Do you live in Australia’s stormiest suburb?

Posted: 11 November 2020 10:05 am

Son helping father and sweeping water from front yard on rainy day

Bad weather accounts for millions of home insurance claims every year and some suburbs suffer far more than others

If you've ever had to make a claim on your home insurance due to stormy weather, you're certainly not alone. In fact, new data from NRMA shows that stormy weather is the number one cause of home insurance claims in many parts of Australia.

According to NRMA's claims data, stormy weather is to blame for a massive 75% of home insurance claims in the ACT and Canberra. In NSW, that figure sits at 54% while storms account for 46% of home insurance claims in Queensland.

Despite the widespread damage caused by storms, many homeowners aren't prepared for this year's storm season. In NSW, only 35% of respondents said they'd recently taken steps to prepare their home for the wild weather. In the ACT, 41% admitted they felt unprepared for storm season and 31% of Queenslanders said the same.

So which areas are the stormiest?

In NSW, NRMA offered in-depth data into which regions were the worst-hit by storms, according to their claims data.

Worst hit regionsPercentage of all storm claims
Central Northern Sydney12.7%
St George and Sutherland Shire11.6%
North Western Sydney9.6%
The Central Coast7.3%
Newcastle and The Hunter6.1%
South-West Sydney5.7%
The Northern Beaches5.5%
Mid-North Coast5%
Wollongong and Illawarra4.8%
Lower North Shore4.6%

The insurer also offered insight into which suburbs made the most storm-related home insurance claims across the 2019-2020 storm season.

JerrabomberraArandaCaloundra West
Castle HillFloreyGlass House Mountains
St. IvesLathanPalmview
CaringbahDunlopLittle Mountain
MirandaGriffithBells Creek
Baulkham HillsNarrabundahAshmore
Frenchs ForestWeetangeraOxenford
WahroongaScullinAlexandra Hills

So how can home insurance help?

Home insurance can help cover the cost of repairs to your home, shed, outdoor furniture and even fencing - among other things - if they're damaged by bad weather, rain water, or even due to impact from falling trees and branches.

If you get contents insurance, your policy will cover damage to things inside your home. So if a tree smashes through your window and ruins your living room furniture, contents insurance will pay to have it replaced.

If you want to protect your home - and the things in it - a home and contents insurance policy can help. Compare policies online to find one which is right for you and your home.

Compare home and contents insurance

Name Product Storm and rainwater damage Impact (including fallen trees) Flood Lightning
Budget Direct Home & Contents Insurance
Save 30% on your first year's premium when you purchase a new combined Home & Contents insurance policy online. T&Cs apply.
Youi Building and Contents Insurance
Youi Home Insurance takes the time to tailor a premium for you.
Huddle Comprehensive Home and Contents Insurance
Save up to 20% on your policy in the first year.
ANZ Home & Contents Insurance
The only direct Australian home insurance provider to offer full building replacement cover as a standard feature.
Seniors Top Home & Contents Insurance
Buy online and save up to 30% on a new home and contents insurance policy. T&Cs apply.
Qantas Home and Contents Insurance
Earn up to 20,000 Qantas Points when you apply. Points awarded will be based on your premium. T&Cs & exclusions apply.
QBE Home & Contents Insurance
Save up to 20% on your first years’ premium with a new combined QBE Home and Contents policy online. T&Cs apply.

Compare up to 4 providers

Picture: GettyImages

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