BCU Dream Saver

BCU customers aged between 13 and 24 are eligible for the online-only Dream Saver account with an interest rate of 0.5%

A savings account like the BCU Dream Saver is ideal for encouraging young people to develop good savings habits. The Dream Saver is an online savings product available to BCU customers between 13 and 24 years old. You can access and manage your account via internet, mobile and telephone banking.

0.5% p.a.

Maximum variable rate


Base interest rate

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Product NameBCU Dream Saver
Maximum Variable Rate0.5% p.a.
Standard Variable Rate0.50% p.a.
Monthly Account Fee$0
Minimum Opening Deposit$0
Minimum Age13

Key features

How is my interest calculated?

The variable interest rate on this account is 0.5% for balances up to $29,999. Interest is calculated daily and paid monthly.

Eligibility to open a Dream Saver

This account is available to individuals between 13 and 24 years old. Customers interested in opening the Dream Saver account must be existing BCU members with another product open in their name.

How to apply

On the "Access and products" page, click on "Open" under the Dream Saver product description. You can also go to the iBank page where you'll be asked to enter your member login and password. Here's what you need to know when applying for a DreamSaver account:


  • Age. This account is available to BCU customers aged between 13 and 24.
  • Proof of residence. Only Australian residents can apply for this account, so you'll be asked to supply proof of an Australian address. If you don't live in Australia, call the BCU helpline for assistance.

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