country Bank Business Visa credit card has a $90 annual fee and offers up to 55 days interest-free on purchases. It also earns 1 point per $1 spent through the Rewarder Business program.

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12.95% p.a.

Purchase rate


Reward point

Per $ spent

$90 p.a.

Annual fee

55 days

Interest free period

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Product NameQueensland Country Bank Business Visa credit card
Rewards programRewarder Rewards Program
Purchase rate12.95% p.a.
Annual fee$90
Interest-free periodUp to 55 days on purchases
Cash advance rate12.95% p.a.
Card typeVisa
Foreign currency conversion fee1.5%
Available to temporary residentsNo


  • A low purchase interest rate of 12.95% p.a.
  • Up to 55 days interest-free on purchases
  • Earns 1 point per $1 spent on everyday spending
  • Add multiple cards with individual limits


  • Charges a 1.5% foreign transaction fee
Rewards programRewarder Rewards Program
Bonus pointsN/A
Rewards points per $ spent1
Annual fee$90
Foreign currency conversion fee1.5%

Review by

Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

The Queensland Country Bank Business Visa credit card gives you a way to manage business spending through a single account, with the option of multiple cards with individual limits for your business partners and staff. It also offers unlimited credit purchases and BPAY payments without transaction fees.

How to apply

You can apply for the Queensland Country Bank Business Visa by submitting an appointment request form through the bank's website and including information about your interest in the card. Alternatively, you can call the bank on 1800 075 078 and ask to speak to a representative. To get started, make sure you meet the eligibility criteria and have all the documents and details that are needed for the application.

Eligibility criteria

  • Business requirements. This card is available for companies, partnerships, incorporated associations, co-operatives and sole traders with an ABN.
  • Membership. As Queensland Country Bank is a member-owned bank, you will need to fill in a membership application form and subscribe for a share in the bank to be eligible for a credit card and any other accounts.

Card benefits

  • Free additional cards. You can get additional cards for business partners or staff, with the option of setting individual spending limits for each one. This could help you keep track of spending across the business and simplify expense claims.
  • Up to 55 days interest-free on purchases. This card offers up to 55 days interest-free on purchases when you pay the closing balance in full by the due date on each statement.

Rates & fees

  • Annual fee. The $90 annual fee on this card is competitive with other business credit cards that also offer complimentary additional cardholders.
  • Interest rate. This card has a variable rate of 12.95% p.a. for purchases and cash advances. Note that cash advances are not eligible for any interest-free days.

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