BOQ Specialist Signature Credit Card with Qantas

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Enjoy an introductory 20,000 bonus Qantas Points offer, airport lounge access and complimentary travel insurance.

The BOQ Specialist Signature is a rewards credit card that offers a bonus 20,000 Qantas Points when you apply, are approved and make 10 purchases in the first 2 months.


Bonus points

20.5% p.a.

Purchase rate


Reward point

Per $ spent

$400 p.a.

Annual fee

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Product NameBOQ Specialist Signature Credit Card with Qantas
Rewards programQantas Frequent Flyer
Balance transfer rate20.5% p.a.
Balance transfer revert rateCash Advance Rate (20.5% p.a.)
Purchase rate20.5% p.a.
Annual fee$400
Interest-free period55 days
Cash advance rate20.5% p.a.
Min credit limit$15,000
Card typeVisa
Available to temporary residentsNo
Joint applicationNo


  • Introductory 20,000 bonus Qantas Points
  • Up to 1.5 Qantas Points per $1 spent on purchases
  • Airport lounge access and complimentary travel insurance


  • Has a considerably high annual fee of $400
Rewards programQantas Frequent Flyer
Bonus points20,000
Rewards points per $ spent1
Annual fee$400
Minimum monthly repayment2% of the closing balance or $20, whichever is greater
Late payment fee$0
Overseas ATM withdrawal fee$0
Additional cardholder fee$0
Number of additional cardholders9

Expert review

Amy Bradney-George

Review by

Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

If you're a doctor, dentist, vet, accountant or other professional, the BOQ Specialist Signature gives you a way to earn between 1 and 1.5 Qantas Points per $1 spent on purchases – plus an additional point per $1 on eligible spending with Qantas.

How to apply

You can apply for the BOQ Specialist Signature credit card online or by calling the BOQ Specialist team on 1300 131 141. Before you get started, make sure you meet the following eligibility requirements and have all the documents and details you need for the application.

Eligibility criteria

  • Minimum income. You must earn at least $120,000 per year.
  • Professional. To apply for this card, you must be a medical, dental or veterinary professional, a student training in one of these professions or a qualified accountant.

Card benefits

  • 20,000 bonus Qantas Points. To take advantage of this bonus points offer, you must apply for the BOQ Specialist Signature, get approved, pay the full annual fee and then make 10 purchases within 60 days of account opening. You'll then receive the 20,000 bonus points within 2 months of meeting the spend requirement.
  • Priority Pass lounge access. This card gives you a complimentary Priority Pass Standard Membership, with unlimited lounge visits for the primary cardholder. You can also bring one guest per lounge visit, free of charge. You should get your Priority Pass membership card and details in the mail within 15 days of getting the BOQ Specialist Signature card.

Rates & fees

  • Annual fee. The BOQ Specialist Platinum card has an annual fee of $400 p.a. Make sure you consider this cost when weighing up the potential value you'll get from points and perks.
  • Purchase interest rate. While the 20.5% p.a. purchase rate on this card is similar to the rates on other frequent flyer credit cards, it will quickly add up if you carry a balance. So if you're planning to pay off purchases over a few months, you may want to look at low rate options as well.

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