In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Your reviews
  • Ask a question
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ME Business Online Savings Account

ME Business Online Savings Account
Maximum variable rate
0.05% p.a.
Base interest rate

Our verdict

Let your excess business capital grow in an easy-to-use online business savings account from ME.

Business owners, trustees and self managed super fund owners can all benefit from the features of this account.


  • $0 minimum balance required
  • $0 minimum deposits required
  • No fixed terms on accounts


  • Available to businesses only
  • Must have two authorised account holders
  • No deposits from foreign accounts

In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Your reviews
  • Ask a question

The ME Business Online Savings Account gives you a safe place to store your working capital and earn interest on it. With no account keeping fees to worry about and access to your funds as needed through linked accounts, this might be the right option if you want to earn interest on business capital, but also want to retain access to important funds.


Key details

Product Name ME Business Online Savings Account
Maximum Variable Rate 0.05% p.a.
Standard Variable Rate 0.05% p.a.
Monthly Account Fee $0
Minimum Opening Deposit $0
Minimum Age 18

Key features

No monthly fees

There are no monthly account keeping fees for this business savings account.

How do I earn interest?

Earn a variable, competitive rate of interest on every dollar in the account with no minimums or maximums. Interest is calculated on every dollar of your daily balance, and is paid into the account once a month, allowing you to earn compound interest.

Launch savings calculator

How to apply

In order to apply for the ME Business Online Savings Account you will either send them an email or download the application and mail it in.


There are some eligibility requirements, including:

  • Minimum age. You must be at least 18 years of age to open this account.
  • Residency requirement. The business, SMSF or trust must be established in Australia. Applicants will need to be able to provide a verifiable residential address in Australia as well.

Your reviews

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Ask a question

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February 02, 2023

do you have actual banks to walk in and deposit cash?


Alison Banney Finder

February 22, 2023

Hi Marty,

ME is an online bank and does not have physical bank branches. You can deposit cash into your ME account at an Australia Post shop.



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