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If you’re hunting for a home loan that combines the flexibility of a variable rate with the added bonus of no ongoing fees, the Online Home Loans Standard Variable Home Loan has been designed with you in mind. The loan combines a competitive interest rate with no monthly or annual fees, and has a host of features to help you pay off your debt as quickly as possible. Additional repayments are allowed and can be accessed through a free redraw facility, while a 100% offset account is included to keep your interest payments down.
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Review by
Tim Falk is a writer for Finder, writing across a diverse range of topics. Over the course of his 15-year writing career, Tim has reported on everything from travel and personal finance to pets and TV soap operas. When he’s not staring at his computer, you can usually find him exploring the great outdoors.
The Online Home Loans Standard Variable Home Loan is available for the purchase of residential property, including both owner-occupier and investment properties. A full-doc loan, it features a maximum LVR of 95%.
Repayments are principal and interest as standard, but an interest-only option is also available to suit investment borrowers. A loan split facility allows up to six free splits for extra flexibility, while the free redraw facility ensures you can access your addition payments if you ever experience a cash-flow shortage.
The Online Home Loans Standard Variable Home Loan combines a competitive variable interest rate with a range of other features, including:
If the Online Home Loans Standard Variable Home Loan has all the features you're looking for in a loan, click on one of the "Apply now" links on this page. You'll be redirected to the Online Home Loans website, where you can find out more about the benefits and conditions of the loan and start the application process.
Before applying, check whether you meet the following eligibility requirements:
During the application process, the lender will request a range of personal details in order to determine your ability to service the loan. You will need to provide.
The Online Home Loans Standard Variable Home Loan provides flexible features and a competitive variable rate. Compare it with other variable-rate home loans before deciding on the best mortgage for you.