Do I need to tell my insurer after installing solar panels?

It is important to notify your home insurance provider as soon as your solar panels are installed so that your sum insured is adequate to cover the new value of your property including the panels. Failing to do so could result in your panels not being fully covered in the event of damage or loss.

Does home insurance cover solar batteries?

Generally yes. Most home insurance policies consider permanently installed solar batteries to be part of your home's building or fixtures. This means they are typically covered for damage from insured events like fire or storms. However it is always best to confirm with your specific insurer and ensure your sum insured reflects the added value of the battery system.

Are solar panels covered for hail damage?

Solar panels are usually covered for hail damage under a standard home and contents or building insurance policy. Hail is typically considered a form of storm damage which is a common insured event. Always check your policy's Product Disclosure Statement for specific details and any exclusions related to natural disasters.

What should I do if my solar panels are damaged?

If your solar panels are damaged first ensure your property is safe. Then contact your home insurance provider as soon as possible to report the damage. You will need to provide details of the incident along with any photos or documentation of the damage. Your insurer will guide you through the claims process.

Are ground mounted solar panels covered by home insurance?

Ground mounted solar panels can be covered by home insurance but it depends on your specific policy and how they are classified. Some insurers may cover them as part of your building or other structures while others may require specific mention or an optional extra. It is crucial to discuss this with your insurer to confirm coverage.