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HSBC Corporate Card

Amy Bradney-George
Amy Bradney-George
Last updated:  

Manage your businesses spending and cash flow with real-time reporting features and interest-free days for purchases.

The HSBC Corporate Card is designed to help large businesses track and manage spending across different departments, with multiple cards for employees, customisable spending limits and real-time data on transactions. It also offers up to 55 days interest-free on purchases and worldwide acceptance through the Mastercard network.

55 days

Interest free period

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Details

Product NameHSBC Corporate Card
Purchase rateN/A
Annual fee
Interest-free period55 days
Card typeMastercard
Foreign currency conversion fee3%
Available to temporary residentsNo
Joint applicationNo

Pros

  • Complimentary insurance covers
  • Provides access to detailed reporting through Visa IntelliLink
  • 24-hour toll-free telephone support service

Cons

  • Charges a foreign transaction fee of 3%
Annual fee
Foreign currency conversion fee3%

Expert review

Amy Bradney-George

Review by

Amy Bradney-George is the acting editor for credit cards and has more than 13 years’ experience writing about personal finance. She has bylines in publications including The Sydney Morning Herald, ABC News and The Equity Magazine. A passionate writer, she’s also acting editor for Finder X and senior writer for Finder Green. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University, and when she’s not writing she spends her time as an actress.

Expert review

The HSBC Corporate Card account allows you to set individual spending limits and transaction restrictions for your employees, as well as approved suppliers. It also offers detailed, real-time reporting insights and zero corporate liability against misuse by cardholders. Unfortunately, HSBC does not list specific rates or fees for this card. Instead, it says to contact your HSBC Relationship Manager or fill in a contact form on the HSBC website.

How to apply

If you want to get the HSBC Corporate Card for your business, you can start the application process by filling in a contact request form on the HSBC Commercial Banking website. Alternatively, you can call HSBC Commercial Banking on 1300 300 437. You can get ready for the application by preparing the following documents and details.

Required documents

  • Personal information. The person applying on behalf of your business will need to provide their your full name, date of birth and contact details. Additional cardholders will also have to provide some basic personal details to make sure they are eligible for a card.
  • Business information. This includes your business's name, email address, length of time operating in Australia, main state or territory for operations and the country of incorporation.

Card benefits

  • Spending control. Set permanent and temporary spending limits for each card linked to the account. You can also manage card and PIN replacements or temporary cancellations in real time through HSBC's MiVision online portal.
  • Billing flexibility. This account lets you choose when your statements are issued and nominate a specific payment date (within the defined billing cycle).

Rates & fees

  • Interest-free days. The HSBC Corporate Card offers up to 55 days interest-free on purchases.
  • Foreign transaction fee. This card charges a foreign transaction fee of 3% of the transaction value.

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