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This Visa credit card from Horizon Bank is both a no annual fee and low rate product. As a promotion for new customers, Horizon Bank charges just 4.99% p.a. on all your account balances for the first 5 months. At the end of the introductory period, a low rate of 12.95% p.a. applies to your balance.
4.99% p.a.
Balance transfer rate
for 5 months
4.99% p.a.
Purchase rate
for the first 5 months (reverts to 12.95% p.a.)
$0 p.a.
Annual fee
55 days
Interest free period
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Product Name | Horizon Bank Visa Credit Card |
---|---|
Balance transfer rate | 4.99% p.a. for 5 months |
Balance transfer revert rate | Cash Advance Rate (12.95% p.a.) |
Purchase rate | 4.99% p.a. for 5 months, reverts to 12.95% p.a. |
Annual fee | $0 |
Interest-free period | 55 days |
Cash advance rate | 12.95% p.a. |
Min credit limit | $500 |
Card type | Visa |
Foreign currency conversion fee | 3% |
Available to temporary residents | No |
---|---|
Joint application | No |
Annual fee | $0 |
---|---|
Minimum monthly repayment | 3% of the closing balance or $20, whichever is greater |
Foreign currency conversion fee | 3% |
Cash advance fee | $3 |
Review by
Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.