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HBF Ambulance Cover

Learn more about how HBF can cover you for ambulance services.


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You’re not automatically covered for ambulance services in most of Australia, so it’s important to know whether or not you need ambulance cover.

Residents of Tasmania and Queensland are automatically covered by state schemes, while pensioners or concession cardholders in certain states may also be covered, but otherwise it’s likely that you’ll need to look at ambulance cover options.

In New South Wales and the Australian Capital Territory, your premiums for hospital cover automatically include an additional levy to cover emergency ambulance services. In the other states, you can get cover in the form of health insurance that includes it, a state ambulance subscription or standalone ambulance cover. does not currently have access to this health insurance brand. You may wish to compare options available on the health insurance homepage.

What ambulance cover options does HBF offer?

All HBF hospital options include emergency ambulance cover, as do most of the extras policies. If you are in Western Australia, HBF’s home state, you can take out standalone ambulance cover as an alternative to a state ambulance subscription.
Note that pensioners in WA are automatically covered for all ambulance services by a state scheme and do not need to purchase ambulance cover.

HBF urgent ambulance cover

  • Covers emergencies only as standalone ambulance cover from $1.45 per week
  • Covers emergency ambulance even while you are travelling outside of WA
  • Does not cover ambulance services classified as non-urgent
  • A 7-day waiting period applies after taking out cover
  • Only covers road ambulances – no cover for air transport or others

How HBF can cover you

Australia-wide, you can get emergency ambulance cover through all HBF hospital policies, or most of the extras.

HBF combined hospital and extras packages are available Australia-wide, and all of them include emergency ambulance cover, while the top-level package cover includes both emergency and non-emergency ambulance cover.

You can also purchase standalone ambulance cover if needed as an alternative to a state ambulance subscription.

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2 Responses

  1. Default Gravatar
    russellSeptember 25, 2019

    How much is metro stand-alone ambulance cover? How many trips does it entitle you to and can you pay this as a yearly amount?

    • Default Gravatar
      NikkiSeptember 25, 2019

      Hi Russel,

      Thanks for your comment. As of this writing, a cost estimate of a stand-alone ambulance cover for HBF is not available on our site as well as the number of trips included in a 12 month period. Please contact HBF directly to obtain this information.

      Hope this clarifies!


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