Qantas Premier Titanium credit card

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Earn 150,000 bonus Qantas Points when you meet the spend requirement, plus enjoy 20% bonus Status Credits and First Lounge invitations with the Qantas Premier Titanium card.

The Qantas Premier Titanium credit card is Qantas Money's top-tier frequent flyer product. New cardholders can boost their points balance with 150,000 bonus Qantas Points after spending $5,000 in the first 90 days from approval. You'll earn Qantas Points as you spend and can ascend the Qantas tiers quicker with 20% bonus Status Credits when you use your card to pay for eligible Qantas flights.

0% p.a.

Balance transfer rate

for 6 months


Bonus points

19.99% p.a.

Purchase rate


Reward points

Per $ spent (Visa/Mastercard)


Product NameQantas Premier Titanium
Rewards programQantas Frequent Flyer
Balance transfer rate0% p.a. for 6 months
Balance Transfer Revert RateCash Advance Rate (21.99% p.a.)
Purchase rate (p.a.)19.99% p.a.
Annual fee$1,200 p.a.
Interest free period55 days
Cash advance rate (p.a.)21.99% p.a.
Min credit limit$15,000
Card typeMastercard
Foreign currency conversion fee (Visa/Mastercard)3%
Complimentary travel insuranceYes
Minimum Income$200,000
Minimum age18 years of age
Available to temporary residentsNo
Joint applicationNo


  • 150,000 bonus Qantas Points when you spend $5,000 within 90 days.
  • 20% bonus Status Credits on eligible Qantas flights.
  • 10% off eligible Qantas flights for up to 2 travellers twice per year.
  • Two complimentary single-entry lounge invitations to Qantas First Lounges.


  • The $1,200 annual fee is very high.
  • The spend cap of $12,500 before the lower 0.5 points/$1 earn rate kicks in is relatively low.
Rewards programQantas Frequent Flyer
Bonus Points150,000 bonus points
Rewards Points per $ spent (Visa/Mastercard)1.25
Annual fee$1,200 p.a.
Minimum monthly repayment2% of the closing balance or $30, whichever is greater
Late payment fee$30
Foreign currency conversion fee (Visa/Mastercard)3%
Cash Advance Fee3% or $3, whichever is greater
Overseas cash advance fee$5
Additional cardholder fee$100

How to apply

You can apply for the Qantas Premier Titanium credit card online in 10 minutes. Before you begin your application, make sure you meet the eligibility requirements and have the necessary information ready:

Eligibility criteria

  • Income. Earn at least $200,000 per year.
  • Residency. You must be a permanent Australian resident and have an Australian residential address and mobile phone.

Card benefits

  • Bonus Status Credits. You'll get 20% bonus Status Credits on eligible Qantas flights paid in full with your card. This will make it easier to climb the Qantas Status tiers to earn more Qantas Points and enjoy exclusive travel perks like Qantas Lounge access, priority boarding and extra checked baggage allowance. This offer excludes the ability to attain or retain Platinum One Status.
  • 150,000 bonus Qantas Points. New cardholders will score 150,000 bonus Qantas Points when you apply by 30 June 2020 and spend $5,000 within 90 days of approval. That's enough points to fly from Sydney to London (Heathrow) in business class (128,000 Qantas Points)! Your points will be credited to your account within 6 to 8 weeks of meeting the spend criteria.

Rates & fees

  • Annual fee. This card charges a $1,200 annual fee.
  • Purchase interest rate. You'll collect a 19.99% p.a. interest rate on purchases.

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