Top 3 features
- Good for choosing the amount you want back from each service visit.
- Good for natural therapies, which remain covered by CUA.
- Beware if you opt for Basic cover, the amount covered will significantly drop for dental and physiotherapy.
CUA Health has a history of delivering value for money to Australians with straight forward, effective health insurance extras to help you stay in shape without paying too much.
Good health is for everyone, and the right extras plan means it can be simple and affordable. Compare the options to find a plan that works for you.
Top 3 features
CUA Health offers a wide range of Health Extras for all budgets, ages and health needs.
Depending on which product you select, you can claim back a set benefit amount, or a percentage of the treatment cost each visit, up to your annual limit. CUA Health Extras cover allows you to visit the healthcare provider of your choice.
CUA Extras policies are geared towards the whole family, letting dependent children stay on your family policy until the age of 23, or 25 if they are full-time students. Also, when you add a newborn to your policy from their date of birth, waiting periods for them will be waived.
In addition, you'll receive:
You can also take advantage of wellness benefits with the Classic and Total Extras policies. This lets you claim the following benefits under your extras policy:
If you choose a 50%, 60% or 75% policy, you will receive that percentage back for each service you use, up to your annual limit. All other Extras policies have a set benefit amount you will receive. CUA allows you to visit the health provider of your choice, so the rebate will remain the same no matter where you choose to go.
You cannot make claims for extras prior to the end of the waiting period. These are:
You can check your specific policy exclusions online with CUA, but should be aware that you cannot claim:
Simply swipe your CUA Health Card to claim on the spot, and pay any difference yourself. Alternatively, you can use the CUA online portal to make claims afterwards, as well as check your existing extras balance.
For some services, such as ambulance transport or medical appliances, you'll need to send in a claims form, and your healthcare provider might need to fill in some sections too.
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