Commonwealth Bank Corporate Interest-Free Days card

Manage your cash flow with up to 55 days interest-free on purchases and unlimited cards for employees.

The Commonwealth Bank Corporate Interest-Free Days card is designed for medium to large businesses, with an annual fee cost of $40 per card for up to 49 credit cards, $32 per card for 50 to 499 cards and $24 per card for 500 or more cardholders.

17.57% p.a.

Purchase rate

$40 p.a.

Annual fee

55 days

Interest free period

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Product NameCommBank Corporate Interest Free Days Card
Purchase rate17.57% p.a.
Annual fee$40
Interest-free periodUp to 55 days on purchases
Card typeMastercard
Foreign currency conversion fee2.5%
Available to temporary residentsNo
Joint applicationNo


  • This card provides up to 55 days interest-free on purchases.
  • Comes with an option to set customised controls over different cardholders, such as their monthly spending limits and transaction limits.
  • Allows you to personalise your credit cards to reflect your corporate identity (fee applies)
  • Flexible payment options: pay the minimum amount or pay in full each month
Bonus pointsN/A
Annual fee$40
Minimum monthly repayment2.5% of the closing balance or $75, whichever is greater
Late payment fee$20
Foreign currency conversion fee2.5%
Overseas cash advance fee$4
Number of additional cardholders9,999

Review by

Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

The key feature of the CommBank Corporate Interest-Free Days card offers some cash flow flexibility, giving you 55 days interest-free on purchases made on the first day of your statement period, 54 on the second day, and so on until the due date on your statement. When that date rolls around, you’ll need to pay the total amount owing in order to keep making use of interest-free days. If your cash flow typically follows a monthly or 30-day cycle, this structure means you can avoid paying interest on the account.

How to apply

If you want to get the CommBank Corporate Interest-Free Days card for your business, call the CommBank business team on 13 19 98. As part of the process, make sure that you meet the following eligibility criteria and have all the documents and details you need to fill in the application form.

Eligibility criteria

  • Business requirements. You must intend to use this account primarily for business spending.
  • Age. You must be at least 18 years old to apply.

Card benefits

  • Interest-free days on purchases. Improve your cash flow with up to 55 days interest-free on purchases made with this card. Note that if you want to avoid interest charges, you will need to pay your account balance in full by the due date on each statement. Cash advance transactions are also not eligible for interest-free days.
  • Unauthorised transaction insurance. As the account holder, you get protection against unauthorised transactions made by cardholders linked to your CommBank Corporate Interest-Free Days account, with complimentary unauthorised transaction insurance worth up to $150,000 a year. Make sure you read the insurance terms and conditions for the full details of this cover.

Rates & fees

  • Annual fees. The annual fees for this account are charged per card, based on the total number of cards you link to the account. So you'll pay a fee of $40 per card for up to 49 credit cards, $32 per card for 50 to 499 cards and $24 per card for 500 or more cardholders.
  • Interest rate. This card has an interest rate of 17.57% p.a., which could add up if you carry a balance and don't make use of the interest-free days feature.

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