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Qantas Premier Titanium credit card

Earn 150,000 bonus Qantas Points when you meet the spend requirement and get 20% bonus Status Credits on eligible Qantas flights.

Apply for the Qantas Premier Titanium credit card by 26 October 2022 and you’ll earn 150,000 bonus Qantas Points when you spend $5,000 in the first 90 days from approval. You also earn 1.25 Qantas Points per $1 on all eligible spending in Australia (capped at $12,500 per statement period) and 2 points per $1 spent overseas.

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Bonus points

19.99% p.a.

Purchase rate


Reward points

Per $ spent

$1,200 p.a.

Annual fee

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Product NameQantas Premier Titanium
Rewards programQantas Frequent Flyer
Purchase rate p.a.19.99%
Annual fee$1,200
Interest-free periodUp to 55 days on purchases
Cash advance rate21.99% p.a.
Min credit limit$15,000
Card typeMastercard
Foreign currency conversion fee3%
Minimum income$200,000
Available to temporary residentsNo
Joint applicationNo


  • 150,000 bonus Qantas Points when you spend $5,000 within 90 days.
  • 20% bonus Status Credits on eligible Qantas flights.
  • 10% off eligible Qantas flights for up to 2 travellers twice per year.
  • Two complimentary single-entry lounge invitations to Qantas First Lounges.


  • The $1,200 annual fee is very high.
  • The spend cap of $12,500 before the lower 0.5 points/$1 earn rate kicks in is relatively low.
Rewards programQantas Frequent Flyer
Bonus points150,000
Rewards points per $ spent1.25
Annual fee$1,200
Minimum monthly repayment2% of the closing balance or $30, whichever is greater
Late payment fee$30
Foreign currency conversion fee3%
Cash advance fee3% or $3, whichever is greater
Overseas cash advance fee$5
Additional cardholder fee$100

Review by

Amy has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. She is also the editorial lead for Finder Green, covering sustainability across different industries. Her work has appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy also has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

The Qantas Premier Titanium is a top-tier credit card designed for big spenders and earners, with a minimum income requirement of $200,000 and a hefty annual fee of $1,200. With 150,000 bonus points, you could get two return business class flights from Brisbane to Adelaide (110,400 points) or $750 worth of Woolworths Group digital gift cards (142,500 points for three $250 gift cards).

How to apply

You can apply for the Qantas Premier Titanium credit card online by filling in a secure application form. Before you begin your application, make sure you meet the eligibility requirements and have the necessary information ready.

Eligibility criteria

  • Income. You must earn at least $200,000 per year.
  • Residency. You must be a permanent Australian resident and have an Australian residential address and mobile phone.

Card benefits

  • Bonus Status Credits. You'll get 20% bonus Status Credits on eligible Qantas flights paid in full with your card. This will make it easier to climb the Qantas Status tiers to earn more Qantas Points and enjoy exclusive travel perks like Qantas Lounge access, priority boarding and extra checked baggage allowance. This offer excludes the ability to attain or retain Platinum One Status.
  • 150,000 bonus Qantas Points. New cardholders will score 150,000 bonus Qantas Points when you apply by 26 October 2022 and spend $5,000 within 90 days of approval. Your points will be credited to your account within 6 to 8 weeks of meeting the spend criteria. Not sure what to do with your Qantas Points? Check out this guide for examples of what you can redeem them for – and tips on how to make the most of them.

Rates & fees

  • Annual fee. This card charges a $1,200 annual fee.
  • Purchase interest rate. You'll collect a 19.99% p.a. interest rate on purchases.

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