In this guide

  • Review
  • Details
    • Key details
  • Key features
  • How to apply
  • Your reviews
  • Ask a question
Finder makes money from featured partners, but editorial opinions are our own.

BCU Advantage Saver

  • Avatar
BCU Advantage Saver

This product is not currently available via Finder. Visit the provider's website directly, or compare other options.

Compare other options
Maximum variable rate
2.20% p.a.
Base interest rate


Australian seniors can take full advantage of an everyday account that provides multiple methods of access while paying you interest on the balance.

The BCU Advantage Saver is a combined access and savings account for aimed at Australians who are receiving a pension or are self-funded retirees. It can be used to fulfil all of your banking needs, earning interest on your savings while allowing you to access your money whenever needed. An accredited Australian credit union, BCU is able to guarantee deposits of up to $250,000 through the Government Financial Scheme.


  • Suitable for Aged Pensioner after the age of 55
  • $2 monthly fee will be waived if the available balance is $500 or more
  • Competitive tiered interest rate


  • $2 monthly fee
  • Not available to all

In this guide

  • Review
  • Details
    • Key details
  • Key features
  • How to apply
  • Your reviews
  • Ask a question


Key details

Product Name BCU Advantage Saver
Maximum Variable Rate 2.20% p.a.
Standard Variable Rate 1.80% p.a.
Monthly Account Fee $0
Minimum Opening Deposit $0
Minimum Age 18

Key features

$0 Monthly account keeping fee

There is a monthly account keeping fee of $0 which will be waived if the available balance is $500 or more. You are permitted a certain number of transactions each month for free including those that are done within a branch, EFTPOS transactions and ATM withdrawals. The number of free transactions and amount charged to the account once the limit has been reached will depend on the type of membership you have with BCU.

One off membership fee of $10

All Australians are welcome to join the credit union but adults will be expected to pay for one share at a cost of $10.

How to apply

You can stop by your local BCU branch to complete an application for the Advantage Saver, or visit their website and complete an online enquiry form.


  • Minimum age. This account is only suitable for Australians aged 18 or older who are receiving certain government or personal pensions.
  • Residency requirements. Only residents or citizens of Australia are eligible for the Advantage Saver account.

Your reviews

No reviews yet. Write a review

Ask a question

Ask a question

Alison Finder


Hi there, looking for more information? Ask us a question.

Error label

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked
Accept and continue

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our 1. Terms Of Service and 6. Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Privacy Policy and Terms of Service apply.


Meryl Grew

July 08, 2016

Is it possible to open an advantage saver account on line, or must I visit a branch?


Clarizza Fernandez Finder

July 08, 2016

Hi Meryl,

Thanks for your question.

Yes, you can apply to open the BCU Advantage Saver account on the BCU website.

Hope this helps.


Go to site